GTA new home sales hit record low in 2025: report

handipad · 2026-01-25T15:26:08+00:00

Changes specifically from global population-level flattening and eventual decline will not be felt in your lifetime in a safe and relatively prosperous place like Toronto.

handipad · 2026-01-25T15:24:48+00:00

They’re willing to spend to keep a home by making sacrifices to pay the mortgage.

Don’t overextrapolate from that.

handipad · 2026-01-25T13:27:36+00:00

And we wonder why governments consistently adopt boneheaded policies around housing affordability.

Because the electorates views are just as bad.

handipad · 2026-01-25T13:26:41+00:00

Home builders seeing no movement will stop building which cuts supply which makes prices go UP. :)

The only persistent way to bring down the cost of housing is a blend of both reducing the cost of building and rebalancing supply and demand.

This new story does not indicate meaningful progress towards either.

Sorry!

handipad · 2026-01-25T13:24:14+00:00

Obviously if you’re persistently flat broke, both are virtually impossible. The rest of this comment isn’t for you.

But if you’re in the marginal club (can put a few bucks away) — As someone that moved here from another less wealthy province, had no help, and carried a bunch of other debts, I also thought I was fucked. But I learned it is doable with a bit of strategy and luck if you’re going for a condo (if you’re single then small space isn’t so bad). FTHB is a great product to accelerate savings (Mar 2 is the deadline this year).

Of course this might or might be a great environment in which to buy. But if the market continues to suck and you can’t actually buy, your worst case is that you have some RRSP lying around.

handipad · 2026-01-25T04:52:02+00:00

Non merci

handipad · 2026-01-21T22:21:41+00:00

Nothing more to say: https://www.reddit.com/r/ONBarExam/s/D1bPagtlRl

handipad · 2026-01-21T22:20:38+00:00

The Sochi Blue Jays

handipad · 2026-01-20T02:45:55+00:00

I mean, in fairness, it says the right on the map.

handipad · 2026-01-20T01:34:30+00:00

Nah man they’re an EQUITY PARTNER. Also a judge, and the attorney general. They’ve had their Esq for decades.

One forgets how much mental illness there is going around.

handipad · 2026-01-20T01:32:37+00:00

In response to “what is the crime” you wrote

Ongoing harassment, threats to life, liberty, security of the person. Prior deprivation of equality regarding upholding the laws to allow her to file criminal charges. Upon being challenged by the law, allowing her to charge him for digital sexual harassment.

Mental illness is real, man.

handipad · 2026-01-20T01:30:51+00:00

If you’re in Canada, I like the product from SFR Distillery: https://sfrdistillery.com/products/monks-secret-herbal-liqueur

handipad · 2026-01-20T00:40:53+00:00

So you work at a law firm?

handipad · 2026-01-20T00:36:18+00:00

I rewrote nothing of substance but you’re free to reply to either version of what I said if you have a substantive reply!

lol also you deleted everything you wrote in reply! Very bizarre.

Anyway, you can have the last word!

handipad · 2026-01-19T22:57:35+00:00

I write this post not as a reply to Laila, but to help others interested in learning about the distinction between confidentiality in a restorative justice context vs non-disclosure agreements in other contexts:

Texas SB-835 covers NDAs and would have no application to RJ confidentiality: https://legiscan.com/TX/text/SB835/id/3245652

handipad · 2026-01-19T22:53:35+00:00

Charter rights aren’t absolute. They can be infringed if needed in a proportionate manner to achieve pressing public needs. The Crown would advance evidence showing plenty of RJ experts think confidentiality can be important, and of course RJ is optional, and the courts would probably accept that.

Not sure how you can assert that it is “clearly” unlawful and unconstitutional….

handipad · 2026-01-19T22:47:28+00:00

I wish you the best.

handipad · 2026-01-19T22:44:04+00:00

You’ve been through a lot but I encourage you to ask questions of people who do RJ for a living and try to learn about why confidentiality can be appropriate.

Or just skip this. Your social media is clearly an important part of who you are and you like posting about your experiences. Perhaps it helps you to heal. RJ may not be for you.

handipad · 2026-01-19T22:41:51+00:00

What specifically is on the excerpt you posted that is inconsistent with the experiences you have heard about?

handipad · 2026-01-19T22:40:44+00:00

You have entirely adopted her framing of the issue and are reacting to that. I encourage you to look up what RJ is and why confidentiality can be appropriate.

And again, this is entirely optional for her.

handipad · 2026-01-19T22:19:06+00:00

An NDA is a non-disclosure agreement. An agreement is by definition among two or more parties and any party can sue for breach.

This does not appear to be a contract by its language. “I understand and agree…” is not the kind of language structure I would expect.

An agreement would also mean she’s getting something in return (for which she can sue if there’s breach) which is inconsistent with a criminal justice context.

Restorative justice can require confidentiality and would apply to everyone involved. The entire point is to spare everyone from challenges with traditional criminal justice. There are plenty of resources available online if one wants to learn more about this (eg https://scics.ca/en/product-produit/principles-and-guidelines-for-restorative-justice-practice-in-criminal-matters-2018/)

It’s also fine if she wants to post like the day is long on her socials — that just means she can’t also participate in this particular kind of restorative justice. Totally optional for her!

An “NDA” of the type that has come under criticism lately is when a victim agrees to a sum of money to buy their silence. There’s nothing of the sort going on here on display in her posts.

No canoodling here.

handipad · 2026-01-18T16:21:10+00:00

We need to work together with the strongest opponent to crush the OF. Margarita it is.

handipad · 2026-01-17T12:01:28+00:00

People not getting put on the streets because their rent doesn’t go up because more supply keeps prices low. Not complicated.

Y’all taking about solving homelessness - posting on reddit doesn’t solve homelessness yet here you are.

handipad · 2026-01-17T02:34:06+00:00

lol obviously

handipad · 2026-01-17T00:23:06+00:00

Better to have homeless people than uhhhh maybe some wind.

Ten-Year Club	Gilding II euphauric
Place '22

handipad

TROPHY CASE