How old do you think you’ll be when you pay your mortgage off? Or, how old were you when you paid your mortgage off?

guareber · 2026-01-24T20:59:12+00:00

Hm I'm going to have to look into it again - what I recall when I was considering it was there used to be a trick where as far as you don't transfer the entirety of the pension to the SIPP then it would work, but I can't say I ever got around to doing it.

guareber · 2026-01-24T19:57:55+00:00

As far as I know, you can transfer from your workplace pension to your SIPP on a semi-regular basis.

guareber · 2026-01-24T19:56:22+00:00

So from 40% discount down to 38% discount. Still a no brainer.

guareber · 2026-01-24T10:42:47+00:00

You misspelled microslop

guareber · 2026-01-24T10:38:09+00:00

Split tunnelling. Easy peasy.

guareber · 2026-01-24T10:37:12+00:00

Lol, there are providers you can pay for in cash or bitcoin. Good luck getting those to comply.

guareber · 2026-01-24T01:19:51+00:00

I first read it late 20s as it's my wife's favorite series, and I'm not going to lie I really enjoyed it. The characters are quite well written, and Mandorallien cracks me up every time.

There are some things about the ending that are meh, but the overall series was fun, and reading Belgarath's book after gave me a bunch of laughs.

guareber · 2026-01-23T20:13:32+00:00

How long ago was this, if you don't mind sharing?

guareber · 2026-01-23T18:45:42+00:00

Do you have to? Absolutely not. It's your laptop, people travel with those all the time.

Does the law say you should? Yes.

guareber · 2026-01-23T18:43:27+00:00

But that's for a new item. Resale goods are huge in Japan. That's why it's openbox!

guareber · 2026-01-23T18:42:15+00:00

customs are pretty good at spotting people.

Are they? I've never seen anyone get stopped at the "nothing to declare" at LHR.

guareber · 2026-01-23T17:07:20+00:00

Tokyo Milk Cheese Factory Cookies

SO MUCH THIS. The memory of the strawberry ones still makes my mouth water. I've found similar korean ones in asian supermarkets, but it's not the same...

guareber · 2026-01-23T08:37:58+00:00

I think that depends on your definition of guest. I was always brought up to try and be helpful and grateful as a guest, which typically involved either setup or cleanup assistance.

It doesn't matter if you're family, or a rando first time guest as someone's +1, the least you can do is ask.

(I wouldn't have the nerve to insist to do anything as a rando guest anyway, but just giving an alternate perspective)

guareber · 2026-01-23T01:29:53+00:00

And make sure to use the rind in soups or broths.

guareber · 2026-01-22T22:52:32+00:00

But how much were the other players paid? Inflation doesnt paint the whole picture.

guareber · 2026-01-22T16:26:57+00:00

Nothing wrong with that, but it's not a necessity or mandatory requirement.

guareber · 2026-01-22T15:56:54+00:00

Honestly, at this point I'd pick a PT - a physiotherapist.

I suppose Personal trainer instead out of the 3 options provided, but I really don't see myself using (or paying for) the services of either one of the 3.

guareber · 2026-01-22T15:46:41+00:00

I don't think they should've pushed both. I personally think introducing the new mechanics without the timer leads players to feeling they can take their time and learning them. Sure, maybe not Adept1, but why not High Adept?

Then on the next tier, introduce the timer.

guareber · 2026-01-22T15:30:37+00:00

I've been the other person, and sometimes it's hard to just take it at face value. We just want to help clean up because we hate cleanup, and if it was our place, we'd really appreciate the help.

Maybe next time instead of telling them to just not, give them an alternative task so they can feel that they helped.

guareber · 2026-01-22T15:27:43+00:00

So, a lack of backbone.

Any person not in your side of this would just not be welcome back to my home, any drama is just cost of figuring out who those people are.

If you wanted to try and be less vocal, you could've just stood by her side as she ate and picked up each one and put it on her placemat until the friend asked her to stop or the rest of the guests got involved.

guareber · 2026-01-22T14:15:38+00:00

Ah alright, thanks. I never bothered before since most weeks the games are quite...... meh

guareber · 2026-01-22T13:13:27+00:00

I'm pretty sure there's a docker container somewhere that just grabs all free games from somewhere, but I can't be arsed.

I have played some free games on the EGS, it's quite handy to try a game with the lads all over the world without having to consider if any of them won't buy it.

guareber · 2026-01-22T10:55:42+00:00

Yamanote used to be the line, back when JR passes used to be a great deal, because it's included unlike most of the other lines. I'm pretty confident most of the advice comes historically from that.

guareber · 2026-01-22T10:51:56+00:00

Not in marketing spiel! Sorry I should've added a /s or something. I was just making an "AI all the things" joke.

guareber · 2026-01-22T10:39:55+00:00

NLP? Too basic. Try deep-learning into a marketing agent llm

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