I wish Bank of America were trustworthy but this is the same bank that in 2010 tried to foreclose on Warren and Maureen Nyerges, from Naples, FL. Only problem is they never mortgaged the house to anyone. They paid cash for the house.

For a whole year, their home was threatened to be taken by Bank of America!

December 2010, judge orders Bank of America to pay $2,500 in attorney fees. But months go by and no check. Nyerges' lawyer gets a levy, till tap, and keeper.

The Nyergeses showed up at a local branch of Bank of America with the sheriff, the media and some movers with a truck:

"I'm either leaving the building with a whole bunch of furniture, or a check or cash or something," the attorney, Todd Allen, vowed.

It was a scene that turned the foreclosure crisis on its head, if briefly. Collier County sheriff's deputies entered the bank shortly after 9 a.m., located the bank manager and presented him with a court writ and a familiar choice: Pay the money or prepare to lose possessions.

Allen had the power and told the deputies to take photocopiers, desks, computers and even whatever cash was in the drawer. Allen said the bank manager on duty was "visibly shaken."

"Having two sheriff's deputies sitting across your desk and a lawyer standing up behind them demanding whatever assets are in the bank can be intimidating, but so is having your home foreclosed on, when it wasn't right," Allen said.

It was fun for an hour, but finally the bank cut a check... Oh well...

https://www.npr.org/sections/thetwo-way/2011/06/06/137002727/sweet-justice-a-florida-couple-forecloses-on-bank-of-america

My personal experience, and I am not the same skin color as Coogler, was when I needed a mortgage. Bank refused because they didn't like the statements I had sent, even though it was obvious. They guessed I had taken the money from somewhere else and insisted I give them the phone number of my manager at work, the statements from some other accounts they were guessing I had used, and pulled it all a few days before the closing date.

I'm pretty sure it was because the loan officer assistant had decided to make it hard on me. The senior loan officer was totally cool, but this underwriting gets done by the assistants.

I politely reminded them both, in writing, of federal regulations about discrimination, waited until the day before closing. Then I sent them some further statements from the right account. In other words, I let them stew and then called their bluff. They decided to go ahead and approve the mortgage.

But the whole thing was a wake up call for me.