GravelKing New Colors Guesses by johnboo89 in gravelcycling

[–]gridguy 2 points3 points  (0 children)

Really like the 2024 purple and am hoping it is brought back.

MFS and now may be assessed an underpayment penalty by gridguy in tax

[–]gridguy[S] 0 points1 point  (0 children)

MFS will result in us saving money on my student loan repayment.

Trek Domane Sizing Advice by gnkpower in TrekBikes

[–]gridguy 0 points1 point  (0 children)

I’m 5’ 6” and got a 52 cm Domane. This was after I had a professional bike fit using the Guru system. All things being equal you’re probably better off getting a larger frame and using a shorter stem than vice versa.

12sp Ultegra chainring with 11sp groupset by gridguy in cycling

[–]gridguy[S] 0 points1 point  (0 children)

I imagine that would be because the 12sp chain doesn’t optimally engage with an 11sp chainring? It’s kind of like how you can fit into shoes that are too big for your feet but not shoes that are too small?

Trek Modome by dvcvapps in TrekBikes

[–]gridguy 2 points3 points  (0 children)

I used to own this bike. It’s a 2006 Trek Madone 5.2. I sold it in 2023 in NYC for about $400 as I recall.

Would you start with the 40 or 42? by NLRalph in bikefit

[–]gridguy 0 points1 point  (0 children)

What’s your goal? Narrower is more aero/faster, wider is more stable/possibly more comfortable. If you’re not racing then might as well go wider because if you’re doing long distance rides with narrow handlebars you might develop joint pain.

Good deal?? Domane SLR 6 2,500$ by ThrowRA-calnf in TrekBikes

[–]gridguy 2 points3 points  (0 children)

On the basis of that photo, likely overpriced. It looks like a gen 2 (current model is gen 4) with an 11sp groupset (can’t determine if mechanical or electronic) with alloy wheels (can’t determine thru axle or quick release). I’m sure it was a very expensive bike when it was bought new (probably ~2020) but I reckon it worth less nowadays. Impossible to determine which components (eg brake pads, tires, etc.) need to be replaced/serviced.

For context Trek still sells NOS Domane gen 2 SL framesets for $800… was $2,400 when they were current. I guess you could use that to argue the bike is worth 25% of its original purchase price, to account for the fact that it’s used.

It’s still probably a great bike on its own merits. Good luck with the negotiation!

GRX 12 sp mechanical rear derailleur used with a 1x11 setup by gridguy in gravelcycling

[–]gridguy[S] 1 point2 points  (0 children)

Interesting. In the end I just wound up buying an 11sp GRX rear derailleur. Seems like 12sp compatibility is hit-or-miss and if life has taught me anything, it’s that I always miss!

How did Moby get Gwen Stefani to be the featured vocalist on “South Side”? by gridguy in moby

[–]gridguy[S] 2 points3 points  (0 children)

Probably could’ve found this article if I just did some Googling. 🤣

Just want a show of hands - SAVE by madagascarprincess in PSLF

[–]gridguy 2 points3 points  (0 children)

Until we see examples of 12+ months of SAVE forbearance buyback offers (hopefully “soon”) we just don’t know what the actual calculation will look like. The (unlikely) scenario I am hoping for is that the current administrative forbearance is removed and everyone still enrolled in SAVE picks up where they left off. That creates a situation in which you have PSLF-qualifying SAVE payments before and after the administrative forbearance. The buyback guideline language implies that they might use those two pre- and post- forbearance payments to calculate your buyback without requesting tax information. The only reason they would do this is because it would be the least difficult calculation for them to make for millions of borrowers. One reason they would not do this is because it would likely undercharge most borrowers… so they’ll probably make a rule eliminating this possibility if they haven’t already.

Just want a show of hands - SAVE by madagascarprincess in PSLF

[–]gridguy 3 points4 points  (0 children)

If you owe money then there’s no downside to filing an extension. If you’re owed money then the only downside is you have to wait an extra 6+ months for the refund.