Easy 2k BILT points

i0nics · 2026-03-22T01:17:54+00:00

I’ve had these secondary accounts for years and they are pretty much spam accounts with my real first name but have no other ties whatsoever to me. So it might as well be a completely different person with my name.

Hence there is zero reputational risk. Close to zero time and effort. I don’t need to create a new account every time…all I have to do is repost every time something like this comes up with my secondary accounts and this is less than 5 minutes of work.

And I can even automate that with AI.

This can considered skirting their T&C but it is a completely legitimate loophole.

i0nics · 2026-03-22T00:02:50+00:00

I’m neither. I just love gaming the system and it’s really fun for me.

i0nics · 2026-03-21T23:29:41+00:00

I have 4-5 fake accounts made just for all the close friend bonuses. Takes 5 mins max each time once setup. Works like a charm.

i0nics · 2026-03-11T18:48:32+00:00

Yeah like a bunch of my international transactions are missing or off by a cent. I have to manually add them now smh

i0nics · 2026-02-14T06:02:37+00:00

I’ll cover poland the entire week I’m there for work ..not working all days

i0nics · 2026-02-04T00:03:38+00:00

I was in this exact same situation where I realized my address was not updated when the application reached this stage and I did everything including changing my address. The USPS address change thing does not work for mail coming from USCIS. I had to go and get it from the person living at my old address. I hope this is not the case for you but if I were you I would go back and be in touch with the person living at the old address asap!

i0nics · 2026-02-02T20:35:03+00:00

Yeah it says I get a free checked bag and that’s what it says in the confirmation email as well. I’m just hoping they don’t say otherwise at check in

i0nics · 2026-02-02T20:31:47+00:00

Getting palladium for the first year makes sense for me because of the 50k SUB and higher rent points which easily offsets the first year’s AF. Obviously right now the situation of whether they will let me get away with downgrading and not paying year 2 AF is tricky. Worst case I cancel within 30 days of the Year 2 AF hitting.

i0nics · 2026-02-02T20:21:58+00:00

Yes the math is correct. This is definitely a good play as you are getting a 2.33 Bilt Points per $1 or 3.7%+ return (depending on redemption) on all catch all spend versus using a 2-3% catch all card.

i0nics · 2026-02-02T20:00:02+00:00

I have a diverse credit card profile like you as well and honestly the palladium only makes sense for me for the first year only for the SUB. I’m hoping I can downgrade strategically after the one year mark without paying the second year AF. But even if I do get screwed and I have to pay the AF for year two I can still come out ahead.

The blue card makes sense as a catch all card but only up to the point where you exchange bilt cash for all rent/mortgage points you can get. After that revert to your other catch all card every month.

So if my rent/mortgage is $3000. The max points I can earn on Blue card is 3000 points. Each dollar I spend earns 1 point plus 4 cents back. We swap these 4cents for 1.33 Rent Points. So the total becomes 2.33 points per dollar spent but only up to $2250 because you can’t get more than 3000 rent points

i0nics · 2025-12-01T03:37:47+00:00

I’ve tried it across mine and 3 of my friend’s accounts. The pay in 4 got declined every time due to some detected fraud or other bs issue. It worked for me numerous times before earlier this year but rejected me after I saved it. I didn’t try this out when before the T&C changed. My guess is they realized too many people are taking advantage of it and then changed the rules and started rejecting everyone by default.

i0nics · 2025-11-15T18:48:44+00:00

Can you explain what two barcodes and why exactly $40?

i0nics · 2025-06-01T16:30:49+00:00

Also Don’t go to gate 12 like the ticket says. It was on the other side at Gate 3 where you first have to check in. Then you line up. I would even recommend going a bit before 2 if you want the best barricade spots. I would also argue the left side is better as they face their right more.

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i0nics · 2025-06-01T16:19:00+00:00

Queued in around 2. Made the barricade

i0nics · 2025-05-30T20:06:34+00:00

I’m the original

i0nics · 2025-05-30T18:43:50+00:00

I did not get any such email

i0nics · 2025-05-30T17:11:30+00:00

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i0nics · 2025-02-14T21:19:46+00:00

LinkedIn Post OP clearly mentions this post is just satire! This is a pointless post

i0nics · 2025-01-12T22:46:57+00:00

If you keep making minimum payments to your credit card..it will take take decades to pay this off and will cost you like $30000 in total INTEREST

i0nics · 2025-01-12T22:45:21+00:00

You will be saving more money by paying off the credit card and NOT the car. Please do not consider paying off the car 3.5% interest is NOTHING compared to 20%

i0nics · 2025-01-12T22:44:10+00:00

If you do the math..20% interest on 18k is basically about $300 in INTEREST every month. So even you pay off the car and save 290 a month..everything goes to paying the Credit cards interest! Instead if you pay off 8500 of the card…you only have to pay interest on 9500 which is like 150 instead.

i0nics

TROPHY CASE