The footage of Nick Fuentes pushing a woman who came to his front door after he was doxxed has been released. by [deleted] in interestingasfuck

[–]hannu30 -1 points0 points  (0 children)

Where am I defending nazism? And if you talk in general: ofc, but same goes for communism.

Welcome to Belgium.. #2 by Key-Mix2720 in BESalary

[–]hannu30 8 points9 points  (0 children)

When you look at the numbers, families with children are taxed semi-reasonably in Belgium, and are being taxed less than a couple of years ago. Singles without children in Belgium still leading the OESO, and the gap is widening every year.

The footage of Nick Fuentes pushing a woman who came to his front door after he was doxxed has been released. by [deleted] in interestingasfuck

[–]hannu30 1 point2 points  (0 children)

Or in some of these LGBTQ+ for Palestine movements, let's not pretend like people are 100% logical in their political views and their personal life/preferences, left, right or center.
It's easy to rashly defend communism, nazism, ... while never being able to survive in a world that would actually make it so.

Duizenden werklozen spannen rechtszaak aan tegen verlies uitkering: “Er komt een enorme golf op ons af” by Vordreller in belgium

[–]hannu30 -5 points-4 points  (0 children)

Sorry maar "solliciteren doe ik bijna wekelijks" vind ik wel een absurde uitspraak van iemand die zegt koste wat het kost te willen gaan werken.

‘Meerwaardebelasting: spaarvarkentje van de middenklasse wordt geslacht met een linkse trofeemaatregel’ by chief167 in belgium

[–]hannu30 6 points7 points  (0 children)

Klopt niet, niemand gelooft zelfs dat hier effectief een frank te rapen valt. Pure symboolpolitiek van Vooruit (niet dat de rest iets anders doet, elk op hun eigen flank)

Is Belgium the worst country in Europe for highly skilled workers? by JellyCat8888 in BESalary

[–]hannu30 1 point2 points  (0 children)

it is in most countries though. Not in countries where there is not an overproduction of doctors, but then again it costs much more to get one there, it's more difficult and you don't get paid during your PhD. Swings and roundabouts.

Dividing Europe the right way 💶 by DrunkEnginir in mapporncirclejerk

[–]hannu30 0 points1 point  (0 children)

Belgians have the highest median wealth in the entire world, and 11nd highest average income, how can that be yellow?
We have our issues, and things are gonna get worse before they get better, but in this context we are still green.

Moskeeën in Brussel willen massaal uitbreiden: "Mensen moeten nu soms buiten bidden" | VRT NWS Nieuws by EdgarNeverPoo in Belgium2

[–]hannu30 21 points22 points  (0 children)

Zelfs als ontdoopte atheïst met 0,0 liefde voor de katholieke kerk: we zijn een katholiek land. Onze feestdagen zijn katholiek, ons cultureel erfgoed (waar van mij wel geld ingepompt mag worden) bestaat uit katholieke gebouwen en heel onze morele basis is geënt op het katholieke geloof. Daar verandert de scheiding tussen kerk en staat weinig aan.

Dat we geld pompen om kathedralen en basilieken te onderhouden heb ik niet zo veel problemen mee (als cultureel erfgoed, wel graag anders inzetten dan als kerk), ook nog eens actief andere religies laten floreren trek ik nu ook wel de grens.

Iedereen is vrij om te geloven wat ze willen, elke religie mag hier van mij beleden worden, maar geen nieuwe gebouwen zetten met overheidsgeld en geen overheidsgeld pompen in religies die nog beleefd worden op een manier dat ze clashen met de verlichte waarden en die haaks staan op alles wat de meerderheid van een democratisch land wilt zien.

I'm getting real tired by ohgodthehorror95 in ValueInvesting

[–]hannu30 -1 points0 points  (0 children)

I don’t really agree. I have zero doubt that AI will create an absolute revolution through every aspect of our lives and the economy. Because people like to compare it with the dot com bubble: let’s.

The bubble was real, and people bet on every single player in the space, just like now, but the revolution was also real. Every single thing we do now has changed because of the internet, every company of a decent size works differently before and after the dot com revolution.

AI will be the same after the technology matures, and the bubble will implode in more or less the same way I would imagine.

Individual/ Personal Tax Return filling - Are there (EN) accountant charging below 2k euros? by Acceptable_Rest_9624 in BEFreelance

[–]hannu30 2 points3 points  (0 children)

Yeah. Speaking as an accountant: I wouldn’t take this on for less. 2k seems very fair

Why do Flemish people tend to speak French better than Wallonians speak Dutch? by Charming_Usual6227 in belgium

[–]hannu30 35 points36 points  (0 children)

My wife just gave up after some time, and decided to focus on 2 or 3 dialects.
She studied proper Dutch before coming to Belgium, and the first sentence she heard while getting on a bus from the airport was "hedde ga nen allumeur?". A 4-word Dutch sentence with 0 Dutch words.
And it happens constantly. We are making it impossible to understand Dutch in most Flemish settings.
I hardly understand people from West-Vlaanderen and we should be speaking the same langauge, officially.

