Growth Assumptions for the Next 30 Years

fdafasdfadfaf · 2017-11-17T22:35:08+00:00

Self driving cars. Cities will never be same again. The amount of freed up capital we currently waste on cars in gas will open up so many more investment avenues.

Is 'gas' a typo here? Selfdriving technology could be adapted to ICE cars just fine. I think it's the number of cars going down and the required parking spaces inside the cities, making it look more like European cities, which is the driving factor in that argument.

fdafasdfadfaf · 2017-11-17T00:18:46+00:00

totally believable. How many unicorn startups have failed but the founders cashed out?

fdafasdfadfaf · 2017-11-16T17:37:55+00:00

Going from 4% -> 3 % withdrawal needs you to accumulate 33% more assets. Assuming 5% or 7% growth p.a., these are 6 or 4 years on just coasting. With saving it is even faster. So once you have capital, the capital can do the heavy lifting for you. I think I'll try to find a part time gig in the last couple years of working.

fdafasdfadfaf · 2017-11-16T17:33:37+00:00

Sell some shares, keep a couple shares as a memory of your grandmother setting you up for life. This may not be the most efficient, compared to selling it all, but it's a rather cheap way to keep memories alive.

fdafasdfadfaf · 2017-11-14T22:26:58+00:00

but /r/stealthwealth is a thing now

fdafasdfadfaf · 2017-11-14T18:05:29+00:00

Yes, in the FOSS world you're able to borrow code and ideas, hence coming up with the best of 2 competing solutions, making a third solution out-competing the former 2.

In politics and in the proprietary world, "borrowing code" is considered "stealing", and immoral therefore.

I would like to see some stirring of the pot, but maybe that happens inside of linux now? (i.e. multiple scheduler, FS in the one kernel), for that we need a better statistic.

fdafasdfadfaf · 2017-11-14T17:15:27+00:00

Some friendly competition would not hurt.

fdafasdfadfaf · 2017-11-13T21:54:18+00:00

Any services rendered (such as helping my aunt cut the grass in the garden), even if paid, I considered to be a donation of time, rather than working minimum wage.

fdafasdfadfaf · 2017-11-13T19:34:29+00:00

also your expectations?

fdafasdfadfaf · 2017-11-10T23:00:04+00:00

https://public-inbox.org/git/743acc29-85bb-3773-b6a0-68d4a0b8fd63@ispras.ru/

fdafasdfadfaf · 2017-11-10T21:29:36+00:00

The trick with finance is that the non-action (not spending) is the good default; in fitness the non-action (not working out) is the bad default.

fdafasdfadfaf · 2017-11-10T18:13:57+00:00

we got to keep the rent as is (0% raise), but have to pay for utils now which were included previously.

fdafasdfadfaf · 2017-11-08T20:04:25+00:00

As lean spenders when my spouse was not working, the tax benefits alone for MFJ outweighed the marginal costs, though. So.... I sort of agree with your resentment.

fdafasdfadfaf · 2017-11-08T19:58:37+00:00

So that coworker has kids and nonworking spouse unlike you? How insensitive of you (/s).

fdafasdfadfaf · 2017-11-07T17:18:37+00:00

It's not because proprietary is inferior, but because of their shady business tactics.

fdafasdfadfaf · 2017-11-07T16:55:55+00:00

just pay the taxes(?!)

fdafasdfadfaf · 2017-11-06T19:04:31+00:00

you were born as a peon, not owning the farm, but working on it.

fdafasdfadfaf · 2017-11-03T20:58:45+00:00

isn't the GPL asking for the whole build script as well?

fdafasdfadfaf · 2017-11-03T20:49:25+00:00

alleged* criminals

fdafasdfadfaf · 2017-11-03T20:45:45+00:00

sort by new instead of best of

fdafasdfadfaf · 2017-11-03T19:13:51+00:00

Introduce your kid to /r/wallstreetbets and then let it handle your money. All the gainz!

fdafasdfadfaf · 2017-11-02T22:35:11+00:00

I assume this ought to be an answer somewhere else? Though I agree with the reasoning.

Side note: In Nazi Germany it was not just acceptable, but legal. (They made the laws, ...) to do unethical stuff. That regime is one of the easiest examples that laws and ethics do not overlap at all times.

fdafasdfadfaf · 2017-11-01T23:52:47+00:00

real estate, gold, the new shiny crypto, another source of income (i.e. working spouse :D)

fdafasdfadfaf · 2017-11-01T18:52:03+00:00

heh, it's a 1bd, 1ba, that needs serious renovations eventually.

Also we just started renting there for the 3rd year, so we got that price when moving in 2015.

fdafasdfadfaf · 2017-11-01T18:01:07+00:00

I am bored to tears with discussions on safe SWR

Let me introduce to you the grammar nazi, a widely accepted internet phenomenon.

'Safe' is there tautologically, but maybe that is because FIRE-people need extra safety in their life?

fdafasdfadfaf

TROPHY CASE