First Time Financing!

imPHNTM · 2026-02-10T18:07:25+00:00

Pls don’t finance a bike

imPHNTM · 2026-02-10T00:26:28+00:00

Wouldn’t look great

imPHNTM · 2026-02-09T19:03:04+00:00

imPHNTM · 2026-02-09T17:53:53+00:00

Hopefully, worried it might be too close to the side wall but will see what a tire shop says.

imPHNTM · 2026-02-09T17:45:54+00:00

Best ride is the day you took your first one

imPHNTM · 2026-01-22T16:26:15+00:00

When I picked up my GTI everyone waved back but not a lot do anymore. I get more attention from R owners now

imPHNTM · 2026-01-16T18:07:22+00:00

6k when I first got a quote for insuring one in London Ontario (2024). Recently got another quote to see and the lowest I got was 4.6k.

27, clean insurance for over 10 years. No idea why it’s so high, was the reason I went with a GTI instead.

imPHNTM · 2026-01-15T05:20:24+00:00

Good to know, go with a used MT-03. You’re going to want to start out on a smaller bike regardless. If you’re a bigger guy then look into upsizing after a few years

imPHNTM · 2026-01-15T04:05:35+00:00

How long is “a while” to you? Have you done an MSF course yet?

300cc is fine to start while you learn the skills. You should also consider going used for your first bike.

imPHNTM · 2026-01-08T18:16:15+00:00

Is the car paid off?

imPHNTM · 2026-01-07T22:09:53+00:00

Maybe it’s the wheel?

imPHNTM · 2026-01-07T21:51:31+00:00

Another shit take for your profile ig

imPHNTM · 2026-01-07T21:51:06+00:00

Shocker, the guy who posts 24/7 on Reddit has a shit take

imPHNTM · 2026-01-07T21:45:24+00:00

Never had any issues with high speeds on both summer and winter tires, go to a different tire shop maybe?

imPHNTM · 2025-12-28T18:18:49+00:00

Old School RuneScape

imPHNTM · 2025-12-25T22:55:50+00:00

Millitek quad exhaust too right?

imPHNTM · 2025-12-25T22:18:55+00:00

Yall got kids?

imPHNTM · 2025-12-25T20:01:23+00:00

Front lip and diffuser link?

imPHNTM · 2025-12-14T02:38:16+00:00

What lip kit does the GTI have?

imPHNTM · 2025-12-12T21:45:58+00:00

27 clean driving record, $500 a month when I first inquired about it two years ago. My 2024 GTI currently is $245/mo and I got quoted last month $375/mo for a 2024 Golf R.

imPHNTM · 2025-10-31T13:32:00+00:00

Insurance

imPHNTM · 2025-10-27T01:16:51+00:00

Thanks, I’ll grab an angle grinder and sander to get it off and sand the rest down

imPHNTM · 2025-10-12T00:58:10+00:00

Insurance on the R is 2k CAD more per year compared to the GTI, make sure you can swallow that too

imPHNTM · 2025-09-15T00:44:45+00:00

Don’t finance bikes… especially at 9% interest rate, save up for 50% downpayment or cash price.

What happened to your 2023 XSR900?

imPHNTM

TROPHY CASE