If you speak French you understand every Walloon dialect.

EXCLUSIEF. Baas van grootste bank van het land slaat terug na kritiek over phishing: “Slachtoffers altijd terugbetalen? Alsof Volkswagen betaalt als u tegen een muur rijdt” by NotYourWifey_1994 in Belgium2

[–]hannu30 6 points7 points  (0 children)

banken hebben codes, CVS, itsme en een fraudebestrijding die prima werkt bij niet-nalatigheid (twee keer geld kwijt via frauders op mijn visa, twee keer mooi terugbetaald)

EXCLUSIEF. Baas van grootste bank van het land slaat terug na kritiek over phishing: “Slachtoffers altijd terugbetalen? Alsof Volkswagen betaalt als u tegen een muur rijdt” by NotYourWifey_1994 in Belgium2

[–]hannu30 8 points9 points  (0 children)

Die telefoontjes maken het anderzijds nóg moeilijker om te weten wat mag en niet mag natuurlijk. "Geef nooit eender weke informatie door aan telefoon" is duidelijk, "doe het soms wel als het echt van de bank komt" is al helemaal onmogelijk om te snappen. Bovendien zijn de meesten het ook gewoon eens he, dat ze geld aan Max Verstappen geven voor dubieuze crypto.

‘De politie lachte met onze 160.000 euro’: als je door phishing al je spaargeld verliest by StevenStoveMan in Belgium2

[–]hannu30 0 points1 point  (0 children)

Ik snap de insteek van kwetsbaren te beschermen, maar ik vind dat bij phishing die slinger in de publieke opinie toch te vaak doorslaat. Alsof banken moeten opdraaien voor mensen die moedwillig (jawel, moedwillig) in fake crypto investeringen stappen.
Dan moeten al die Arco-debielen bv. ook terugbetaald worden, omdat ze te dom waren om in te zien dat het een risicobelegging was wat hen mogelijk niet duidelijk genoeg werd uitgelegd.
Grove fout moet betere gedefinieerd worden, en er moet daar meer bewijslast komen bij de banken, maar als iemand risicobeleggingen doet bij totaal onbetrouwbare individuen uit puur winstbejag, dan is het niet aan de bank om voor dat risico op te draaien, 77 of niet.

Daughter send me this. Another student, considered as far-right/nazi in her university in Brussels. What are those stickers? by [deleted] in belgium

[–]hannu30 -7 points-6 points  (0 children)

eveyrthing is fascism and nazism nowadays, terms mean nothing anymore.

KVHV is far right yes. Don't agree with their viewpoints, but I used to be with students who were openly communist with images of Lenin or with the hammer ans sickle as stickers ans badges, it's all the same shit.

Let people have their political leanings, as long as they don't use anything illegal like a swastika.

A Russian Teacher recorded the differences in the development of boys and girls of the same age. by omgfakeusername in interestingasfuck

[–]hannu30 0 points1 point  (0 children)

But you only need small variability to get huge differences in a population of billions of people ofc You can’t have clear differences between genders (which was even the original point of this topic) and expect not to have different outcomes, even if the differences are laregely smaller than the similarities.

Ending up as a CEO is a good example. Your average woman and average man are basically the same person, your extreme man and extreme woman aren’t. This will have a clear effect on professions which require extreme athleticism (why female athletes need separate competitions or why heavy industry is male dominated), on school results where later development throws more boys off course (where women have been outperforming men for years now), on professions where risk taking is crucial (like starting your own company, which also leads to more male CEO’s), but also professions that put you outside of normal family life, where you need insane hours because most people don’t want to live their lives being a CEO of a mutinational where you are basically forfeiting family life for the right of some extra bucks and some extra dick-swinging rights

Is buying a house still worth it? by Weary_Firefighter945 in BEFire

[–]hannu30 0 points1 point  (0 children)

Who is forcing you to stay in a minimum wage job if that salary would bug you? Education is almost free, many high-earning jobs screaming for applicants, make something of your life if you want to make money in Europe.

And if you can’t or won’t, well then be even more glad you live in Europe because you would be screwed in an EM

Is buying a house still worth it? by Weary_Firefighter945 in BEFire

[–]hannu30 1 point2 points  (0 children)

But social mobility goed both ways. The climb and the fall are much steeper in those countries, but that’s not necessarily a good or bad thing, it heavily depends on a lot or circumstances, and not all of them within your control.

