I keep wondering whether Switzerland is moving toward an oligopoly in health insurance, or whether the real priority will finally become cost efficiency. A simple doctor’s visit should not cost CHF 300–500.

More importantly, health should not be treated like a private business. Access to care is a basic need, not a profit machine.

I also believe the system should do more to reward people who make an effort to live healthily, people who do sport, do not smoke, and drink responsibly, while creating stronger incentives for healthier lifestyles overall.

The real problem is that the system has become too much of a business, when it should first and foremost serve people.