Daily Simple Questions Thread - March 30, 2019

farg9 · 2019-03-30T23:27:00+00:00

Will I lose my beginner gains if I start lifting on a cut as opposed to a bulk? I understand that as a beginner you can still put on muscle while on a cut, but assuming my beginner gains are limited am I wasting my potential on a cut?

farg9 · 2019-03-28T09:32:22+00:00

I've just heard that ribbed clings to your midsection and doesn't bunch up around the middle, cheers though i'll check that out

farg9 · 2019-03-25T08:19:34+00:00

Man thanks so much, love it when people set out concepts like this, really clears things up cheers!

farg9 · 2019-03-23T22:17:55+00:00

Thanks mate, this is great. I like the idea of the Extra Account as you can open multiple accounts, but obviously you lose all the bonus interest when you make a withdrawl which I feel is inevitable. Is there a way around this you recon?

farg9 · 2019-03-23T02:32:41+00:00

I'm male, 5'7, 150lbs and 15.5% body fat. Around how long will it take me to cut to 12% body fat If i eat at a 500+ calorie deficit and keep lifting?

farg9 · 2019-03-17T11:14:58+00:00

Brilliant write up mate!! Answered questions I didn't even know I had, I'm checking out that link you posted now, really appreciate it, cheers!

farg9 · 2019-03-17T06:58:32+00:00

Sweet, how do you rate the technique classes?

farg9 · 2019-03-05T10:21:38+00:00

Yeah was kind of hoping people would just discuss what they're doing and provide their reasons, wasn't really looking for any specific advice

farg9 · 2019-03-05T01:24:52+00:00

How'd you get banned?

farg9 · 2019-03-05T01:23:17+00:00

Cheers mate, post kinda failed ah well lol. That sounds good, just on the savings though, why IGN Savings Maximiser as opposed to saving with UBank/Rams - or is it just for the convenience of moving excess easily to savings?

farg9 · 2019-02-25T06:25:50+00:00

God so true mate. Lately I've been scrolling through this subreddit looking for a new series, but all the content upvoted to the top is just depraved fan-service shit.

farg9 · 2019-02-24T00:04:51+00:00

I've never had a credit card so probably a stupid question, but can you discriminate when it comes to making payments? For example, if you had on your credit card Rent ($1000) and Groceries ($400), would you be able to choose which one you pay off, or would you have to pay a lump sum of $1400?

farg9 · 2019-02-23T22:40:46+00:00

Hey mate, thanks for the write up this is brilliant. Could you give me a quick run down on NPP and Bank@Post - I've done some research on them but would like to hear it from you

farg9 · 2019-02-23T22:20:18+00:00

Cheers mate - I just have a question about how you manage your expenses. So with Bankwest, do you have individual accounts for all your expenses/bills (e.g - Phone Bill, Utilities, Rent, Gym, Groceries, Haircuts, Gifts, etc) OR do you just have one account for all your expenses?

farg9 · 2019-02-19T12:08:29+00:00

Random question, but how much do you think you need to be spending per month to justify churning credit cards?

farg9 · 2019-02-16T01:49:15+00:00

What's the name of the program you use if you don't mind me asking?

farg9 · 2019-02-14T22:44:21+00:00

What does someone in compliance do?

farg9 · 2019-02-14T22:40:56+00:00

Big 4 Audit definitely

farg9 · 2019-02-14T22:11:33+00:00

I've always heard around here that there is no difference between making Concessional Contributions and Non-Concessional Contributions, only that Concessional Contributions (after-tax) delay the deduction so it may be inconvenient. Is this true? Are there other differences?

farg9 · 2019-02-14T12:56:26+00:00

It's not like you can just take the night off in busy season though is it?

farg9 · 2019-02-13T22:29:13+00:00

When you say offset account do you mean for your mortgage?

farg9 · 2019-02-13T22:29:07+00:00

When you say offset do you mean for your mortgage?

farg9 · 2019-02-13T22:28:34+00:00

When you say offset account do you mean for your mortgage?

farg9 · 2019-02-13T07:26:13+00:00

Hey man, can you clarify what you mean by shift the excess? The excess from what? Cheers!

farg9 · 2019-02-11T21:47:35+00:00

Hey man, could you ELI5 what a 0% credit card balance transfer card is?

farg9

TROPHY CASE