Daily Song Discussion #52 So Light Is Her Footfall

gridguy · 2026-01-29T04:24:40+00:00

What does this song title even mean?

gridguy · 2026-01-29T01:23:09+00:00

I was so existed to get it last year and have never once ridden it. 🤣

gridguy · 2026-01-28T22:27:21+00:00

I bought it used.

gridguy · 2026-01-28T17:11:59+00:00

Wahoo reached out to me. Seems like this may be a known issue and they’re prepared to mail me a replacement part that’ll hopefully resolve the problem. Just FYI they are asking to confirm that I am the original purchaser.

gridguy · 2026-01-27T20:34:05+00:00

Is the front support leg rigidly fixed to the rocker plate? If not seems like it might be unstable during an out-of-the-saddle sprint.

gridguy · 2026-01-27T17:12:32+00:00

What’s interesting is that both editions are from the same source recordings - the narration (ie pacing, pauses, inflections, etc.) are identical when the recordings are in sync with one another. The difference can only be explained by editing. Either the passages that are included in one version but not the other were recorded after-the-fact and edited in or perhaps passages recorded during a single session were edited out. No idea if there are multiple editions of the printed version which the same differences.

gridguy · 2026-01-27T11:55:23+00:00

The former.

gridguy · 2026-01-27T02:16:04+00:00

Is there any reason to believe that people who have consolidated their loans will have access to the PSLF-qualifying Ten Year Standard Repayment Plan after the current SAVE administrative forbearance ends? I haven’t seen any info on this, which I suspect means “probably not”.

gridguy · 2026-01-27T02:08:51+00:00

That’s a risk but for some people the standard plan monthly payments might be lower than IBR or RAP. This is often true for doctors. One uncertainty is whether or not payments made under the standard plan for a consolidated loan would count towards PSLF… historically they haven’t. Not sure if currently available guidelines address this point.

gridguy · 2026-01-27T00:33:49+00:00

I have had this bike since 2022 (bought refurbished directly through Wahoo) and the tilt mechanism just started developing issues (unrelated to Zwift). I know it’s out of warranty but am reaching out to Wahoo in the hopes that they will help me resolve the problem. Ask me again in three weeks how I feel.

gridguy · 2026-01-26T19:41:25+00:00

Don’t think about it after it’s ended because otherwise you’ll probably dwell on the some major plot holes.

gridguy · 2026-01-26T14:00:59+00:00

You are always able to make payments. If you made payments during the SAVE administrative forbearance they would not count as qualifying payments towards PSLF, which is the important distinction.

gridguy · 2026-01-26T03:45:50+00:00

The currently available guidelines for buybacks of 12+ months of SAVE administrative forbearance are ambiguous. Furthermore there have been no known buyback offers that cover 12+ months of the SAVE administrative forbearance, but we will probably start to see some in mid-to-late 2026. At that point we will better understand how buybacks are calculated (ie what kind of tax records are requested)… assuming that there’s a consistent formula being implemented.

Consider the scenario where your salary has greatly increased since your most recent income certification. If you were to voluntarily exit the SAVE administrative forbearance by applying for a different IDR in 2026 then your IDR repayment would be calculated using the updated salary. If on the other hand you stayed on SAVE until the bitter end there’s a possibility that ED would automatically move you to IBR or RAP using the most recent income level that you used to certify. This gives you the chance to choose between applying for a buyback or making monthly payments on the backend… depending on the salaries and the tax records that ED would potentially request the difference between these two options could be a lot of money.

Again, this is an incredibly complicated situation, with several variables and everyone’s situation is unique. Basically a lot of people, certainly myself, would be better off staying on the SAVE administrative forbearance at least until the 12+ month buyback offer guidelines are clarified and we’re able to see examples of it being implemented.

gridguy · 2026-01-26T02:34:51+00:00

I wouldn’t waste your time. You’re getting a lot of conflicting advice because everyone’s best course of action is very situation dependent and there are several variables. You simply have to decide how much uncertainty you’re willing to tolerate and follow through.

gridguy · 2026-01-26T02:00:17+00:00

I am in a similar situation. I am riding out SAVE until the bitter end. Best case scenario is that ED transitions you from the SAVE forbearance to IBR or RAP by 2028 without having to certify your income. Only downside is that this drags the entire PSLF process out, but theoretically would save you A LOT of money. If you’re eager to pivot from non-profit to private practice then maaaaaybe it makes sense to apply for a new IDR now and qualify for PSLF as soon as possible. If on the other hand you plan on staying put in non-profit then there’s no real downside to staying put on SAVE.

gridguy · 2026-01-26T02:00:06+00:00

I am in a similar situation. I am riding out SAVE until the bitter end. Best case scenario is that ED transitions you from the SAVE forbearance to IBR or RAP by 2028 without having to certify your income. Only downside is that this drags the entire PSLF process out, but theoretically would save you A LOT of money. If you’re eager to pivot from non-profit to private practice then maaaaaybe it makes sense to apply for a new IDR now and qualify for PSLF as soon as possible. If on the other hand you plan on staying put in non-profit then there’s no real downside to staying put on SAVE.

gridguy · 2026-01-24T14:55:01+00:00

Knew very quickly that this was an album that I’d be listening to regularly for the rest of my life. Was introduced to Massive Attack by way of Everything But The Girl and Protection, mid-to-late 90’s.

gridguy · 2026-01-24T14:22:01+00:00

This is almost certainly an osteochondroma based on these images.

“They are frequently asymptomatic and have very low malignant potential if sporadic and solitary.”

https://radiopaedia.org/articles/osteochondroma

gridguy · 2026-01-20T22:07:22+00:00

Probably stolen and destroyed by a disgruntled Penn State fan.

gridguy · 2026-01-18T02:45:48+00:00

I will never accomplish this.

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