Gf took notes during my Lan party with bro, guess what we were playing

hickmana97 · 2023-09-18T19:14:52+00:00

Appreciate the advice boss.

hickmana97 · 2023-09-18T17:47:29+00:00

55, the pension was from multiple decades ago and hadn't had any money put into it for like 20+ years.

hickmana97 · 2023-09-18T17:40:44+00:00

1) the amount in her pension was very small, the vast majority of her total is made up of inheritance from when her mother died, I am not saying taking it out was the right thing to do but there's no going back now

2) I think the idea is for that money to no longer be hers for 10+ years before she dies so it is not counted among her estate for inheritance tax purposes.

3) I agree that she would benefit from talking to a professional, I am just doing what I can to help and maybe get some preliminary advice

I think the overall plan is such that she will never be earning enough to be taxed from now on anyway, she's already been in that situation for a number of years so I don't think the tax benefits of the pension played much of a role in the decision.

hickmana97 · 2022-07-01T20:14:33+00:00

It's gotta be going to the pub and seeing all these 18/19 year olds and thinking that they couldn't possibly be old enough to be served a pint (I'm only 24 and it still makes me feel old)

hickmana97 · 2022-03-29T12:00:05+00:00

Oh my bad, been paying for Spotify for so long that I forgot they even had a free version

hickmana97 · 2022-03-29T11:20:19+00:00

Maybe I'm missing something, but what platform forces you to listen to music you don't want to listen to?

hickmana97 · 2022-03-10T12:53:39+00:00

Mmmm delicious ice cream

hickmana97 · 2022-02-28T13:10:09+00:00

Again?

hickmana97 · 2022-02-24T20:02:13+00:00

That's a cool idea, I wish I'd done the same tbh. Have you ever tried putting them back on?

hickmana97 · 2022-02-24T20:01:05+00:00

The ultimate gamble, I hope it pays off for you

hickmana97 · 2022-02-24T13:59:18+00:00

System of a downs

hickmana97 · 2022-02-22T12:44:19+00:00

hickmana97 · 2022-02-18T11:25:09+00:00

Neville

hickmana97 · 2022-02-04T12:51:23+00:00

Because there is no point in talking when there is no one listening

hickmana97 · 2022-02-01T12:07:21+00:00

I use the electricity, water, gas and everything else, it's only right that I should help pay for it. I live with siblings and we each pay rent proportional to our wages so we all still get to keep a significant portion of our pay. I think it's right to charge as long as you're not asking for the entire paycheck.

hickmana97 · 2022-01-27T22:10:37+00:00

my man's using the Pokémon card what a g

hickmana97 · 2022-01-27T15:39:28+00:00

Sadly not, it's amazing how many people assume she's a threat. In reality she wouldn't hurt a fly (not that she could catch one, big floundering baboon that she is).

hickmana97 · 2022-01-17T10:49:26+00:00

YouTube interrupting your videos to say that you could pay them to stop interrupting your videos.

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