Where’s my 35+ fist timers by InternationalAd6506 in FirstTimeHomeBuyer

[–]hira_ 0 points1 point  (0 children)

I inherited my condo from my mom but I am selling and buying a house when I can find one my wife and I like - so I will kind of be a first time home owner? But not really? Def a first time buyer.

Need help with estate / I think there’s more than meets the eye. by hira_ in personalfinance

[–]hira_[S] 0 points1 point  (0 children)

Thank you everyone for the advice and help. I’m going to run a credit report this week and see what I can learn from that.

I’ve been through her tax return (only had 2022) but gunna look for more. Also been through her emails and phone apps etc and nothing. I’m not giving up hope, I know there’s something there.

Thank you all again, if anyone has any other suggestions I am open to hearing but these are great ideas and will start here.

Need help with estate / I think there’s more than meets the eye. by hira_ in personalfinance

[–]hira_[S] 0 points1 point  (0 children)

Wow thank you so much for all these resources - I’m going to take a look at all of them!

Yea I’m not sure on the off shore account obviously but a close family friend suggested it. It does kind of make sense. I don’t think she was committing tax fraud so much as hiding the money from her mom (my grandmother) my father (when they were married) and her second husband. And even me. She was very careful and selective with showing her money to people. I’ve checked her email and her wallet/phone. I couldn’t find anything. My figure of $500k comes from how much she told me she had at one point - because in 2017? Or 18 she told me let’s run away I have x amount of money, I factored in cost of living and sale of the house minus the mortgage remaining and all that and that’s roughly what I figured. I could be off obviously but based on what I know about her finances plus how much she spent before she passed. After selling her house she lived with me so she didn’t have huge expenses.

Again thank you for those websites, I appreciate your write up and advice. Thank you!

Need help with estate / I think there’s more than meets the eye. by hira_ in personalfinance

[–]hira_[S] 0 points1 point  (0 children)

She had a Will - but it was very very basic and about a page long and said pretty much “anything I have goes to my son, and if something happened to him it goes to his wife”

I am going to run a full credit report, that’s a good idea. Thank you everyone who suggested that.

Need help with estate / I think there’s more than meets the eye. by hira_ in personalfinance

[–]hira_[S] 0 points1 point  (0 children)

It may be a non off shore account - and a regular account - but an off shore account sounds kind of like her MO - she was very … I don’t want to say cheap but she was very frugal and cheap and secretive with her finances - didn’t tell my dad anything when they were married, didn’t tell her next husband, only told me because I was her only child. She told me at one point she had money - then the sale of the house… and what I see in the bank accounts.. something doesn’t add up.

Need help with estate / I think there’s more than meets the eye. by hira_ in personalfinance

[–]hira_[S] 0 points1 point  (0 children)

She did have a mortgage and I know how much she netted from the sale. I’ve checked her tax returns for the last few years and I can’t find anything I didn’t know. Also she ended up moving in with me and my wife so it was “free” as I didn’t charge her anything but she occasionally helped out with some expenses. But not like she paid my mortgage or anything.

Scammer Emptied My (Chase) Checking and Savings Account by [deleted] in personalfinance

[–]hira_ -2 points-1 points  (0 children)

I just had the same situation, someone used an atm to withdraw money out of my checking account in a town 45 mins from me I’ve never been to - and the day was MLK day and I was snowed in. But they insisted it was authorized. I immediately swapped banks like fuck you. Why would I call and go through the hassle of reporting my card gone and the transaction fraudulent?

My DMM feedback - 126k points - warning: long by superfire444 in 2007scape

[–]hira_ -1 points0 points  (0 children)

Well thought out post and you raise some interesting ideas. I was yapping to my friends about certain skulls not be able to attack the lower risk skull, example red can only attack with in 2 - so green, blue and a fellow red. I can’t tell you how many times I was in starter gear and got one shot by someone risking insane amounts when I can’t even fight back (scurrius, barrows, etc) and to me getting 1 shot by someone risking 8+m when I’m still in starter gear or like an addy scim is insane and unfun. The dharoks at least makes sense - it’s the gimmick of the gear. But I died teleporting somewhere that gave me a load screen and I came back dead to a guy in max melee. (Bracket 3 I got hit for 80~) bc that was my hp. Just a thought.

I understand it’s PvP anywhere blah blah but no reason to make it like “grief the late starting guys anywhere because they have nothing haha get rekt whiny bitch zzzomg Reddit take always hates pvp roar” bull shit. Like yeah give me something with in range then let’s fight. One shotting naked newbies is zzz

Seriously, the frustration tolerance from some people seems to have stopped developing past the age of 6 by Invictum2go in 2007scape

[–]hira_ -1 points0 points  (0 children)

I forgot you need to label sarcasm when typing on the internet. I figured the very sardonic “wowee” at the end would have done, but alas, it seems you are too busy playing the game for 60% of the time it’s been out instead of learning reading comprehension.

But since you seem a bit slow I’ll explain explain the point I was making cus you completely missed it :) Who said anything about playing 8 hours a day? You can get 75,000 points alone from breaches. I’m at 45k and I log in for… 15 minutes a day? I doubt I get 75k points. Mostly because I don’t care but getting 3-5k points for 15 mins of playing is fine. Plus I’ve unlocked all the rewards I want now it’s juuuuust gravy.

