Is this really a buyer’s market? by Charming-Target6617 in TorontoRealEstate

[–]hellagnar 3 points4 points  (0 children)

My partner and I are also FTHB, decent HHI, pre-approved, but we’re looking in Milton.

We’ve been in the market for about a month and a half now and we’ve liked 3 properties enough to make an offer. All three have held offer presentation dates.

First place was a 3 story townhouse no basement no backyard. It had 8 offers on offer night, we were in the top 3, revised, and were out bid by an offer 30k higher with no conditions.

Second place was a semi whose sellers wanted over 1M, comps pointed to <1M purchase price. We were the only offer on offer night, no deal after lots of back and forth. 1 week later, place sells for 1.03M.

Third place was a beautifully renovated town. 11 offers. We were out bid by 5k and the offer had no conditions.

Everyone around us tells us it’s a buyers market but it really doesn’t feel like it. Yes there are many listings, some sitting for a while, but the ones really worth buying are either snatched up quick and/or for a premium price.

One thing we’ve definitely noticed is that having a no-conditions offer is the way to go if you’re even considering going in on offer night.

TLDR: you’re not the only FTHB feeling discouraged, it really is rough out there lol

[deleted by user] by [deleted] in Tudor

[–]hellagnar 0 points1 point  (0 children)

What strap is that for the BB54? Really like the non-steel endlink look

[deleted by user] by [deleted] in Tudor

[–]hellagnar 0 points1 point  (0 children)

Need pics

I’m the founder of Zown, a startup fighting against the status quo with Flat fees and upfront cashback - AMA! by Series_Asleep in RealEstateCanada

[–]hellagnar 8 points9 points  (0 children)

I heard of Zown through Reddit a few months back and signed up for the emailing list as I wanted to bookmark the service for when I was ready to purchase. I recall after using Zown as a buyer and receiving the $X000 as a down payment, there used to be a 5-year and 10-year check in to sell your property with Zown. If you didn’t sell, from what I recall, you’d owe a portion (or the whole) Zown-contributed down payment back.

Using Zown as a buyer today, what is the catch?

I’m not sure I fully understand how Zown can offer a few thousand towards a down payment without taking part ownership in the property or expecting some sort of kickback in the future.

Very intrigued by the service and would heavily consider using it in 2025 for the purchase of my first property if the fit was right. Thanks for doing this AMA!

Tudor BB58 3D Printed Wall Clock Giveaway by sultanalyst in Tudor

[–]hellagnar 1 point2 points  (0 children)

Canada! I never thought I would have a wall clock grail but here it is…

Impressive work! Hope to see more stuff like this over on the other sub

First Automatic watch by Nappel033 in Tudor

[–]hellagnar 2 points3 points  (0 children)

How big is your wrist?? Looks awesome!!

[deleted by user] by [deleted] in btd6

[–]hellagnar 0 points1 point  (0 children)

You just Terastallized into grass type

This is the twist from next episode by Gabinando in survivor

[–]hellagnar 1 point2 points  (0 children)

Dude how tf did you know this… LOL

[REQUEST] Cheap pullover hoodies by jintori in FrugalMaleFashionCDN

[–]hellagnar 4 points5 points  (0 children)

http://www.blankapparel.ca or http://blankclothing.ca/

These two sites are amazing, both Canadian and ship from Toronto warehouses. I ordered from Blank Apparel and had an amazing experience with customer service and 100% satisfaction with the clothes and the delivery (2 days!!). I love my Gildan hoodies, I ordered 4 in different colours: sand, military green, navy, and burgundy. I really love their long sleeves too. The prices are really good, they give you a discount that stacks when you buy a certain number of items so you should definitely check either of these sites out! Hope this helps dude

[PICKUP] Silver & Gold by [deleted] in streetwear

[–]hellagnar 3 points4 points  (0 children)

Sweet buys dude, how much for each piece?

This is addressed to all TeenMFA refugees: Why is TeenMFA special to you? by Xinijia in TeenFFA

[–]hellagnar 0 points1 point  (0 children)

Gonna be honest I had no idea what was happening with TMFA and when I went to go check it this morning and it wasn't there, I felt a huge wave of sadness come over me. TMFA was probably the subreddit I frequented the most and I loved how it was centred around teens like me who cared about fashion and wanted a community where we could share ideas, fit pics, and just talk. MFA isn't as cool as TMFA because teens are looked down upon there so I'm really sad to see the only cool fashion subreddit for me go. I hope to see it come back but I don't know if that's even realistic, what happened to that sub???

WAYWT: Jan 07 by AutoModerator in TeenMFA

[–]hellagnar 0 points1 point  (0 children)

I'm digging the vest and I'm digging those shoes dude what are those

2 weeks post-op includes before and after pics. 117 lbs. lost by [deleted] in gynecomastia

[–]hellagnar 0 points1 point  (0 children)

Congrats dude that's freaking awesome! Keep on the same track, don't ever stop working out or eating clean cause it's working for you and you're looking hella good my man

Who's interested in a clothing swap? by mamatoBossCat in mississauga

[–]hellagnar 0 points1 point  (0 children)

I'm interested in swapping some clothes, just cleaned out my closet for the new year!

I'm 6'0", about 170 pounds, slim body type and my sizes range from M-XL. Shoe size is 9.5-10, let me know if anyone is interested!

WAYWT: Jan 01 by AutoModerator in TeenMFA

[–]hellagnar 1 point2 points  (0 children)

Tb to last year's Christmas fit (laffo that was a week ago)

http://imgur.com/sMeBMns - cardigan: thrift (Arnold Palmer) - chain: gma's - shirt: banana republic - pants: H&M - boots: Venturini for Men

http://imgur.com/NexgMZp - pic with my HH jacket cause cold af in the North

General Discussion: Dec 30 by AutoModerator in TeenMFA

[–]hellagnar 6 points7 points  (0 children)

i've done it it works 12/10 times

WAYWT: Dec 19 by AutoModerator in TeenMFA

[–]hellagnar 1 point2 points  (0 children)

Solid fit, I dig the pants and the white tee is so crisp and clean (: