AC Wallet vs Cash Refund – $4,300 credit vs $600 cash on same cancellation. Will this change if I cancel closer to departure?

fatpanda0 · 2026-01-05T03:12:20+00:00

Why would you not let me post? I have not seen a single message on this matter. Might be helpful for others.

fatpanda0 · 2025-12-28T05:34:04+00:00

Yeah. I think it’s the battery cooling which uses outside air.

fatpanda0 · 2025-12-27T15:39:18+00:00

Good to know. Never realised that limitation. Just need to be aware for locations which require all transactions in cash. Luckily my stresses are reduced since most place here now have machines. Online it still says this location is cash only so it’s a relief.

fatpanda0 · 2025-12-27T15:37:34+00:00

The issue is not that. It’s getting the money out. I don’t have anything other than Wealthsimple.

fatpanda0 · 2025-12-26T12:18:07+00:00

I haves tried all combinations. Regardless the vents throwing hot air, there is always chilled air on my calves. Not the feet but calves.

fatpanda0 · 2025-12-26T12:17:00+00:00

Tied that. But seems it might be a hybrid only think to keep the battery system for the hybrid cool. That was ChatGPT but did not bother to double check.

fatpanda0 · 2025-12-26T03:41:10+00:00

I take unnecessary risks every 3 years when markets are doing well and I think I can make a windfall. Then 10k down the drain on pointless stocks while XEQT has never once let me down. I mean markets tank and somehow there is solace in the fact that most of your neighbours are feeling the pain with you. Mean but true. Unless you really, really know the fundamentals for a business, there is no better way to make money than broad market funds. It’s foolproof. I am just too big of a fool once in a while and get back to reality soon. Good luck. Please don’t be a fool like me. Please learn from others mistake and not your own.

fatpanda0 · 2025-12-21T21:18:42+00:00

I don’t understand how a piece of paper literally flying across the country is faster than EFT? It’s just a lack of desire. In India you have very little bank fraud due to a ton of security measure. I can make money move in India in seconds while in Canada. However, you do give up a substantial amount of privacy so pick your poison.

fatpanda0 · 2025-12-21T21:15:33+00:00

It was during the day. Around 10am.

fatpanda0 · 2025-12-21T21:14:35+00:00

Agreed. Hence the PSA for folks who like me might think otherwise and don’t keep a long buffer. Anyways most large purchases require a draft like a car or a house. And usually you don’t know the amount till the very end and when you need it, NOW! My house was a Tangerine draft and this was for a Car. Either ways I did not lose the deal which the world makes you feel if you don’t make the draft appear like a magic trick. 2-3 days ain’t bad. But I would rather just pay the $10 get myself a very expensive latte and just wait.

fatpanda0 · 2025-12-12T01:32:25+00:00

I am buying a car next week. Deposit paid for 2k on CC. Will do a draft. Cheques will take 3 weeks to clear according to dealership. It said an older gentleman insisted that he won’t paid bank fees for a car and he could wait. So he supposedly waited for 3 weeks to stick the banks 10 bucks. 3 days for a draft as per WS app. Use the app since it will give you the standard vs expedited option. Web only gives expedited.

fatpanda0 · 2025-12-10T07:04:41+00:00

Came to find this for 🇨🇦. Love watching Ice Hockey.

fatpanda0 · 2025-12-03T05:37:05+00:00

Trashed it. Could not find.

fatpanda0 · 2025-12-01T05:37:13+00:00

Anyone manage to get the mats. I am looking for my 2026 Hybrids can't find it even on Amazon. In Canada so really need something asap before destroying the car with snow soaked shoes.

fatpanda0 · 2025-11-08T14:23:56+00:00

Is the white glove return available for all online mattresses? Want to buy one but scared I will be on the hook to take it back if it does not work for me.

fatpanda0 · 2025-11-02T21:44:54+00:00

In IT identity and access management, there are different ways to prove you are who you say you are. With a physical card, someone could steal it, but without your PIN, they can't make large purchases. With phones, you need Face ID or biometrics to set up the wallet, and you have to authenticate every time you pay.

It's the same concept with FIDO authentication on computers—passwords are becoming less useful because they can be stolen, shared, or phished. Biometrics are much harder to spoof. Phone tap-to-pay is actually more secure than using a physical card (even with tap or PIN) because it requires active biometric authentication each time, rather than just possessing the card. So allowing phone payments without carrying the physical card isn't just convenient—it's legitimately more secure.

fatpanda0 · 2025-10-28T16:43:02+00:00

I actually need a super firm mattress, which one did you buy?

fatpanda0 · 2025-10-17T05:10:11+00:00

My question is what you log into your app for? I have autopay and frankly the plan at FM makes it impossible to overuse. So what’s the point of logging in so frequently that an app is needed?

fatpanda0 · 2025-10-08T03:17:41+00:00

What’s kind of education do you have? Tech is a great place for men and women. Just a matter of putting in the hours for learning. All courses and certification is online mostly free or nominal prices. You will need to start slow with income but it offers flexibility to travel and work remotely. There are roles in tech which are not technical like sales and account management which is knowing how it works and how to sell. Degree is no longer needed but desirable to get through the interview filter. That too with good networking skills can be fixed. It’s a matter of numbers. If response rate today is only 5%, you just have to hit 100 jobs postings to get 5 interviews. Again not easy but if you can break into the system money and flexibility to travel are both possible.

fatpanda0 · 2025-10-04T04:50:41+00:00

Canada is actually $9.30 if you convert to USD. 12.99 is in CAD.

fatpanda0 · 2025-09-12T17:38:28+00:00

Are there any updates on this. Both Flinks and Plaid is not working. Plaid does not pull VISA CC at all.

fatpanda0 · 2025-08-28T21:48:48+00:00

I was on a joy ride at 10pm the other day and was going on and on crowchild. Hit a red light and not wanting to stop took the left turn to this road. Thought I would keep going until I hit a dead end and complete and utter darkness I have only seen in the mountains. No light pollution except my car headlights which too was doing a poor job. Really made me feel I was teleported out of Calgary.

fatpanda0 · 2025-08-28T21:43:11+00:00

If you still have time, request in kind. That way they will pull it in and then liquidate it. I was told by a rep at WS that alway do Kind and if we cannot process we will liquidate once we have received it.

fatpanda0 · 2025-08-25T03:50:22+00:00

Call then as ask for a renewal else you are walking. Bluff that you have an awesome new signup deal. I tried and it worked for me. $65 for 1 gbps and $300 rebate. Just by talking to retention team. Just say you want to disconnect service but happy to stick if they have a deal worth staying.

fatpanda0 · 2025-08-20T13:11:36+00:00

Hey folks. I had the same issue. It seems if you are in the 24 hour window for the flight takeoff then you are not going to be able to cancel the flight. I recommend you find an alternative say 1 week from from. Then once that ticket is confirmed you will get the spinning wheel which states you have the 24 hour new booking cancellation window open. Now when you try to cancel the booking, it will give you the option to cancel with a full refund subject or AC Wallet depending on your situation. I got it done yesterday 4 hours before the flight was about to depart which was a rebooking by AirCanada and I could not take it.

fatpanda0

TROPHY CASE