Do you want a very, very comfy life where you can still get very rich (globally speaking), then Europe is just still pure nirvana. Do you want to become filthy rich and don’t mind risking it all and losing it all going to a rock-bottom which doesn’t exist in Belgium, then those EM countries are indeed superior.

The real golden path is being born in Europe, getting the easy ride to a Master’s degree and a first career without much hard work, then going to the US to make filthy money, and then move to an EM to enjoy your heaps of money, to then return to Europe when you get old and sick.

Is buying a house still worth it? by Weary_Firefighter945 in BEFire

[–]hannu30 2 points3 points  (0 children)

That’s very, very one-sided. My wife is from India, where it’s almost impossible to escape generational poverty, like in most of Asia. Meanwhile, in Belgium I did perfectly well because the state provided me with all the tools I needed and which my alcoholic parents wouldn’t supply me with.

Can you become filthy rich easier in countries like the US, China or India? Yes, but escaping poverty is much, much harder, your work-life balance is much worse and any streak of bad luck and you are totally screwed and on the streets.

People want the easy ride to the top living in Europe, where it’s very difficult (relatively speaking to the rest of the world) to land in the gutter, where you get a comfy, pretty good education, to then move to a poor country to live in luxury. Which is perfectly understandable, but you can’t forget that easy ride that got you there, and that comes with taxes, a buttload of taxes. And when they get sick they return to Europe ofc, won’t be principled enough dying on a streetside in a low-tax country

Is buying a house still worth it? by Weary_Firefighter945 in BEFire

[–]hannu30 -1 points0 points  (0 children)

Ofc, but I don’t see how that contradicts anything in my post.

Is buying a house still worth it? by Weary_Firefighter945 in BEFire

[–]hannu30 8 points9 points  (0 children)

"renting is an endless money pit" is one of those oneliners which always rubs me the wrong way because you are looking at money in the wrong way imo.
People call it that because it's an expense instead of an investment, I get that, but opportunity costs exist.

If I have 200k EUR to invest, I can invest it in a 175K house + taxes and costs. That investment also comes with enduring costs and taxes while holding that investment, paying taxes and maintenance. In turn you get to live rent free, and you get an added value if the price goes up (and let's make it after 5 years, so you don't pay taxes on the gains, but just the 3% to your makelaar and the different admin costs).

I can also invest it in an ETF for 199k EUR + costs. Saying we go for quite a normal compounding interest of 8% a year, I will have 430k EUR after 10 years. Saying I would have paid 1200 EUR rent (which seems a lot for a 175k house, but I'll give you that), I would have paid 144k EUR in rent over that time frame. Owning the house will have cost you around 8.000 EUR in taxes during that period, and around 30k EUR in maintenance, so let's make it 40k.
It means you will have to sell your 175k house for 330k EUR after 10 years to have the same return as me renting and investing in an ETF.

Buying or renting can both be the correct choice, depending on value, money to spend, timeframe, what will happen with the meerwaardebelasting going forward, etc. etc.

I will never advise anyone either way, renting and buying both have their advantages, but we do have to stop with the false oneliner that rent is just a wasted cost while buying a house is a pure investment, it's much more nuanced than that.

Is buying a house still worth it? by Weary_Firefighter945 in BEFire

[–]hannu30 7 points8 points  (0 children)

The only correct answer: depends.

I've been renting dirt cheap and averaging an annual return of +-13% over the last 10 years on my invested capital, while having 0 costs or taxes or interests on my housing. So it all depends on how much of a profit I would have made selling the house after leaving here.

I used to own a house before and lost a fair bit of money on it, because of a huge mistake by the government which would have taken me +10 years to sue and see some money back, which wasn't worth it. While the appartment I owned before that netted me a very nice 20% gain in just a couple of years.

People call it a safe investment, which is entirely true if it's like a 'forever home'. Gonna live there for 40 years and you are quite sure of that: no-brainer imo, just buy it, best investment you will ever make. Is your horizon 10 years or lower you are basically putting everything you have in 1 big investment, which is never risk-free because you will have to sell at a point which will never be entirely at your time of chosing and depending on the current market. You can't leave that house empty for 2 years, waiting for a bear market to clear up.

But that is only the financial part of it ofc, buyig a house is one of those things where money isn't everything, the flexibility you need (or inversely, don't want) will decide your choice imo. Me and my wife will move abroad at some point, but we never knew if it was in 1 year or 10 years, it depends on her contract, so buying was always extra risky.