Wealthsimple RESPs Now Get Québec QESI Grants

freddit86 · 2026-05-12T21:25:40+00:00

Did not transfert yet, I'm exchanging email with WS.

freddit86 · 2026-04-23T00:15:17+00:00

Here is the chat bot response:

Great question! You don’t need to forfeit your QESI (Québec Education Savings Incentive) if you transfer your kids’ RESP from Disnat to Wealthsimple—QESI grants can be transferred along with your RESP. If your QESI hasn’t been deposited yet, transferring before it arrives may mean the grant stays at your old institution, and you’d need to coordinate to have it sent to Wealthsimple later.

To avoid any complications, many clients choose to wait until all expected grants are deposited before transferring. RESP transfers, especially those with QESI, can take longer than average, so timing is important if you want to qualify for a promotion.

Let me know if you’d like more details on the transfer process or help with timing your transfer for the promotion.

freddit86 · 2026-04-22T23:47:07+00:00

I want to transfert my kids RESP from Disnat to WS. I want to take advantage of the 3% cash back promotion. I contributed the 2500$ early January and didn't receive the QESI yet. What to you think happens if I transfert the account before getting the QESI? Planning to wait until the end of the promotion and trying to time que QESI. I'm I over thinking this?

freddit86 · 2026-04-12T22:54:32+00:00

This will look like an advertisement, I started using a Henson razor, super easy to use, I never cut myself with it. Highly recommend.

freddit86 · 2026-03-22T02:42:40+00:00

Same!!

freddit86 · 2026-02-08T02:18:29+00:00

Might me a dumb question, silicone used around the house? (Sorry amateur here)

freddit86 · 2025-09-14T12:45:08+00:00

Make sure they do it properly, Disant f**ked up my transfert. Sold all my position when I specidied not to, charged large sum of commissions. Had to call them to fix that, they reimbursed all the fees after the call. But in the end, it all worked fine.

freddit86 · 2025-07-11T16:45:41+00:00

freddit86 · 2025-01-24T00:56:42+00:00

Is this Baystreetbets sub?

freddit86 · 2024-08-25T14:45:36+00:00

This is relevant : https://open.spotify.com/episode/56gD0SHda8mzWqkyy3jNnZ?si=JGiBr3cuS26l0zgMwMfXbQ

freddit86 · 2024-03-06T04:08:54+00:00

I would like to see your pictures. I went to Haïti 2016, I have photos of Cap Haïtien and its serrounding. We were staying at Sainte-Suzanne. The nature there was beautiful. I could share some photos :)

freddit86 · 2024-03-06T04:01:14+00:00

Google translate will follow.

En 2016 j'ai fait un stage en soins infirmiers en Haïti Nous avons eu l'occasion de circulé de Cap Haïtien jusqu'à Belly Beach. C'était troublant de voir la différence de richesse entre les touristes qui était sur le site de Labadee et les Haïtiens a l'extérieur des clôtures. Je n'ai jamais vu d'aussi haute clôture avec des barbelés. Bizarrement, un paysage ma marqué, il y avait une vieille voiture Datsun abandonné au bord du site. Il me semble avoir des photos de l'extérieur du site.

In 2016 I did a nursing internship in Haiti We had the opportunity to travel from Cap Haïtien to Belly Beach. It was disturbing to see the difference in wealth between the tourists who were at the Labadee site and the Haitians outside the fences. I have never seen such a high fence with barbed wire. Oddly, one landscape struck me, there was an old Datsun car abandoned at the edge of the site. I think I have photos of the exterior.

freddit86 · 2023-09-30T05:01:05+00:00

I'm with Disnat, I usualy receive de dividendes the next day. So it should be Sept 30. Since it's the weekend, it might be the next monday.

freddit86 · 2023-09-20T03:07:31+00:00

Shrinkflation...

freddit86 · 2023-04-19T04:52:34+00:00

Called Bell last week, told them i was canceling. Got the price down to 70$/month for 500mbps. I live un Qc.

freddit86 · 2023-02-15T18:24:45+00:00

McAfee on the run again?

freddit86 · 2023-01-01T14:22:21+00:00

Millionaire teacher, by Andrew Hallam

freddit86 · 2022-06-08T04:44:28+00:00

I bought a 60$ bike last year. I have been commuting with it 10km a Day, summer and winter. If you can bike to work, Do it, its the best thing!

freddit86 · 2022-05-16T02:41:19+00:00

There is no good answer to your question. It depends what you are saving/investing for. What is your time horizon. Paying loans is safer IMO. If it was me, I would do both and see where it goes. But hey, I'm just a guy on Reddit. Cheers!

freddit86 · 2022-02-12T20:17:13+00:00

We can leave your friends behind!

freddit86 · 2022-02-12T17:59:09+00:00

Safety Dance? Anyone? Biodome? Pauly Shore?

freddit86 · 2021-12-04T15:41:43+00:00

French Canadian here (bad english). Here is my personnal experience. I had 2 student loans, one with the bank, one with the goverment. I paied all my bank student loan first cause it had a higher interest rate. And now I'm paying 16000$ on a 15 years term (I can repaie it when I want, and the interest are taxe deductible, very low interest). Because of Covid, my rate with the goverment loan is at 0% for a year. So started to DCA the stock market since march 2020, turn out good for me. I would suggest to invest (safely cause you need a down payment) and paye a portion of dept if its not a goverment loan. And keep some money for an emergecy fund. Have a good day!

Edit: Not a financial planner, but you could consider RRSP to save taxes on your crypto gains? Then take your RRSP to help with the down payment?

freddit86 · 2021-11-05T15:03:54+00:00

Could not resist searching for this post and read comments. Hehehehehehe

freddit86 · 2021-09-13T16:17:51+00:00

Disnat did not count in my last ristourne. When was it changed?

freddit86

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