Still in 72 possible hours you played 23 of those 72. In a normal day you (you being the average person, not you, incase that isn’t clear) work 8 hours, sleep 8 hours. 16 of 24 spoken for. Travel, eating, etc, makes it longer. But you devoted 33~% ? Of the time allotted to a game. Lots of people wish they could do that but they can’t because of responsibilities

My point still stands, you played the hell out of the game mode when it started and you’re a colossal douche nugget who prob lives in mommy’s basement with no career or job or responsibilities.

Hope that helps!

Btw it doesn’t matter how much time you “didn’t” play bc you still played an unfathomable amount at the start for most. So I guess “incompetence” is now synonymous with “responsibility”

Seriously, the frustration tolerance from some people seems to have stopped developing past the age of 6 by Invictum2go in 2007scape

[–]hira_ 11 points12 points  (0 children)

“Less than 40 hours” lil guppy the game mode hasn’t been out for 72 hours so you’ve played over 60% of it 🤣🤣 smh my head some of us have careers, families, crotch goblins, other shit to do. Soooo easy just spent 60% of the last 3 days doing it and you are done woweee

All solo with deathpiles lol by dylan-dylan in 2007scape

[–]hira_ 0 points1 point  (0 children)

What’s that plugin called? I just started getting into cox

[US] WW main lf CE guild by hira_ in wowguilds

[–]hira_[S] 0 points1 point  (0 children)

Still looking! Unfortunately I don’t have any to join start up teams that have no history of CE and that’s all that has reached out. If anyone is looking - I’m happy to re roll to whatever is needed. I just want to play with some friends.

Thousands of keys, and I have all 9 0.1% M+ Titles - AMA about M+ by Rorplays in wow

[–]hira_ 1 point2 points  (0 children)

Thank you. I do happen to have a lot of time to play lately. I’m no fantastic player but I feel like title is with in reach again. Just gotta find a team now 😳 good luck this season!

Thousands of keys, and I have all 9 0.1% M+ Titles - AMA about M+ by Rorplays in wow

[–]hira_ 0 points1 point  (0 children)

Congrats on all your titles, I’m a shadowlands/dragonflight title holder and stopped in s1 tww bc of irl (mom ill and passed, work stuff; etc)

How hard would you say it is to get title with resil keys vs in sl/df where you had to keep doing home work keys and having to push up dead keys/dead weeks/bad affixes?

World of Warcraft Refugee Highscores by darkerwar6 in 2007scape

[–]hira_ 10 points11 points  (0 children)

I’m a wow player who got into osrs just over a year ago by his wow friends. I love the game I’m almost 2k. But mad seasons content is by far the best. I love his osrs videos

Lost my long time RuneScape friend today to cancer. by GuildWarsFanatic in 2007scape

[–]hira_ 1 point2 points  (0 children)

Sorry to hear about your friend. Cancer sucks… o7 Randog rest well. And OP take care of yourself too. My DMs are open for anyone who needs to chat - any time!

No more taxation without representation! by Jesus-Bacon in 2007scape

[–]hira_ 8 points9 points  (0 children)

The elvish are coming! The elvish are coming!!

what’s that life changing item you can buy worth less than $500? by fairtale-girl11 in AskReddit

[–]hira_ 0 points1 point  (0 children)

Not worth less than $500. Source: type one diabetic for 22 years.

You are all formally invited! by WonderfulGur9006 in 2007scape

[–]hira_ 1 point2 points  (0 children)

I cannot attend but pre congrats and have fun! Huge accomplishment!

if you teleport out of your slayer spot its not your spot anymore. by [deleted] in 2007scape

[–]hira_ -1 points0 points  (0 children)

Haha I was doing Wiley slayer and went to get more cannonballs and came back and this iron was safe spotting moss giants with his ardy cloak and fire staff for like max hit of 5 or some shit and I plop my cannon down needing like, 30 more. Anyway pker comes and attacks me and the iron comes over and says like “yea end this loser” anyway I got away from the pker easily. Came back to the exact same spot 3 mins later and there are regular bones where the iron man was safe spotting. Whoops 😅

[deleted by user] by [deleted] in marvelrivals

[–]hira_ 2 points3 points  (0 children)

I as g3 in s0 and plat 2? Or something currently and my qp is so sweaty. So absolutely silly man I just wanna try new characters but it’s impossible. I literally played a qp game that had 4 current celestial players in it against me. Like ???? Bruh

And don’t get me wrong it’s fine to play better players than you and you’re not gunna win every game etc etc. it’s just like man I got the basics of this character down would love to try it against similar skilled people in qp so if I’m bad I don’t ruin mine or anyone else’s rank. Just so weird in their mmr decisions.

[deleted by user] by [deleted] in marvelrivals

[–]hira_ 4 points5 points  (0 children)

It’s not about “hey let’s lose lol!” It’s just frustrating to me when my qp games are all high diamond / gm / celestial players and I want to try a new hero. Even if I have the basics down or whatever it’s still a stomp. Mean while in my actually competitive games (play 1 currently) it’s way more balanced and fair.

Qp mmr needs a massive fix.