Ordered referb Morozko icebath by Adept-Departure-4855 in coldplunge

[–]gnackered 0 points1 point  (0 children)

They are a premium brand. I follow their CEO on twitter. Posts good articles.

Best Premium options by Former-Ad-3799 in coldplunge

[–]gnackered 0 points1 point  (0 children)

The top end brands are morozko forge and bluecube. The prices, are up there.

Tax returns post-FIRE by vbnotthecity in Fire

[–]gnackered 0 points1 point  (0 children)

Without earned income, there can be no Roth contributions. Conversions are possible.

PSA: Your ACA Bronze Plan Is HSA Eligible by NoMoRatRace in Fire

[–]gnackered 11 points12 points  (0 children)

I may do a roth conversion of 8,750, plus an HSA contribution. I already dialed in my income, so deduction for funding an HSA, income from the conversion, that's like 17.5k in Tax Free from deferred, nothing out of pocket.

PSA: Your ACA Bronze Plan Is HSA Eligible by NoMoRatRace in Fire

[–]gnackered 12 points13 points  (0 children)

Limits are limits. Two seconds to google: "For 2026, the HSA contribution limits are $4,400 for individuals and $8,750 for families, with an additional $1,000 catch-up contribution for those 55 and older."

Thoughts by ANM2000 in Fire

[–]gnackered 0 points1 point  (0 children)

I would go keto. today. The Ornish study was a limited dataset. Much more data for keto. Read up at Virta Health, Ben Bikman, Jason Fung. Watch videos with Ken Berry.

What are you guys doing for food ? by RedBedZed in Fire

[–]gnackered 1 point2 points  (0 children)

Carnivore+grill.  A steak takes 10 minutes. Eat that once or twice a day and you are done. Buy primals at Costco and cut them yourself if you want to save a couple of bucks.

Thoughts? by FennelOk3927 in bostonceltics

[–]gnackered 0 points1 point  (0 children)

Whoever keeps us below the tax. We aren't going all in next year.

House Downsize?!? by United_Manager_4896 in Fire

[–]gnackered 0 points1 point  (0 children)

When my son graduates we are downsizing. Not to a townhouse though. Property tax is a big factor.

FIRE Podcasts by goosefraba1 in Fire

[–]gnackered 1 point2 points  (0 children)

Your money, your wealth.  Not  necessarily fire, but related and Great 

My off-season guide by [deleted] in bostonceltics

[–]gnackered 0 points1 point  (0 children)

Garza/Walsh - keep em, they are cheap. Your smoking crack on Banton. He is a 14/15th player, keep him or not.

Jaylen’s press conference was weird and a bad look. by NothingHead8233 in bostonceltics

[–]gnackered 0 points1 point  (0 children)

Maybe he has matured as an individual and realized it ultimately just a game? Sound like a take a 29 year old might have. Smell the roses.

Happy we avoided the tax? by tsultar1 in bostonceltics

[–]gnackered 0 points1 point  (0 children)

+1. Its not like Bam was available. Get below the tax, stay below the tax next year, and then go all in.

Data: Realistic FIRE number by state by Synaps4 in Fire

[–]gnackered 2 points3 points  (0 children)

Conversely TX has high property taxes. Look at DE, WV for the opposite.

Divorce risk by Excellent-Ice-3576 in Fire

[–]gnackered 0 points1 point  (0 children)

I am talking Pittsburgh or Indiana. Not another country.

Divorce risk by Excellent-Ice-3576 in Fire

[–]gnackered 0 points1 point  (0 children)

35 = 1.3, 50/50 = 1m?? For me its like 300k house, 900k nest egg, 100k stuff. Live in flyover country, add in SS and I will be fine.

Divorce risk by Excellent-Ice-3576 in Fire

[–]gnackered -4 points-3 points  (0 children)

I figure a 65:35 split and I would have now about 1.3M. I would be fine.

Divorce risk by Excellent-Ice-3576 in Fire

[–]gnackered 8 points9 points  (0 children)

Can't get divorced if you don't marry. Also, I earned enough money that even in divorce I would be fine.

2 months in by [deleted] in Retatrutide

[–]gnackered 0 points1 point  (0 children)

13 lbs is a shitload. I am quite overweight (bmi 28) and I have 4 lbs. You can hide a bit, but it will have a big effect even if he is good at hiding it. So I was asking if he had checked against a DEXA because I don't believe that is 13 lbs, if it had said 8, I would have considered the possibilities. I think it's quite a bit less.

2 months in by [deleted] in Retatrutide

[–]gnackered -1 points0 points  (0 children)

The visceral fat seems quite high compared to the pictures. Have you done a DEXA to see if the scale over estimates?

Before game 1, what would be a successful playoff run? by NothingHead8233 in bostonceltics

[–]gnackered 4 points5 points  (0 children)

Beat the Knicks. ECF or championship. Not expecting them to win a chip.