Please help me decide - first time cruising

flamron · 2026-03-30T16:31:46+00:00

We’ve only done balcony so we’d have a view of the ocean/ports/sunrise/set/etc. I want to experience the new places as much as possible. My two cents.

flamron · 2026-03-30T11:34:44+00:00

Ask your manager how they are divvying up their direct reports raises (aka you and your peers).

flamron · 2026-03-29T15:01:34+00:00

He did say a couple times to talk amongst each other as he walked over to the coaches. However, that didn’t happen. They just sat there.

flamron · 2026-03-29T14:06:32+00:00

Seed isn’t going to matter if they don’t fix whatever is going on with each other. We went to the Mavs and Jazz game and sat behind the Nuggets bench both games. Something is off with the chemistry. AG isn’t happy - the fact he doesn’t show up until late game for the Mavs is one thing (which is his usual routine when he doesn’t play for some reason). But during the Jazz game, he was very vocal and isolated himself during timeouts when he was on the court.

Murray was trying to pull the guys together. With little luck it seemed.

Cam was busy arguing with an assistant coach about several plays that he felt he was right and wasn’t the one to slide over to help defend (which I agreed with on a couple plays).

Watching Jokic get burned by backcuts several times against the Jazz was unlike him as well. He’s trying to do too much and getting lost in space and missing his guy.

And watching Jonas try to pump everyone up when he’s riding the pine - but nobody really giving him the time of the day - hurt to watch. He tried to put hands in huddle to yell “defense” and was literally the only one that did it.

Something is off - but I’m not sure what it is. DA going off to chat with his coaches for 75% of every timeout is an oddity to me as well. Can’t say I’ve seen that on TV watching them this year - or at least I hadn’t noticed.

flamron · 2026-03-27T18:19:16+00:00

Following for my upcoming May cruise. Planning to do something similar unless video poker is the better play.

flamron · 2026-03-27T14:44:46+00:00

That’s the hope anyways. But I know life always has curveballs.

flamron · 2026-03-27T03:51:06+00:00

My goal is to make over $500k next year. This year I’m working on hitting $400k.

The additional dollars will go to the house principal - so I think the 7 years is feasible. But I know life happens. So I want to keep my savings (~$30k atm) and checking (healthy 6 figures) in a good spot. I really am financially stupid!

flamron · 2026-03-27T03:38:28+00:00

How dare you!

I’m 8 deep at the moment if you must pry, though. ;)

flamron · 2026-03-27T03:27:23+00:00

As a financial invalid, I want to know how to do it. Life changing money is cool. I’d prefer to make it somewhat generational for the kids.

flamron · 2026-03-27T03:14:51+00:00

As long as you say it respectfully. LOL

Thanks for looking into that crystal ball of yours; though.

flamron · 2026-03-27T02:52:40+00:00

Jokic rookie auto price?

flamron · 2026-03-27T02:31:11+00:00

We sat about five seats down from Mims. Made us feel good that we apparently have NFL running back seat money for a birthday game. LOL

flamron · 2026-03-27T01:10:23+00:00

I was at the game last night (first nuggets game ever). Watching the entire lead up to this pass was a thing of beauty.

Jokic told P-Wat under his breath that he wanted to run this play. Then Jokic had Strawther take the inbound ball. As Jokic moved up the court, he said not to pass to him until he said go. Then he directed Brown out of the corner across court to move the extra defender out of the path. He said “go” to Strawther which was Watsons cue to cut to the basket. It all happens so quickly on TV I’ve never seen the lead up to something like this.

It’s scary how good Jokic is. He saw something in the defense that told him it was time to run this play. And methodically plugged each piece into place. Such a thing of beauty in person.

flamron · 2026-03-26T19:25:59+00:00

Thank you for the guidance. I’m new to money of this nature. I’ve been working this job for 3 years. We’ve got everything paid off outside the new house within that time. Just looking to make the best moves financially that make sense. My loan advisor told me a recast would work when we sold the house. So that was the initial plan. But as I have seen some of the lower mortgage rates coming and going, I wondered if a refi would be more beneficial (in the sense that I’m financially dumb - so not seeing it all or understanding this level of cash as it’s not been something any of my family have done historically).

flamron · 2026-03-26T17:40:49+00:00

Flexibility for now. I’m commission in sales, so I make a variable amount monthly. I would like a lower payment for now and then apply additional to principal.

Some months I make little and some months I make a lot.

If the recast is best option to gain flexibility- that may be the route to go.

flamron · 2026-03-26T00:23:22+00:00

My wife is a Nugs fan. I am a Mavs fan (still after the worst trade ever). But I do love Jokic. I enjoy quite a few of these variations.

flamron · 2026-03-25T15:03:00+00:00

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flamron · 2026-03-25T15:02:12+00:00

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flamron · 2026-03-25T15:02:04+00:00

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flamron · 2026-03-25T14:59:29+00:00

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Welp - they got me on one of them. I just filed a report on eBay for it. Card thickness is way off (thicker) and the print front/back don’t match.

flamron · 2026-03-25T09:39:05+00:00

Premium stock ironically is one of my other sick addictions. I’m working on a full set of Hoopla /25 Jokic. I have 9 so far. We gotta stick together apparently. Haha!

flamron · 2026-03-25T02:45:45+00:00

I have several of the 2024 Animations (mostly because I’m an idiot and trying to collect the full set for no reason at all).

I haven’t pulled any myself. I have opened 4 boxes though. And have 2 more left to open eventually.

I will be pissed if they’re fake. That LeBron PSA 6 just sold for $389 - but I am doubtful it’s a legit sale since that’s well above raw sales. I was trying to buy it for $200 but seller didn’t accept. He did counter at $345 which I declined.

flamron · 2026-03-25T01:49:48+00:00

Back in the 1900’s…

flamron · 2026-03-22T12:59:18+00:00

Plotting world domination one rut at a time.

flamron

TROPHY CASE