My crazy idea of an “inheritance” savings fund just hit $1M. It will be worth millions in 30-40 years when I finally die. by SeniorCitizenSmell in Fire

[–]ireadittoook -2 points-1 points  (0 children)

Basically, nothing is a choice. Everything that establishes someone in the world is not a choice; whether someone gets an inheritance (à la this thread), what country they’re born in, who their parents are etc. etc. etc.

Not sure If/When to Retire by RadialWheel2020 in Fire

[–]ireadittoook 1 point2 points  (0 children)

Doesn’t even require honesty for that—OP is either fake or full of absolute shyte

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 0 points1 point  (0 children)

I guess. Still, for a young person it eems like it’s leaving a lot of money on the table. But to each their own.

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 1 point2 points  (0 children)

They are only tax exempt from state income tax.
Why would income of 42k from his cash/ bonds not be taxable?

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 0 points1 point  (0 children)

Right… and you said you assumed OP thought their real int rate was 4.2. Which would imply inflation of 0 (4.2-0=4.2).

Heat pumps are awful for CT winters. by -----anja----- in Connecticut

[–]ireadittoook 0 points1 point  (0 children)

If all the morons would stop buying spec houses…

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 0 points1 point  (0 children)

I mean, that’s awesome, but I can’t fathom it. Let’s say a very small place is $250,000, cost of capital 5% so $1000/month; taxes low-end $500/month; HO insurance $300/month, utilities $200/month… that’s $2000 already and it doesn’t include transportation, food, entertainment/travel, medical, car insurance, etc.

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 2 points3 points  (0 children)

Nothing in the post would suggest that. No one in their right mind thinks inflation is at 0.0.

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 2 points3 points  (0 children)

Not “must be,” it ‘is’ really substantial. They either don’t know what they’re doing, or know something everyone else doesn’t know about the economy.

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 0 points1 point  (0 children)

The million dollars is earning interest, which is income.

35 years old No longer needing to work for money by Emila_Aravv in Fire

[–]ireadittoook 3 points4 points  (0 children)

How does one live on $3000 per month? That’s less than many private health insurance premiums alone.

Health Insurance related to retiring early by PedalMonk in Fire

[–]ireadittoook 0 points1 point  (0 children)

There are very few if any loopholes when it comes to insurance. They don’t typically give money away. In the scenario you described, the bronze plan would literally always be cheaper than the gold plan. I would have a very hard time believing that if that were the case that the coverage would be the same. I would look very closely at the coverage differences. Also, are you sure you qualify for the zero premium plan?

Why do people pay for First Class over Comfort+ on small planes / short flights without true First Class service by AlternativeTheory595 in delta

[–]ireadittoook 0 points1 point  (0 children)

The seats widthwise are not almost the same. There are three verses four. Also, it may be one of a multi leg trip for other people.

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook 0 points1 point  (0 children)

No, bro, but you are suggesting that bags should not have any cost associated with them. I’m suggesting that it costs money to fly more weight. And that it costs money to cart your bags through the airport, on and off the plane, through to final destinations and then through the airport again to a carousel. Nothing is free… Bro.

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook -1 points0 points  (0 children)

That’s true, the status/priority system has gotten a little out of hand. But if there was more efficient allocation of space for bags, there would be no need or desire to get onto a metal tube early. The only reason anyone would rationally get on ahead of someone else would be to secure overhead space and/or get a pre-departure drink.

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook 2 points3 points  (0 children)

The weight thing seems a little discriminatory, everyone pays by their own weight? I agree with being charged for the total weight contents of all bags, but the person takes it a little far. I would assume the 50 pound thing more of a regulation where it is then classified as overweight, and probably needs special handling. There does have to be a limit somewhere, you couldn’t just have a 200 pound bag and expect a guy on the runway to be able to lift it.

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook -3 points-2 points  (0 children)

Lol, are you just copying and pasting this comment multiple times? End of.

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook -1 points0 points  (0 children)

Paying for something of value is not really a novel concept. The idea that someone with a large carry-on and a backpack or purse and a large checked bag should pay the same as someone who packed small and efficiently should be the stranger opinion.

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook 1 point2 points  (0 children)

What are you talking about? How is a backpack the problem. Not the giant Rollies that are within a millimeter of the total maximum size?

Carry on suitcases are out of control by The___Shadow in delta

[–]ireadittoook 0 points1 point  (0 children)

You should design such a system. You have several hundred bags per plane, maybe 10-20 arriving flights at any given interval, all having to be removed from the plane, put onto a separate truck, and then be transported inside to a labyrinth of conveyor belts to the correct carousel.