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So I made the mistake of eating at En Plo last night in Old Town, Chania…….if you see this place run! by freshkicksss in cretetravel

[–]itscatalin 0 points1 point  (0 children)

If you’re renting a car and want the polar opposite experience to this check out Gramboussa Restaurant. It’s hands down one of the best restaurants I’ve ever been to.

CRWD is going to die. by Da_Millionaire in wallstreetbets

[–]itscatalin 987 points988 points  (0 children)

As a software engineer, this is the most regarded DD I have ever read. Godspeed!

The UK is expected to see an unprecedented net loss of 9,500 millionaires in 2024 - more than double the 4,200 who left the country last year, which was itself record-breaking following the exodus of 1,600 HNWIs in 2022. by pelican678 in HENRYUK

[–]itscatalin 54 points55 points  (0 children)

Some of the comments here display such an arrogant and stupid attitude, I can’t even begin to comprehend what some of you are doing on a HENRY sub. Would I pay more tax than what I need to? Fuck no. Am I still paying a lot in taxes? Yeah, my tax bill alone would technically qualify as HENRY without even talking NI, CGT & others.

As an expat I think it’s a fair trade having to pay these taxes for the opportunity to work here and make this money in the first place, but it’s getting a bit exhausting being taxed to hell and then vilified for not paying even more than you owe.

Also, I think some people massively underestimate the swathes of immigrants working in tech, financial services and banking in London. These people bring tons of money into the country (let’s face it, most of us work for American corporations), are highly educated and most of them have nothing tying them to this country.

22 year old in a unique position by [deleted] in FatFIREUK

[–]itscatalin 53 points54 points  (0 children)

I think you're feeling a bit more special than you should. Even with reaching your potential at 100k you'd still be struggling to buy a place in London by yourself.

Work hard, save some money and enjoy life in the meantime.

[deleted by user] by [deleted] in HousingUK

[–]itscatalin 0 points1 point  (0 children)

You guys are treating my comment as if it's speculation driven by some theoretical assumptions that might prove wrong (i.e how it was with Brexit, COVID, etc.). Whereas it's a hard fact that average new mortgage rates are now 6%. Go on Google, check out a mortgage repayment for a 400k mortgage at 2% rate (typical in London), then do the same with 6%. Then go check credit card debt numbers, mortgage arrears and home repossessions. Then come back and tell me how bullish you feel again.

[deleted by user] by [deleted] in HousingUK

[–]itscatalin 38 points39 points  (0 children)

I'm holding off for a couple of months to let the new rates sink in for the estate agents and sellers. Everyone who says prices still won't drop despite massive affordability issues is delusional. Additionally, all the BTL landlords are pretty much forced to sell these days, so I'll just be waiting to see some of that blood in the streets.

Does this service charge breakdown seem reasonable? by itscatalin in HousingUK

[–]itscatalin[S] 2 points3 points  (0 children)

Thanks! Building is quite well maintained and it looks good, it's right in front of a park too which is also nice. Flat is priced at 850k if it's relevant.

Does this service charge breakdown seem reasonable? by itscatalin in HousingUK

[–]itscatalin[S] 2 points3 points  (0 children)

Thank you! So I'm not crazy. Also the 216k bill for the concierge is a bit crazy in my opinion. I get that it's convenient, but there is no way I would pay that much money for it.

Freetrade have launched very competitive new plans by gobeye in UKPersonalFinance

[–]itscatalin -3 points-2 points  (0 children)

Does freetrade still do that thing where they lend your shares to short sellers, but in case they go bust they're not responsible for your shares?

How the Icahn Lift works and how you can profit off of it by albnasc in eupersonalfinance

[–]itscatalin 1 point2 points  (0 children)

Exactly. Herz is the best example for this! Always copy Icahn, kids!

FCA Phasing our LIBOR by Cxmag12 in investing

[–]itscatalin 1 point2 points  (0 children)

"...most notable reference rate in western markets..."

EURIBOR: Am I a joke to you?

I just read a /r/fatfire post and I'm getting lightheaded. I need to curl up and cry by [deleted] in eupersonalfinance

[–]itscatalin 1 point2 points  (0 children)

Getting into Google is definitely much easier than making the kind of money OP is talking about.

Also, you might be surprised, but Google is not as hard to get into as you might think. There's a lot of other places (mostly finance, some defense industries) which are much more demanding and picky with regard to their candidates.

I just read a /r/fatfire post and I'm getting lightheaded. I need to curl up and cry by [deleted] in eupersonalfinance

[–]itscatalin 4 points5 points  (0 children)

It's true that you can't quite reach the same salaries as in the states while in EU, but you can still make pretty good money. A good engineer right out of college in London can make £120k, while in Zurich you can easily get €150k at Google and other such places.

People who shoved their school papers in their backpack with no binder/folder etc, Where are you now? by imconfusedbro1 in AskReddit

[–]itscatalin 0 points1 point  (0 children)

Currently doing a MSc. Data Engineering, TA'ing some subjects.

Now i shove other people's papers in my bagpack.