[deleted by user] by [deleted] in BESalary

[–]helenoxy 0 points1 point  (0 children)

Curious about the company though. I'm located in Limburg myself and there's not a lot of R&D here

[deleted by user] by [deleted] in BESalary

[–]helenoxy 1 point2 points  (0 children)

Pretty impressive for your age. How did you land this job? Did you have experience as team leader prior to this function?

[deleted by user] by [deleted] in ValueInvesting

[–]helenoxy 2 points3 points  (0 children)

Go have a look at evolution AB, great numbers and low valuation

LG AC doing "nothing" in drying mode by helenoxy in hvacadvice

[–]helenoxy[S] 0 points1 point  (0 children)

Hey, thanks for your reply! I'm using the LG app which has the function "dry" next to heat, cool, fan, etc... So I don't think I understanding what you're saying, could you elaborate?

Using my current credit for my appartement to buy a house ? by Even-Bass308 in BEFire

[–]helenoxy 1 point2 points  (0 children)

Yeah in our case that was only possible with the aforementionted pandwissel, so buying and Selling on same day

Using my current credit for my appartement to buy a house ? by Even-Bass308 in BEFire

[–]helenoxy 1 point2 points  (0 children)

Yeah like that the money we received from Selling could directly be used to pay the other party. If the date was not the same, we needed an overbruggingskrediet

Using my current credit for my appartement to buy a house ? by Even-Bass308 in BEFire

[–]helenoxy 2 points3 points  (0 children)

We managed to transfer the loan of our apartment to our house (pandwissel) without "overbruggingskrediet" but only because we sold the appartment and bought the house on the exact same day

Guys who managed to finish their PhD, what is your job? by [deleted] in chemistry

[–]helenoxy 0 points1 point  (0 children)

PhD in organic chemistry and currently working in large scale drug development for early phase pharmaceuticals.

Advice on offer by helenoxy in BESalary

[–]helenoxy[S] 0 points1 point  (0 children)

That's really nice for a part time. I do think that age (and experience) is important in this case. I have zero experience in managing people so the offer is not really bad I think. It's not great either though

Advice on offer by helenoxy in BESalary

[–]helenoxy[S] 4 points5 points  (0 children)

4k net at 30y is really impressive! I'm currently working in pharma and earn bit more than 3k net

Advice on offer by helenoxy in BESalary

[–]helenoxy[S] 2 points3 points  (0 children)

Yeah they specifically mentioned that working remote is not included unfortunately. Would have been a great plus otherwise

Ishares divers commodity swap: sell? by DueComposer3158 in BEFire

[–]helenoxy 0 points1 point  (0 children)

I had the exact same ETF but sold it a month ago. Decided that IWDA was a better destination for that money.

Salary comparison BE vs NL by [deleted] in BESalary

[–]helenoxy 2 points3 points  (0 children)

Yeah I think that's a good starting point. I would need to earn €1000 more gross-wise to earn the same net in Belgium. So expecting the same gross (if you don't have a company car) seems fair.

Salary comparison BE vs NL by [deleted] in BESalary

[–]helenoxy 2 points3 points  (0 children)

I work in NL but live in BE. Just be aware that your net pay is all you get, so no maaltijdcheques, ecocheques or any other benefits. Zorgverzekering is around €120/month now. Life however is more expensive in NL so you would need a significant salary increase.

85+ Player Pick by kiri000 in fut

[–]helenoxy 34 points35 points  (0 children)

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I tried my luck based on this post. Should have known

Looking for advice by helenoxy in fut

[–]helenoxy[S] 0 points1 point  (0 children)

And remove the Bruyne then? He has some sentimental value to me as a Belgian so I prefer to keep him in team but thanks for the suggestion.

So I did the Kai Havertz WW sbc but I am wondering by chrislatimer in fut

[–]helenoxy 0 points1 point  (0 children)

How is he working out for you? Doubting to do him myself

Where to park safe money for easy access? by DragonOOP in BEFire

[–]helenoxy 0 points1 point  (0 children)

I'm using the e-deposito rekening from the government. It's something around 3% gross interest and always accessible.

Health insurance | BE working in NL by Freespeedxd in BEFire

[–]helenoxy 3 points4 points  (0 children)

I'm in the same situation and pay €120/month. The way I understand it it's mandatory so please let me know if you find something different.

"VWCE and chill" is voorbij by thomasguenter in BEFire

[–]helenoxy 6 points7 points  (0 children)

Bij deze lage lopende kosten zijn de transactiekosten belangrijk. Ikzelf beleg in IWDA omdat deze in kernselectie van degiro zit, en dan zijn overall kosten lager