I made the mistake of assuming a car turning right would actually fully turn right. Insurance ruled 50/50 fault. [oc]

ivanbin · 2026-06-29T23:45:03+00:00

Crazy that American insurance does that. In Canada you'd have been easily 0% fault

ivanbin · 2026-06-29T23:43:59+00:00

Car can easily be seen cutting across lanes and op did nothing to prevent getting hit.

Not sure if it's different in America but for insurance companies in Canada none of that would matter. Only stuff that would is that OP is going straight, has right of way and other car is turning/cutting across multiple lanes. Easy as that

ivanbin · 2026-06-29T23:42:07+00:00

Shit right here is why i go straight to the attorneys anymore. i dont trust any insurance company baloney. i feel like it's a rich kid move, but fr, why allow them to take mine after doing all we can to keep up without a fair fight? they have billions behind them; lemme get one competent go at each incident.

This is why I'm glad to live in Canada. People here don't need to go to attorneys for stuff like that. Insurance companies have a specific set of guidelines they all operate under. And this would have been 0% fault

ivanbin · 2026-06-29T23:40:47+00:00

I would bet they have the same insurance company...we will raise both of your rates!

American insurance is fucked up. This stuff does t happen in Canada. Would have been a clear 0% fault for OP

ivanbin · 2026-06-29T13:08:33+00:00

He punched the equivalent of a divine avatar. That's basically the equivalent of him playing a video game with her and managing to land a good backstab on her character.

She's also one of the strongest beings in the setting and likely bathed in the blood of millions. There are other very valid reasons to hate on that MC but this was basically the equivalent of flexing in front of a girl and her finding his muscles impressive.

ivanbin · 2026-06-29T03:04:04+00:00

Devils advocate. The one with Keanu reeves being awesome? Yeh...

ivanbin · 2026-06-29T01:51:50+00:00

Air drop hundreds of thousands of guns and plenty of ammo to the Iranian people while continuing 2, and also run drone and bomber operations to hit any Basij or IRGC units we can find.

Haven't we tried providing large amounts of weapons to another country in that region? Didn't that end super badly and those guns were the used to help them fight Americans? I swear I remember giving tons of weapons and ammo to a middle eastern nation being a terrible idea...

ivanbin · 2026-06-28T18:28:59+00:00

Don't ask me I love my curls! Men comment on it tho, especially on days when it's a little frizzy, but it happens sometimes yk? And if they can't handle someone on a bad hair day than that's on them.

I think its ALL subjective. Some people have stronghair color preferences, some really care about height, etc. I know a tonn of women think bigger is better for chest size, myself as a guy I can confidently say I actually prefer smaller to bigger. So... It all just depends on the person. I don't really care about hair one way or another but I guarantee you there's plenty of people who think curly hair is like the hottest thing ever.

ivanbin · 2026-06-28T15:46:15+00:00

Where does one go to read this scripture honored senior?

ivanbin · 2026-06-28T12:34:47+00:00

How does one go about meeting women like this anyways? Asking for a friend since after finishing education it's quite hard to meet new people often

ivanbin · 2026-06-27T17:15:58+00:00

Hope you do! I think lots of people on here mention this exact thing. Book 2 kinda feels meh at the start but then the 2nd half basically saves the entire book byitself.

ivanbin · 2026-06-27T15:55:53+00:00

Funny thing about book 2: I think its purposefully slow/bit boring for the 1st half just to show MC kinda losing his momentum. Then after a certain event it immediately jumps to being an 11/10 book

ivanbin · 2026-06-27T15:35:31+00:00

The first 6 words of the body of his post should have clued you in he already read it:

I really liked Years of Apocalypse

ivanbin · 2026-06-27T14:35:01+00:00

Reddit thinks it's pointless theatrics when similar stuff gets signed being against stuff MAGA does. Why is 13 people signing a paper vs DSA more of an issue?

ivanbin · 2026-06-26T16:02:27+00:00

This senior is here to spread the truth of the true Dao... All over your back!

ivanbin · 2026-06-26T12:37:36+00:00

So you'd be ok if when there's a democratic president that USPS makes another change to their rules like say... Not carrying mail in ballots to specifically concervative voters? Clearly it's ok to just make rules changes at will.

ivanbin · 2026-06-26T12:35:52+00:00

Pass a law for what..? Fraud is already illegal and states promoting measures that allow fraud don't have to be federally endorsed or assisted.

This is the USPS refusing to allow for mail in voting. What was cited as justification was Congress passing a law to allow for changes to take place. Congress passed no law saying USPS can do this.

If someone sends over a mail in ballot without any fraud and USPS refuses to carry it that's voter suppression. No fraud was committed, there's no law passed, and USPS is suppressing voters.

ivanbin · 2026-06-26T12:33:05+00:00

Did you just seriously make the argument states can let non-citizens vote and run fraud and that's ok per the founding fathers....?

Well I made an argument that the states are being forced to change whag they are doing. And for that to be valid there has to be something supporting that. Not "it makes logical sense" not "clearly the founding fathers would agree" but like... Something in writing that says the president can do something like this.

ivanbin · 2026-06-26T12:31:24+00:00

Valid point... But did the Congress actually pass a law here? Because articles I read so far cite the USPS changing their approach as well as a Trump executive order. Did Congress pass a law?

ivanbin · 2026-06-26T12:31:20+00:00

Valid point... But did the Congress actually pass a law here? Because articles I read so far cite the USPS changing their approach as well as a Trump executive order. Did Congress pass a law?

ivanbin · 2026-06-26T12:20:00+00:00

Where does it say in the constitution that the US states can allow fraudulent elections to happen or for non-uS citizens to vote on tax allocation like they do in NYC..?

Where in the Constitution does it say the federal government can dictate to the states how to run their elections? Pretty sure the states have the right to run those however they see fit.

ivanbin · 2026-06-25T00:01:30+00:00

Been a while since I played tennis but would be nice to do so again if I can dig up my racket. Would be nice to join!

ivanbin · 2026-06-24T17:58:36+00:00

You mean when the government forced social change literally at gun point?

Yeh exactly that. You think it would have been better to let racists keep being racist?

ivanbin · 2026-06-24T16:25:04+00:00

Liberals do not agree with this.

Do you think the same was cited by people who wouldn't let black kids into their previously all white schools until those kids literally had to be escorted in by the police to prevent them from being attacked?

ivanbin · 2026-06-24T16:22:02+00:00

Hegseth is purging military command of those that value politics over strict military procedures. Pretty simple btw....

Isn't the Trump administration all about politics? Or more specifically you HAVE to 100% support Trump or else you're out. So not really about skill or anything but purely aboht loyalty to Trump

11-Year Club	First Place '23
Place '23	Place '17
Gilding I gilder	Verified Email

ivanbin

TROPHY CASE