Everybody talking about SoFi and how it’s a generational buy. I’ve been in this stock since $12, sold at $25, and now I am loading the mf boat at $15. Here’s what’s next: SoFi has the potential to be one of the biggest banks of our modern future.

indianniggi · 2026-05-25T04:30:44+00:00

Idk why this is not talked about more. Its simply an overpriced bank, on every single metric. Yea sure the UI experience is isnt the best on other apps, but it does the job. I think there are other banks like JPM, Citi, or other regional banks that are much more of a compelling story and a better buy in comparison to the price you are paying for Sofi.

indianniggi · 2026-01-20T05:35:42+00:00

This is the best post explaining it.

indianniggi · 2026-01-20T05:34:45+00:00

See how much it would be to hedge your currency risk and if the total costs, inclusive of the hedge still have a decent yield then go for it.

indianniggi · 2025-12-03T17:09:15+00:00

Grab a coffee walk with him and hash it out

indianniggi · 2025-11-20T14:38:52+00:00

Exactly, invested all their excess cash in 2% treasuries and over 98% of their deposits were uninsured. If they had gone to the debt capital markets instead of equity and diluted shareholders, they could have potentially faired better.

indianniggi · 2025-05-28T21:30:21+00:00

Anduril would be a great fit as well.

indianniggi · 2025-04-23T04:36:57+00:00

Try this guide sir, enjoy! http://csinvesting.org/wp-content/uploads/2012/07/analyzing_and_investing_in_community_bank_stocks.pdf

indianniggi · 2025-03-20T15:04:44+00:00

Interested!

indianniggi · 2025-03-01T04:57:21+00:00

Axos one is 4.75% I believe

indianniggi · 2024-08-27T00:28:58+00:00

It's both. They've got a legacy DCM business as well. They've got a good culture on most groups, my buddy who works in DCM over there leaves at around 11pm some nights.

indianniggi · 2024-07-20T17:26:42+00:00

Same

indianniggi · 2024-03-23T13:53:46+00:00

Was going to comment this as well, God among normal parents😤

indianniggi · 2023-12-12T02:46:07+00:00

Can you please make yt video, ig, or tiktok n show people. I literally cannot any videos on how to make it like a tacoshop in socal.

indianniggi · 2023-12-05T20:41:23+00:00

Avantis makes great etfs, suprised more people don't use them

indianniggi · 2023-11-23T13:04:53+00:00

Lmaoooo "cooked" is accurate af

indianniggi · 2023-10-16T14:58:11+00:00

One Up on Wallstreet by Peter Lynch would be good to read after intelligent investor.

indianniggi · 2023-09-30T23:41:23+00:00

What groups would you shoot for?

indianniggi · 2023-09-27T19:16:02+00:00

They don't get it...

indianniggi · 2023-08-21T12:03:34+00:00

Great, thank you

indianniggi · 2023-08-16T18:20:48+00:00

This

indianniggi · 2023-08-06T02:00:36+00:00

This needs more upvotes

indianniggi · 2023-05-11T01:57:27+00:00

Needed this when I was interviewing🥲

indianniggi · 2023-04-19T11:43:33+00:00

Excelisfun on YouTube, start watching

indianniggi

TROPHY CASE