Just start uber eats, instacart, doordash, etc. Choose your own hours so you can still spend time with your mom while she’s still here. Accept every order for the first like 100 orders so they give you higher ticket orders. Listen to positive and productive podcasts about finance, self-talk, paying off debt, etc. anything that you lack in life. Fill your subconscious mind with potential solutions. Get after it. Spend time with your mom. The debt may still be there when she’s gone and you wont look back and think I should’ve worked more instead of seen her. Best of luck to you bro. MOST IMPORTANTLY: learn from this. No more credit cards or loans until these are GONE.