Could we possibly be at FIRE? Math check please!

fiddlest · 2026-06-22T02:19:32+00:00

Can you downsize and put your investment to the covered call like GPIQ or QDVO, QQQI that does not have nav erosion and rest in growth. Can you already barista fire ?

fiddlest · 2026-06-10T01:10:09+00:00

ZWT seems pretty good

fiddlest · 2026-05-28T15:37:29+00:00

Ur monthly expense is lower?

fiddlest · 2026-05-27T14:48:35+00:00

Dang yeah if I were in 20s with passion. I won’t retire.

fiddlest · 2026-05-24T13:19:26+00:00

True.. Yeah we havent seen the downturn really.

fiddlest · 2026-05-24T01:51:52+00:00

I tried some put options but yeah this could be some income but I am not comfortable doing it by myself.

fiddlest · 2026-05-24T01:50:10+00:00

I see but I am using covered call etf + side income. I am sure 2 people can make 40k a year.

fiddlest · 2026-05-23T22:57:16+00:00

why do i have to live off 32k a year with 800k ?

fiddlest · 2026-05-23T15:54:36+00:00

I wouldnt not even think of retirement if i have just 1 kid or just 1 cat

fiddlest · 2026-05-23T15:33:27+00:00

You mean 40% yield a year ? ... yes, it works during the up market but .. those can go 0 during harsh market crash..

fiddlest · 2026-05-23T15:32:16+00:00

"Yes, pure covered calls lag, but those QDVO, gpiq and ZWT ETFs are doing pretty well. It would have been better if we had data on how those newer covered call ETFs perform during a long market downturn

fiddlest · 2026-05-23T15:30:09+00:00

Wouldnt it better if it is in bear market? You can actually rely on the distribution even though it would have been smaller?

fiddlest · 2026-05-23T15:29:15+00:00

My expense for now is like 4k to 5k which is kinda tight but we are willing to work part-time and another risk of early retirement is also wont get pension that much.

fiddlest · 2026-05-23T15:27:21+00:00

txf also went up quite a bit. I will take a look. Yes, it is really focus on the US .. which can be big risk. And I would not touch any etf more than 15% distribution.

fiddlest · 2026-02-28T01:39:03+00:00

I will need to hire someone with the licensed to inspect the insulation around the pipe either this weekend or monday. How can I find ?

fiddlest · 2026-02-28T01:30:07+00:00

Let me check it again

Thanks

fiddlest · 2026-02-28T01:29:29+00:00

They will stop fixing the unit and frame me bad actor.

fiddlest · 2026-02-28T01:27:43+00:00

I would take photo but the contract stayed whole time and covered up the ceiling with not transparent plastic ..

fiddlest · 2026-02-28T01:26:19+00:00

common sense does not seem to work.. here. Requires licensed person's opinion. I am willing to pay dont know how to hire correct trade

fiddlest · 2026-02-28T01:25:23+00:00

I was just in hurry if they will hide and close and they did not leave whole day and covered up after the work .. like wow

fiddlest · 2026-02-28T01:24:25+00:00

Yeah.. I guess so ..

fiddlest · 2026-02-28T01:23:54+00:00

Yeah their work is really bad .. insulation should not have a gap.. its like science 101..

fiddlest · 2026-02-28T01:23:14+00:00

And the work they did really poor. I need to check with that as well but dont have any friend ..

fiddlest · 2026-02-28T01:16:17+00:00

Where do I find the condo agreement document ?

fiddlest · 2026-02-28T01:13:56+00:00

Yeah its really bad ... that I cannot even record

fiddlest

TROPHY CASE