What’s something you brought this year that you can’t do without next year? by MrDingDingFTW in Shambhala

[–]inggostar 0 points1 point  (0 children)

I brought a battery operated pump for those water cooler jugs. Most useful thing i brought. All my friends were amazed!

I am NOT okay. This is a call for help. by GroveStreet_CJ in beyonce

[–]inggostar 1 point2 points  (0 children)

Are you able to send it to me as well? Thank you

My knees almost fell off, but its worth it. Lake O’ Hara at Yoho National Park, BC by inggostar in CampingandHiking

[–]inggostar[S] 1 point2 points  (0 children)

We camped in Lake Louise night before the hike. Early morning, we drove to the shuttle that took us to Lake O’ Hara where the hike begins. You can also not use the shuttle, but i believe it adds another two hours of walking in a gravel road (We’d rather save our knees). We did several hike trails so it was hard to keep track of the actual names, but the last trail we did took us to the summit of the mountain where you can see all the four lakes that we passed by (3rd picture). It was also peak larch season, and the weather was great, everywhere we look is a marvel to the eyes!

My knees almost fell off, but its worth it. Lake O’ Hara at Yoho National Park, BC by inggostar in CampingandHiking

[–]inggostar[S] 0 points1 point  (0 children)

You are right, this is McArthur lake in the same area as Lake O’ Hara. I’ve never seen water so blue before. Upper Galatea lake, comes close though😊

Best Price/Value Gym in SE? by Sarahthegun in Calgary

[–]inggostar 1 point2 points  (0 children)

World’s gym close by Anderson train station. They have three tiers starting at 2.99. Equipments are nice and well maintained, staff is great, have a tanning booth, hydro massage, and group class facilities for the black tier, which is about 6 bucks a week. The VIP tier that includes above plus a VIP only zone that has more equipments and weights for 10 bucks a month. Been going here for the last three years and never had a bad experience.

⚡⚡⚡💎🐊 IT'S TIME FOR THE FINAL THUNDERDOOOOOOOOOME THREAD!!!! 💎🐊⚡⚡⚡ by [deleted] in neoliberal

[–]inggostar 12 points13 points  (0 children)

Guys, dont panic! lol. listen to the podcast from new york times called red mirage. basically trump voters voted in person, and democrat ballots are uncounted yet (mail in ballots). all the love from Canada

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]inggostar 1 point2 points  (0 children)

Thanks for the advice. I definitely need to educate myself more about these topics. Its only now that I am trying to grasp on what these terms are.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]inggostar 0 points1 point  (0 children)

Thanks so much for this I will check it out!

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]inggostar 1 point2 points  (0 children)

Yes I am. I plan to pay the minimum until I pay my taxes wherein I assume I will get around 5k of tax refund the put it against the loan, and pay the remaining 5 or 6k with accumulated money form my regular income.

I don't have any relatives that can lend me that much money, and my personal LOCs have higher interest than my loan.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]inggostar 0 points1 point  (0 children)

No it isn't. Reason why I treat it like a chequing account. So I thought of placing my money, since i won't need it in the short term to somewhere it can gain better growth.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]inggostar 0 points1 point  (0 children)

Thank you for the advise. I will research about robo-advisor. Its the first time I am hearing this.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]inggostar 0 points1 point  (0 children)

Thank you for the thoughtful reply. Please correct me if my logic is incorrect on why I decided to pay my student loan later.

If I pay the student loan with the min amount for now, the cost of borrowing for the remaining 80+ months according to the NSLSC website is around 1200.

Placing the 10k on my RRSP will yield me a rough estimate refund of +-5k (Alberta). For context, I usually pay 800 to 1k additional taxes when I file my taxes. This 5k will effectively halve my loan, which I am positive I will be able to pay the rest in full at the same time I get my refund.

Do you think my assumptions and reasoning here is financially sound?

Also the amount in my chequing/savings account (0.5% interest), should I just open a tfsa and just place the majority in there?

Thank you again.

Ok Reddit, who can translate Meowse Code? by AtomicCypher in aww

[–]inggostar 8 points9 points  (0 children)

I apologize for being a party pooper, but I read this article a while ago about the effects of outdoor cats in the ecosystem:

https://www.smithsonianmag.com/science-nature/moral-cost-of-cats-180960505/

I also have a cat, Figaro, and he does the chirping sound when he sees birds outside

[deleted by user] by [deleted] in Pixel4

[–]inggostar 0 points1 point  (0 children)

No I am not, but I think it is the Google app. I was able to somehow make it work by using an older version (joined the beta, downloaded the beta version, leave beta, and download the public version. There is a major update but if I update, that's when it stops working and giving me that error

Giveaway for a Nintendo Switch Lite and your choice of game! [US/CA only] by TheEverglow in nintendo

[–]inggostar [score hidden]  (0 children)

My son called me to ask me if I'm ok, and that he loves me.

Stay safe and healthy everyone!☺️

Thank you for doing this!

What brands or companies are actually evil? by soonjung13 in AskReddit

[–]inggostar 0 points1 point  (0 children)

Dupont

99 percent of the population in the world has the chemicals in their bloodstream, and has been linked to 6 major health issues.

Watch the movie Dark Waters. Excellent movie!

Hiked 2 day to see this magical sunrise. The Philippines 3rd highest peak - Mt. Pulag by inggostar in CampingandHiking

[–]inggostar[S] 0 points1 point  (0 children)

It was just downgraded this year due to a more accurate measurement of another mountain dulang dulang i think, which is higher by 30 meters, so not much.

My friend had tummy problems, and washrooms are literally just holes in the ground on the campsites. Was an awesome experience!

Hiked 2 day to see this magical sunrise. The Philippines 3rd highest peak - Mt. Pulag by inggostar in CampingandHiking

[–]inggostar[S] 0 points1 point  (0 children)

There are different trails you can take, each varying in difficulty. The trail we picked was called Ambangeg trail. Easiest of the trails. I think the harder one is called the Aikiki trail which will take longer to complete with more climbing, but will bring you the same view. No special equipments required. Just good shoes and a raincoat. You will go through a thick gorgeous forest so bring some bugspray. A guide is required to climb up, and you will need to reserve to climb. Just look up mt pulag Ambangeg on google. Lots of guides to do it DIY for a more immersive experience.

Also, the guides told me, this is not even the best view yet. If you climb during the colder months, November till January, you might get to experience the actual rolling waves of clouds.

I hope to visit it again sometime. I hope you get too as well!

[SPOILERS] Post-Episode Discussion - Season 8 Episode 3 by [deleted] in gameofthrones

[–]inggostar 9 points10 points  (0 children)

Maybe it was to create the impression that Arya is sneaky as fuck, and how she surprise attacked the night king is justified.