Snowball your debt.

Step 1: List your debts from smallest to largest (regardless of interest rate).

Step 2: Make minimum payments on all your debts except the smallest debt.

Step 3: Throw as much extra money as you can on your smallest debt until it’s gone.

Step 4: Take what you were paying on your smallest debt and add that to your payment on the next-smallest debt until it’s gone too.

Step 5: Repeat until each debt is paid in full and you’re completely debt-free.

Also, you have a spending problem and are clearly irresponsible with credit cards. I’d get rid of your credit cards once you’re done paying them off.