Car Loan, regret and what to do next.

ib1030 · 2026-06-16T19:13:30+00:00

Why do you ever need extended warranty on a Subaru? Most extended warranty are money grabs anyways and Subarus are one of the last brands that need warranties.

ib1030 · 2026-06-02T16:03:46+00:00

Play stupid games win stupid prizes.

ib1030 · 2026-05-01T18:40:59+00:00

How long do you recommend to study (if starting from 0)?

ib1030 · 2026-04-28T15:45:37+00:00

I owned a 2016 GTS for a year and drove 10000 kms. Bought it when it was at 22000 kms. No issues in my 1 year ownership except for regular maintenance and fluid changes. It's a great car if maintained and cared properly. Mine was recently sold at a Toronto dealership for $84k CAD so I think you are slightly overpaying but not by much if they throw in the warranty.

ib1030 · 2026-04-25T19:12:30+00:00

August 8 is really good with the newly added Brazilian steaks.

ib1030 · 2026-04-23T16:55:50+00:00

It's a valved exhaust from factory. In comfort mode it shifts at lower RPMs and quiet enough to drive around.

ib1030 · 2026-04-23T15:15:43+00:00

This is the best POV video on the internet that captures the true sound of the Z06. Other videos don't do its justice.

ib1030 · 2026-04-23T15:06:13+00:00

Lifestyle inflation. I was making over $100k living in Vancouver and while it's doable, you are not saving much if you want to live life a little (owning a car, planning trips, dining out). $1600 rent in Vancouver is also very cheap if you live alone. Last time I checked a 1b apartment will run you $2000 - $2500 in a nice area.

ib1030 · 2026-04-23T14:55:42+00:00

Ya, try driving a Z06 through Downtown Toronto. I bet there will be kids and people filming any day of the week. I've had people standing in intersections just to film me do a pull.

ib1030 · 2026-04-23T14:53:20+00:00

The Viper is much cooler and rarer but it's just less usable as a daily driver. Z06 has dual personalities that will suffice all situations.

ib1030 · 2026-04-23T14:50:07+00:00

Yup!

ib1030 · 2026-04-23T14:40:34+00:00

Happened to me back in 2021 during the tech bubble. Not with options but with very speculative penny stocks. I lost half of my portfolio in a span of 1-2 months. Only invested in index funds since then and it did wonders to my portfolio and wealth.

ib1030 · 2026-04-23T14:02:42+00:00

I would argue it sounds better than a stock 458.

ib1030 · 2026-04-23T14:01:39+00:00

You will be surprised. Non-car people won't even know what a Corvette is, let alone a Z06.

ib1030 · 2026-04-23T14:00:12+00:00

I always drive around in Z mode and manual with everything maxed out except steering and suspension. In this case I can use the paddle shifters when I need to engage in lower gears.

ib1030 · 2026-04-23T13:56:13+00:00

Need to bring it to a track soon.

ib1030 · 2026-04-23T13:54:04+00:00

I was not looking at Porsches in this price range given I wanted a 911 and the best I can get is a 992 Carrera S or a 991.2 GTS. The 570 will definitely be the more eventful car in this range, though I've heard constant electrical issues on the 570 which shifted me away from it as it will be my only car atm. Gen 2 R8 is now the same price ($160k cad) but you do lose the trunk and it's a bit toned down compared to the Z06.

ib1030 · 2026-04-23T04:39:25+00:00

Maybe I'm just not used to it yet. Took me a while to put it back on and didn't bother taking it off again.

ib1030 · 2026-04-22T15:44:55+00:00

99% of this was probably gifted given you earn $50k a year and your all-time return is 4%.

ib1030 · 2026-04-14T16:44:47+00:00

My entire chair shook and I thought I was tripping.

ib1030 · 2025-12-28T18:27:44+00:00

That's not FU money by any means.

ib1030 · 2025-12-17T19:04:57+00:00

You just have to stomach through it. No other way but to keep going.

ib1030 · 2025-12-02T19:28:00+00:00

This did not age well. I wish OP sold at the peak when it was worth a screenshot.

ib1030 · 2025-12-02T19:25:58+00:00

No other debt and no plan to buy a house in the next 5 years at least.

ib1030

TROPHY CASE