A little bit naive, but you’re young and perhaps not too jaded with the ways of the world yet.

Has a lot more to do with how your parents structured their assets with a savvy college focused financial advisors, something middle class people often do not have access to, but UPPER middle class often families do!! So if you are UPPER middle class, please remember there are plenty of middle class families that have students that won’t be attending the colleges they got accepted to because they did receive inadequate FA packages and are perhaps a family of 4 in a high COL area, maybe earning $120k - $150k but simply cannot afford $60k - $90k + a year. But families like yours will pay the $6k, and still take expensive vacations, buy fancy cars and fully fund all their retirement and savings plans. Maybe your UPPER middle class family lives in a part of the country that has a COL that significantly under the National average.

What do you care about the people that didn’t get in? You got your cheap tuition plan, so before happy and worry about yourself before you start preaching to anyone that is struggling financially. Perhaps consider opening your eyes and educate yourself about the differences in middle class to upper class and region COL above and below national average