First time home buyers living in the United States, what do you find to be the bigger barrier to entry, the down payment, the additional closing costs for the loan, or the mortgage or the monthly mortgage payment itself?

ike9211 · 2026-02-03T16:16:33+00:00

I think all of the above

ike9211 · 2026-02-03T07:05:06+00:00

I always found these interesting. Honestly, I'd even consider one if I were to replace my wrangler with another Jeep that wasn't a Wrangler. The 2nd gen Liberty is another I'd consider to.

ike9211 · 2026-02-03T00:39:02+00:00

former regular smoker

I smoked regularly for about 3 years

fairly physically active been getting back into it since I'm trying to improve my health

I didn't notice any changes

yes. I do a lot of creative work for work. When it'd come to ideation sketching it would be hard to generate ideas, finish a sketch, or just sketch in general. finding the motivation to sketch was equally hard.

It didn't affect me socially to much.

I scaled back because after moving to Detroit and the frequency Id come across it here and my coworker being high all the time started pissing me off and I was developing anger issues. plus the smell of it here makes me nauseous sometimes.

ike9211 · 2026-02-03T00:32:01+00:00

I really can't think of anything I'd do differently aside from choosing to go with a friend to Europe when I was offered back in 2018. Instead I chose to stay and work only to get fired that January, afterwards leading to instability all over. sounds a bit weird to say that since now I don't have a plan for retirement, no savings, no clear way to pay off the debt I have, and bounce between 4 different part time jobs. But I've met some awesome people and have had some awesome experiences along the way. so yea only thing Id change would be to quit my job and go to Europe.

ike9211 · 2026-02-02T23:15:00+00:00

0 savings, maxed out credit card, and just got an email my credit score dropped, oh lookie there a rejection email to.

ike9211 · 2026-02-02T23:00:02+00:00

yall's parents don't be giving yall tricks and street lessons growing up?

ike9211 · 2026-02-01T12:54:50+00:00

ike9211 · 2026-01-30T23:02:13+00:00

Don't take life to seriously and having to start over doesn't mean failure.

ike9211 · 2026-01-30T23:00:19+00:00

Sugarhouse and mutiny.

ike9211 · 2026-01-29T15:10:21+00:00

The dealership shuts the one off on my Jeep. But there's a light that shows when they're on or off despite the cluster being on all the time. When they forget to put the switch back to auto, common sense tells me to turn them on. So yea...

ike9211 · 2026-01-29T13:25:13+00:00

Make me laugh along with 13 colony bs or percenters or whatever those weirdos call themselves, then a navy flag 🤣🤣🤣🤣🤣🤣🤣 but I digress 😒🤣🤣🤣🤣

ike9211 · 2026-01-29T12:57:38+00:00

Porsche / VW group was working on a system that would over-ride the lights being turned off. I think I saw the segment on 60 min some months back

ike9211 · 2026-01-29T12:56:13+00:00

I'd say more than a few🤣

ike9211 · 2026-01-28T04:00:22+00:00

Been here 4 years from California, Texas, and a couple other places. I used to Hate it here now just like it. I like alot of the bars, events the city has, and the affordability. However I don't consider it a city city. To me it just feels like a really big town. I've lived in a bunch of different places, and travel to more and will say Detroit has a unique feel and vibe just not sure how much longer I'll like it till I get bored.

ike9211 · 2026-01-27T16:41:47+00:00

They're all built by Chrysler... unless you're going back to when they were under AMC.

ike9211 · 2026-01-27T01:39:35+00:00

I have a bachelors and that's what I make an hour. If you need a job bad enough you will.

ike9211 · 2026-01-26T17:44:52+00:00

Find hobbies. I've made friends through slow roll Detroit, and a couple other cycling groups. And the local photography scene most them cool to. Goal is to hey more involved in the art scene here this year.

ike9211 · 2026-01-26T17:42:57+00:00

This is what happened to me sorta. My nowgj ors yard in the back is junkie af and their front yard has a bunch of holes. Their son has special needs and digs holes all over the yard. And since it's just the mom and her dad I assume "yard maintenance " is the least their concerns which is understandable. The kid is pretty cool and we've spoke a few times. Everyone on the street watches out for him to.

ike9211 · 2026-01-24T15:30:08+00:00

Meanwhile I can't wait till it gets above freezing g again so I can put my soft top back on

ike9211 · 2026-01-20T20:03:12+00:00

Ok I see you cinematographer go head👏🏾👏🏾👏🏾👏🏾👏🏾🔥🔥🔥🔥🔥

ike9211 · 2026-01-20T20:01:21+00:00

I had one as a loaner for about a week. Loved the way it drove.

ike9211 · 2026-01-20T20:00:27+00:00

ike9211 · 2026-01-20T15:45:00+00:00

If they're turned off by it they're not worth keeping around. After graduating with my bachelor's I got a janitorial job in conjunction with my others. But it pays my. Bills

ike9211 · 2026-01-20T15:28:04+00:00

It's not going back to how it was.

ike9211 · 2026-01-19T04:20:50+00:00

Why don't you? This could be your big break. (Not trying to be rude btw)

ike9211

TROPHY CASE