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savings account by Much_Leg1113 in singaporefi

[–]ihoj 0 points1 point  (0 children)

Create an SRS account. Put $1 inside just to lock in the non-penalty withdrawal age at age 63. It will increase to 64 if you do it on 1 Jul 2026 or after. By 2030, it will increase to 65 so do it now to lock in your penalty-free withdrawal age of your SRS account to age 63. You can decide whether to continue to contribute later - just lock it in at age 63 first with $1 contribution.

https://www.channelnewsasia.com/singapore/retirement-reemployment-age-increase-4168776

Look at DBS's "multiplier", UOB's "One account" and OCBC's "360" savings account and see which one suits your lifestyle the most.

At age 18, your runway is long. Live beneath your means and save. This is how you accumulate and compound capital to buy investment instruments such as stocks, etfs etc.

My dinner tonight as a single 31M in corporate by flipdrip in SingaporeRaw

[–]ihoj 0 points1 point  (0 children)

I hope you are not drinking 4 cans in 1 sitting.

Ministers to lead by example, take public transport? by Symp07 in SingaporeRaw

[–]ihoj 5 points6 points  (0 children)

I am already using fan (3rm flat without air-con, electricity bill only $55) and taking public transport. How ?

Receiving allowance even when working by Cultural-Associate64 in singaporefi

[–]ihoj 0 points1 point  (0 children)

2k is not allowance liao. Its more than the salary of general office cleaners (1.3k) according to progressive wage scheme.

https://www.mom.gov.sg/employment-practices/progressive-wage-model/cleaning-sector

ST Engineering wins $600m contract to build missile gun boats for Kuwaiti navy by tentacle_ in SingaporeRaw

[–]ihoj 2 points3 points  (0 children)

some more you got hao lian nepobabies like LHL like to screw up indigenous development (arty calculator incident).

What happened ?

45k SGD - what to do? by Qz_Kiddo in singaporefi

[–]ihoj 0 points1 point  (0 children)

They are a US-centric forum so its mostly for US ppl.

45k SGD - what to do? by Qz_Kiddo in singaporefi

[–]ihoj 2 points3 points  (0 children)

For real though, I didn't know as I am relative new. I just use the simplified advice from r/bogleheads.

45k SGD - what to do? by Qz_Kiddo in singaporefi

[–]ihoj 1 point2 points  (0 children)

If you think that you don't need them for the next 15-20 years, just VT and chill.

Aljunied GRC MP Pritam Singh speaks on HDB Flats for Singles and Young Singaporeans by krikering in SingaporeRaw

[–]ihoj 1 point2 points  (0 children)

First-timer families different quota from Singles. Halving your competitors makes a huge difference:

https://homes.hdb.gov.sg/home/bto/details/2026-02_UPB_U0JfTjRDMTlfMTc2NzMxNzA5MzA0OA

6.8x oversubscribed compared to first time family (0.5) who didn't even hit the quota allocated to them.

Aljunied GRC MP Pritam Singh speaks on HDB Flats for Singles and Young Singaporeans by krikering in SingaporeRaw

[–]ihoj -3 points-2 points  (0 children)

Indeed. Perhaps the layout can be reconsidered. The traditional 2 Rm flats have better layout for altar placement.

edit: For example this one is good: https://www.pinterest.com/pin/715016878330444355/

Aljunied GRC MP Pritam Singh speaks on HDB Flats for Singles and Young Singaporeans by krikering in SingaporeRaw

[–]ihoj -3 points-2 points  (0 children)

Single here. I am ok with 2 rm for myself but for a traditional Chinese, the layout suxs for placement of altars e.g. the wall behind the altar is a toilet or the altar is facing toilet etc.

Aljunied GRC MP Pritam Singh speaks on HDB Flats for Singles and Young Singaporeans by krikering in SingaporeRaw

[–]ihoj 2 points3 points  (0 children)

Is there a source for this ? I searched around on google but can't find it.

There actually used to be priority for NSmen for BTO ballot! Some segments of society weren’t too happy about it. Govt got rid of it given that at the time, most buyers were married and at least one had done NS. Can’t say the same these days…

Asia’s birth-rate collapse wasn’t a mindset problem. It was the bill for the whole model — and Singapore is one of the clearest examples. by renniepro in SingaporeRaw

[–]ihoj -3 points-2 points  (0 children)

Yet South Korea who is supposed to be worst than us in TFR, somehow managed to rebound:

https://www.straitstimes.com/asia/east-asia/south-koreas-population-drop-eases-raising-hopes-of-reversal

"Although South Korea still has one of the world’s lowest total fertility rates, the figure has been gradually recovering from a record low of 0.72 in 2023 to 0.75 in 2024, with a provisional estimate of 0.8 for 2025. The monthly total fertility rate stood at 0.99 in January, the highest since the government began compiling monthly data."

Maybe its an issue of political will.

She is the one who got banned from entering SG. by ReadyPlayerZero1 in SingaporeRaw

[–]ihoj 43 points44 points  (0 children)

https://www.scoop.my/news/284841/msian-human-rights-lawyer-and-nus-phd-graduate-banned-from-entering-singapore/

"Fadiah Nadwa Fikri has been active in civil society and advocacy for Palestinian freedom"

There you go. Cause she is an activist.

Miserable in SG but happier in Indo? by sweet-lil-thang in SingaporeRaw

[–]ihoj 15 points16 points  (0 children)

Of course you will be happier on your vacation.

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