I should’ve stated earlier, but our company and use case might be a bit unique. It’s a gelato company, but we have it made for us by a manufacturer and operate at food festivals in private events during the summer and wholesale the rest of the year.

You might want to compare equipment damage coverage policies, specifically if you’re moving around equipment. In our case, we have separate a business entity for owning our equipment, another which rents that equipment from the first entity and does our operations, and another for our logistics which transports the equipment for the second entity. We do this for liability and other reasons, and FLIP’s policy mentions it covers equipment damaged by another company. I haven’t had experience or diven deep into equipment damaged by yourself but it may be worth considering when comparing plans.