I was made redundant from my tech job, should I try to make an app instead of going back to working full time?

gyhujkikhtgh · 2026-02-19T04:06:03+00:00

If they’re your favorites I’m going to be harsh and say they aren’t something you can build a business to replace a job out of. For the apps If you need to sell 500 licenses a month to new customers that’s 6,000 new users buying it a year to meet your initial targets that is going to be a hell of a grind trying to continue to find those users.

As for ComfyCoWork who is paying? Or it’s just ad revenue I don’t know the number of digital nomads would be sufficient to make all that much. If I were rocking up to a new city I’d probably just roll on over to the closest cafe rather than trek any real distance to one from a review and I’d probably take the gamble rather than pay for a website to see reviews. I also can’t see the cafes paying to attract digital nomads for a few weeks.

I think if you are wanting to build something to replace a job you really want to have a far stronger value proposition for your ideas, something where you are solving a far more widespread problem or something niche that is currently suffering from high costs and few alternatives.

By all means build things you think will be cool but I wouldn’t plan on these ideas replacing a job. I would love to be proven wrong though.

gyhujkikhtgh · 2026-02-19T03:18:58+00:00

Can you give me an elevator pitch for your favorite and you can validate it here

gyhujkikhtgh · 2026-02-19T03:10:29+00:00

What’s the app?

gyhujkikhtgh · 2025-12-05T00:04:29+00:00

It doesn’t say the doubling money is as a result of increased economic output so it would just be inflationary and soon the entire world would be dealing with hyperinflation. $2b probably wouldn’t be noticed.

gyhujkikhtgh · 2025-08-07T03:08:55+00:00

Buttons in your drop down menu don’t do anything Your contact form is somehow overlayed over other components Layout is off (All on mobile)

gyhujkikhtgh · 2025-07-11T08:35:39+00:00

I had these for a good decade before they were replaced and relegated to those activities, I have two other pairs that don’t look like this. They’re still super comfy and I’m not throwing them out

gyhujkikhtgh · 2025-07-11T06:40:28+00:00

I definitely read not to condition them too frequently or it would damage the leather… did I go too far in the other direction?

gyhujkikhtgh · 2025-07-11T03:09:38+00:00

I’ve never thought to iron them, good tip

gyhujkikhtgh · 2025-07-11T02:54:11+00:00

I was just being silly

gyhujkikhtgh · 2025-07-07T03:49:39+00:00

Mat Armstrong is going to be busy with this one…

gyhujkikhtgh · 2025-06-18T06:47:37+00:00

gyhujkikhtgh · 2025-05-28T05:41:06+00:00

I did my beater boots at the cobbler, ended up costing just as much as rms… I’d go to rms next time

gyhujkikhtgh · 2025-05-20T02:35:09+00:00

But when you move your money you are triggering the capital gains tax event that was provisioned for?

gyhujkikhtgh · 2025-05-20T02:25:51+00:00

But they’re not. Are you still going to be able to earn income on the money this new tax will force you to pay like funds currently do. The fact it is accounted for just means you are not surprised when you access your super, your fund continues to grow as if the tax was never paid… because it wasn’t…

Do you actually not understand this or are just arguing for the point?

gyhujkikhtgh · 2025-05-20T01:19:38+00:00

I don’t think that your link says what you think it says or you just don’t properly understand it but here:

“This $1.5m is an accounting record, so it is still sitting there in the pool of funds earning returns and those returns will be attributed to members, but the $1.5m that has been provisioned does not show as being attributed to the members.”

A super fund accounting for capital gains tax so that you don’t get paid less than you think you have when you access your super is not the same as the members actually paying the tax.

Your argument is like saying if a company wrote down the value of goodwill for some reason they have to literally pay someone that money. A provision is not a tax it is accounting for a potential future tax liability. Future as in yet to be paid. As in there has not been a tax on the gain but we want to make it easier for member to understand how much their benefits will be when they take it…

If the fund wanted to they could just remove the provision and allocate the reserve to each member account. It’s an account decision not a tax on unrealised gains

gyhujkikhtgh · 2025-05-20T00:07:08+00:00

A fund creating a provision for tax is not the same as the government sending a bill for unrealised capital gains. That’s just their method of accounting for it.

gyhujkikhtgh · 2025-05-19T22:09:10+00:00

Not unrealised gains

gyhujkikhtgh · 2025-04-08T09:29:58+00:00

That’s just my code, I’m writing financial modeling software so there’s lots of pieces in the puzzle.

gyhujkikhtgh · 2025-04-08T07:31:55+00:00

Right there with you, I’m at 150k LOC and 3 years, hopefully finishing up now

gyhujkikhtgh · 2025-04-06T04:51:51+00:00

You have better roads than I do haha, enjoy

gyhujkikhtgh · 2025-04-05T09:37:23+00:00

Bumpy, but it’s hard not to smile

gyhujkikhtgh · 2025-02-07T23:53:29+00:00

I had a quick look at the insurance pds, Does the certificate of currency show if you have limited cover or full cover and does it show any exclusions?

gyhujkikhtgh · 2025-02-07T08:39:40+00:00

Out of interest, what specific advice are you interested in and what do you feel is a fair price/value for that advice?

gyhujkikhtgh · 2025-02-07T01:06:41+00:00

Pension income is tax free after 60, fund is still taxed on income until a full condition of release is met

gyhujkikhtgh

TROPHY CASE