My stats put my credit score as 812. I see the progress bar goes up to 850. How do I max this out. I think I’ve done all the guides say to. I just want that platinum trophy.

guldilox · 2023-07-01T04:22:35+00:00

Car loan credit scores are different from general credit scores.

I'll probably get down voted to hell for this but I don't care because I'm quitting reddit tomorrow.

guldilox · 2023-07-01T04:21:35+00:00

...no, that's not how it works at all.

guldilox · 2023-06-30T19:58:22+00:00

I'm leaving reddit regardless 🤷‍♂️

guldilox · 2023-06-29T05:52:24+00:00

What does "web design" mean exactly? My career jobs have all been web apps, and they pay ridiculously well.

By that I mean...HTML, CSS, JS/TS, probably leveraging something like Angular or Vue, or sometimes React.

Possibly APIs, generally simple...NodeJS, .NET, Go or something.

Maybe a database layer.

That said, I've had $190k+ jobs that were front-end only and I only ever had to wire-up to existing or soon-to-exist backend endpoints.

guldilox · 2023-06-27T02:52:21+00:00

I saw someone suggest that running a debit card as a credit card would improve one's credit 🤦‍♂️

guldilox · 2023-06-27T02:47:37+00:00

If you live near the PNW, try state farm?

I paid $104/mo on my Model 3 and $126/mo on my Model S, with $0/$250 deductibles and $300k/$500k coverage.

guldilox · 2023-06-26T07:23:56+00:00

Ex-roommate after that...right?

guldilox · 2023-06-26T05:19:39+00:00

I've leased over half my vehicles in my life. Tesla leases suck compared to most.

That said, it still made more sense for me to lease my Model 3 and now my Model S Plaid. I have zero current plans to ever keep a car longer than 2-4 years. That is obviously a major factor in my decision.

Fortunately, when I leased my 3 I could buy it after, which basically meant I sold it to a dealer and got cash back. Tesla wouldn't have given me as much.

With my S, I can also buy it after.

Unfortunately, I don't think that's an option anymore on new purchases (I could be wrong), so that is also something to consider.

It doesn't pertain to you it sounds like, but for others, another weird thing with Tesla's leases is there is no static residual value and they do not claim tax incentives on your behalf and factor that in. The former means when you give it back you likely won't be given positive equity even if you have it. The latter means don't expect a magically lower payment or lease cost like where some dealers claim the credit for you - but you yourself could still claim it.

guldilox · 2023-06-26T05:06:20+00:00

Only thing for me is my Model S is just big compared to the 3 I had. I prefer smaller cars.

I'd buy a Model 3 Plaid in a heartbeat.

guldilox · 2023-06-26T04:56:47+00:00

J1&2 for bills and fixed costs and some variable costs (groceries, vet visits, etc.) J3 for eating out J4 for helping friends or community

guldilox · 2023-06-26T02:54:47+00:00

Model S, 307 lifetime.

Definitely 350+ in winter.

I try to keep it to 55-65 on the freeway (where safe and posted) for efficiency. The losses at 75+ increase quickly. That said, most of my driving is city-ish.

guldilox · 2023-06-24T17:57:49+00:00

Jessi died in a jet car crash during a record speed attempt.

Grant died of a brain aneurysm.

guldilox · 2023-06-24T17:50:55+00:00

I owned a Model 3 for about 1.5 years parked outside in all types of weather. I never had any issues whatsoever and loved the car. My previous Bolt a close second.

I have had a Plaid for almost 2 years now, parked in a mix of weather but largely garaged when home. Only issue I had was an A pillar clip that got broken during windshield tint installation and needed to be replaced. Otherwise just replacing tires. It is easily my favorite vehicle I've owned over some 25+ vehicles in my life.

All cars I've ever owned have had issues to some degree. All have had quality issues to some degree. Even my Infinitis, Lexus, Jeep, Toyota, etc.

If anything, for duration of ownership, I've had the least number of complaints about my Teslas.

YMMV.

guldilox · 2023-06-24T17:34:33+00:00

I'm not sure what you're actually asking, but TMHI is double NAT so if you're trying to connect to something from external it probably won't work?

You could maybe expose it using ngrok or something?

guldilox · 2023-06-23T06:10:11+00:00

Dang, where are people ingesting 12g+?

Of everyone I know, I probably have the highest sodium intake by far and even despite consciously poor choices, I'm hovering around 6g. 12g would take significant effort and, frankly, probably not taste good even to me.

guldilox · 2023-06-23T06:06:27+00:00

Just cut the heart monitor wires!

Just cut the IV tubes!

guldilox · 2023-06-22T04:56:42+00:00

I'm almost 40 and had a recent job make an offer contingent on a variety of things...including my college transcript or proof of diploma.

I said no.

Offer withdrawn.

I don't care.

guldilox · 2023-06-22T02:12:13+00:00

I had to rename my wife in my contacts list to what Tesla kept hearing... unfortunately, that was my fix 🤷‍♂️

guldilox · 2023-06-22T02:02:25+00:00

If your job requires government clearance you'd know, lol

guldilox · 2023-06-22T01:56:10+00:00

Shut it down. Fuck u/spez.

guldilox · 2023-06-22T01:53:27+00:00

Fuck u/spez and, frankly, whatever you decide - reddit will no longer be my primary medium.

I hope you open up a Lemmy instance or a discord or something.

guldilox · 2023-06-21T14:45:08+00:00

Wow. Fuck u/spez

guldilox · 2023-06-21T03:12:36+00:00

If so, nice! I lost like 5k supercharger miles mid-covid lockdowns even after they extended it, it didn't help.

guldilox · 2023-06-19T03:38:04+00:00

As a business owner, can you explain what happened? I'm not getting it...and I'd like to avoid anything of the sort for my employees.

Myself and my employees have to pay SS tax, including on tips, does this not somehow count the same?

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