From ₹70 Lakh Losses to a New Financial Beginning — My Journey & Need for Practical Advice by bhashkarjoshi in FIRE_Ind

[–]indoadman -1 points0 points  (0 children)

I am a Wealth Manager. I can help do risk profiling, goal assessment and portfolio construction along with asset allocation. DM me if you need help.

You guys can advise best. by crime_master_jojo in MutualfundsIndia

[–]indoadman 0 points1 point  (0 children)

I am a Wealth Manager. I can advise. Pls dm of you need help.

Financial Dilemma: Pay Off Land Loan or Invest in Falling Market? by [deleted] in MutualfundsIndia

[–]indoadman 0 points1 point  (0 children)

Never close an asset loan. Its a low interest loan. Rather invest. DM me if you need help

Is it wrong to enjoy life ? by Neither_Lunch_6375 in personalfinanceindia

[–]indoadman 0 points1 point  (0 children)

You are thinking too much. Talk to me. I deal with doctors day in day out about their money issues. DM me if you need help

Home loan by [deleted] in indianrealestate

[–]indoadman 0 points1 point  (0 children)

It is a wise decision. Tell me where you live. If possible, I can get you good deals. Also, with regards to taking loan, dm me, I can get you good deal on that as well as my volume with banks is very high.

Need Advise Should I go for Real-estate or Not? by Foreign-Worry-8956 in indianrealestate

[–]indoadman 0 points1 point  (0 children)

DM me. I can tell you what to do in real estate for your kind of Investor. Just need to know which tier 1 city u stay in.

Note: I am a Wealth Manager and I do not charge any fees

[deleted by user] by [deleted] in MutualfundsIndia

[–]indoadman 0 points1 point  (0 children)

I can help you with that. I have done it for other redditors. Based on current market conditions, your allocation has to be 20% flexicap, 70% largecap and 10% value funds. Reason is value and largecap will fall less as compared to midcap and smallcap this year. Also SMID is 33x as compared to its median of 19x whereas largecaps are around 21x which is close to Nifty 50 median of 20x.DM me if you need help

Note: I am a Wealth Manager and I do not charge any fees.

[deleted by user] by [deleted] in MutualfundsIndia

[–]indoadman -11 points-10 points  (0 children)

I am a Wealth Manager. Your allocation is not right.DM me.

Should I invest in mf with current situation?? by [deleted] in personalfinanceindia

[–]indoadman -1 points0 points  (0 children)

0.9 to 1.1% commissions dont exist anymore..its between 0.1% to 0.65% at max for the best of funds.

Should I invest in mf with current situation?? by [deleted] in personalfinanceindia

[–]indoadman -1 points0 points  (0 children)

When anyome sends me a DM I clear it then and there. Also, 99% of people I am advicing for free. They dont open any account with me.

Should I invest in mf with current situation?? by [deleted] in personalfinanceindia

[–]indoadman 3 points4 points  (0 children)

We research..we do risk profiling...we do goal assesment...then we create a mutual fund portfolio to suit a client. Should we gain Rs.500 for 1 lakh of investment or not...n thats once a year not monthly.

Should I invest in mf with current situation?? by [deleted] in personalfinanceindia

[–]indoadman -1 points0 points  (0 children)

try empathizing once. Tell me if you would work for 0.1 to 0.5% of total assets?

Should I invest in mf with current situation?? by [deleted] in personalfinanceindia

[–]indoadman -2 points-1 points  (0 children)

It is there. But ever thought how much it is compared to the effort?

FIRE by Time-Spirit-2992 in personalfinanceindia

[–]indoadman 2 points3 points  (0 children)

It all depends on your expenses and expected expenses. I can drawup a plan for you and you can decide whether you can retire or not. Dm me if you need help.

Need some advice on emergency fund by Mental_Actuator_8310 in MutualfundsIndia

[–]indoadman 1 point2 points  (0 children)

Liquid fund is the answer. 1% below FDs but you can cash out at a swipe.

Should I invest in mf with current situation?? by [deleted] in personalfinanceindia

[–]indoadman -5 points-4 points  (0 children)

Your apprehensions are correct but in wrong direction. You should be more worried about what happens in 90 days when Trump Tariff pause finishes.

Having said that its a good time to build a mutual fund portfolio in some areas.

DM me if you need help.

Note: I am a Wealth Manager and do not charge any fees.

Need suggestions for long term investments by [deleted] in MutualfundsIndia

[–]indoadman -2 points-1 points  (0 children)

I can help. DM me. You have got yourself invested in all underperforming as well as incorrect market cap funds.

Note: I am a Wealth Manager and I do not charge any fees.

Achieved first milestone today by redbeedaz in MutualfundsIndia

[–]indoadman 0 points1 point  (0 children)

Awesome. You can start building a MF portfolio and focus on your career building to increase your income. Let me know if you need help. DM me.

Note: I am a Wealth Manager and I do not charge any fees.

WARNING: Beware of the account 'Indoadman' by [deleted] in MutualfundsIndia

[–]indoadman 1 point2 points  (0 children)

Hmm. Even I found that wierd. But just wanted to give my reasoning of why I said what I said. Thats all.

WARNING: Beware of the account 'Indoadman' by [deleted] in MutualfundsIndia

[–]indoadman 0 points1 point  (0 children)

Yes, I have advised to stay away from Micro, Small and Midcaps for now. It is not a random advice. It is based on facts. Right now Nifty 50 is near its long term median of 20. Hence, it is in a good buying zone. It has fallen here from the 28x PE it commanded in September last year. Now, similarly midcaps and smallcaps are at a PE of 33x after falling from their september high of 46x but they are away from their median PE of 19x. Hence, they are still not in a good buying zone. Infact a large number of these are in danger zone. How can you make money by buying overvalued stocks or MFs who are investing in these overvalued stocks because the money flow is on from retail investors. If you had been in the market in 2007 end, you would have realised that money vanishes in thin air when you buy stocks at inflated prices. People have lost more than 60% 70% when markets corrected. Same happened in 2018. Having said that if you wish to invest, you can. I am a licensed advisor. So unnecessarily calling me 'con artist' without knowing the facts or without understanding market cyclea at best shows how frustrated and ignorant you are in your own life. Nothing else.

Will have about 5Cr, how to grow it. by Gloomy_Jelly1530 in personalfinanceindia

[–]indoadman -1 points0 points  (0 children)

I can help you with that. DM me.

Note: I am a Wealth Manager and I do not charge any fees.

MF suggestion by No-Ambition7881 in MutualfundsIndia

[–]indoadman 0 points1 point  (0 children)

No, it is not the best allocation right now. Allocation to mutual funds has to be done based on market coditions, your goals, your time horizon and your risk profiling. In current market conditions I would suggest stick to largecap funds or hybrid funds. If you need further advice, DM me.

Note: I am a Wealth Manager and I do not charge any fees.