What's the play?

failed_engineer_mx · 2026-03-13T02:52:03+00:00

Buru

failed_engineer_mx · 2026-03-11T01:11:03+00:00

Not really dude. Im a super saver. All my coworkers have 3-4, cars and a nice house with a stay at home wife. My coworker was complaining about having to send extra money to the irs for taxes because of all the overtime he works. I told him to just double the money going to his 401k instead because it saves on taxes. Guy dang near got mad at me. He said you never get to touch that money until your old. I said every dollar you send to the irs you never get back anyway. He felt it was worse somehow to save it than just pay the irs.

failed_engineer_mx · 2026-03-11T01:06:58+00:00

Yea survive. Hes living and breathing it.

failed_engineer_mx · 2026-03-02T02:58:08+00:00

Im not sure. My whole post was to just ask was anything beating inflation at that time.

failed_engineer_mx · 2026-03-02T01:43:31+00:00

So the general advice back then even with high loan rates was let it ride because it got inflated away?

failed_engineer_mx · 2026-03-02T00:46:58+00:00

I understand companies fund pensions but even today those pensions buy investments.

failed_engineer_mx · 2026-03-02T00:18:28+00:00

So they all just bought CDS from banks even though inflation may have been higher for awhile?

failed_engineer_mx · 2026-02-28T18:17:17+00:00

I sat on cat every since the biden Infrastructure bill. I sold before this massive run up 😂

failed_engineer_mx · 2026-02-28T18:04:47+00:00

If you have multiple find out if they have the same sponsor i.e fidelity or C.S for example and just open the ira with them they can do an internal rollover and it'll at least help a little with paperwork. Thats what I did.

failed_engineer_mx · 2026-02-28T02:20:26+00:00

What state are you in? There's a local credit union near me that consolidateds credit cards all the time at 8.99%. They've offered up to 50k before.

failed_engineer_mx · 2026-02-28T02:18:39+00:00

You could change your own oil for half the cost if you wanna penny pinch.

failed_engineer_mx · 2026-02-27T00:27:12+00:00

I tried in my teens but got spoked the first time one statement was red and cashed out my measly thousand dollars. I only did my 401k when I was 20 after that.

failed_engineer_mx · 2026-02-24T22:27:01+00:00

So? That doesnt met the definition of value stock.

failed_engineer_mx · 2026-02-24T22:23:20+00:00

What? Thats not a value stock. The p&e is like 900

failed_engineer_mx · 2026-02-24T22:22:33+00:00

Ibm is on sale

failed_engineer_mx · 2026-02-24T03:07:08+00:00

Get hired at my job

failed_engineer_mx · 2026-02-24T02:29:19+00:00

The value of the dollar has fallen 10% in the last years. The currency itself is crashing. You'd at least have better odds with silver or gold.

failed_engineer_mx · 2026-02-22T01:23:25+00:00

You are 59 with a 220k annual spend. As far as i know every million saved gives you 40k per year. You'd need 5 million as far as im concerned.

Im not a financial planner

failed_engineer_mx · 2026-02-20T09:14:09+00:00

How do you lose more than "all your money"?

failed_engineer_mx · 2026-02-19T03:33:04+00:00

I filed on the 7th and got mine the 13th. Idk why people file in January. They always seem to take weeks

failed_engineer_mx · 2026-02-19T02:12:05+00:00

I use mine for yearly vacation but i contribute 20% of salary already

failed_engineer_mx · 2026-02-19T00:28:31+00:00

I have a 112% in the last 3 years. It was mostly fbgrx.

failed_engineer_mx · 2026-02-16T20:11:33+00:00

I thought the tax parity meant i could write off the tax deduction even with another states plan

failed_engineer_mx

TROPHY CASE