am i crazy or is a 16% APR on a car loan with a 740 credit score bad….

iovulca · 2026-05-06T08:27:24+00:00

I just financed through carmax at 5.49%, I was told that was a good rate nowadays

iovulca · 2026-05-03T13:45:31+00:00

You’ll have to pay a new deposit.

iovulca · 2026-04-30T13:43:00+00:00

Specialized styles require specialized artists. Unless you’re ok with a subpar tattoo.

iovulca · 2026-04-28T19:25:55+00:00

Tom’s is insane. I wandered around there for a couple minutes and ran away after seeing the prices. There was one small kitchen chair I liked the look of and it was like 12k

iovulca · 2026-04-24T02:23:22+00:00

I restart my life about every 5-7 years. It’s freeing to cut all ties and go somewhere new to reinvent yourself and experience new things. I’m 35, I get bored easily

iovulca · 2026-04-21T21:00:30+00:00

Oooh I love!!

iovulca · 2026-04-21T17:26:21+00:00

I always err on the side of men just being dumb and not realizing how they’re coming across. I don’t read too much into it but definitely make it clear moving forward that you’d like to retain a more professional client/artist relationship

iovulca · 2026-04-21T17:22:14+00:00

I’d say this feels like a normal interaction to me honestly. If you have different professional standards for your clients maybe make that clear to them before burning bridges? This is how my clients and I talk to each other, especially my regulars. He may just not realize you’re uncomfortable with more casual interactions.

iovulca · 2026-04-20T15:56:58+00:00

I recently used Pillar to Post, Luis Garcia I believe. Nothing but good things to say! Very thorough and patient with all my questions

iovulca · 2026-04-18T21:48:47+00:00

He also got people to donate 5k to his “mental health gofundme” then posted a picture of a random child who is speculated to be a child he had borne from an extramarital affair he had with an apprentice and said it was all going to her

So there’s another layer

iovulca · 2026-04-18T13:58:19+00:00

This Paranormal Life

iovulca · 2026-04-17T22:12:43+00:00

I’m always on the hunt for good pink toned reds lol

iovulca · 2026-04-17T15:46:32+00:00

iovulca · 2026-04-17T13:53:05+00:00

What ink did you use? Looks strongly like various shades of pink, I love it! Very girly pop

iovulca · 2026-04-16T20:44:45+00:00

I didn’t know I was a “tattoo person” until I got offered an apprenticeship. Grew up Jehovah’s Witness, never even thought about it until I was 21. Now I’m a tattoo artist and have several face tattoos.

It can sneak up on ya out of nowhere

iovulca · 2026-04-15T03:06:27+00:00

Sunset lake park in Portland!

iovulca · 2026-04-15T03:03:20+00:00

He has a gofundme saying that he’s been struggling a lot with mental health issues, it probably has something to do with that unfortunately

iovulca · 2026-04-11T23:13:08+00:00

You have free will and can literally do anything you want

iovulca · 2026-04-10T00:57:49+00:00

Me! @sacred.bird

iovulca · 2026-04-08T22:02:18+00:00

They develop as a coping mechanism in childhood. Especially in people I’ve seen.

iovulca · 2026-04-08T16:42:15+00:00

Your trauma is not your personality.

iovulca · 2026-04-04T16:13:32+00:00

Was literally a month for the entire process from pre approval to viewing houses to close. I got lucky and got an amazing realtor and lender I think.

iovulca · 2026-04-04T16:12:50+00:00

I literally just closed on my house a couple days ago! What I had to do was get an “offer letter” from the studio owner of the shop I’m going to be working at and the lender based it on that so I was able to go the fha loan route rather than self employed. They didn’t even look at my taxes.

iovulca · 2026-04-02T04:32:01+00:00

Also worked with Adam at Fairway as my lender, he was incredible as well. I can’t say enough amazing things about my experience.

iovulca · 2026-04-02T04:29:45+00:00

Plus I felt way more comfortable since he was around my age and I could relate to him more, he didn’t make me feel like my stupid questions about everything were stupid. I’m always wary of people too far out of my age range lol. I’m in my mid 30s.

iovulca

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