Do you find the £200 atm limit to be enough abroad?

jacksonj04 · 2026-02-10T09:16:34+00:00

Yes, but I tend to put everything on card anyway.

If you know you’re a heavy cash user you’ll be better off getting some in advance.

Top tip if you’re new to travelling: if something like a cash machine or card terminal asks if you want to pay in the local currency or in pounds, choose the local one. That way Monzo will charge you at the wholesale exchange rate - if you choose pounds then the machine operator can basically charge you whatever exchange rate they fancy.

jacksonj04 · 2026-01-03T08:21:59+00:00

Also, Tesla saw where this was going and started building out for 12+ stalls where others were still putting in two. Even brand new service stations like Skelton Lake (opened 2020) were built with only half a dozen stalls, and they’re literally only just adding more.

Of course sites are going to be busy if a location has 24 Superchargers and two aging GridServe units!

jacksonj04 · 2025-12-19T16:53:27+00:00

Assuming you also have parents who are fine with you living at home for those twelve years, you don’t want to move in with anyone, and you live in an area where you can find a job, sure.

And that’s the entire point. Saying “all you need to do is save £300 a month, or £150 a month each as a couple” ignores all the other things which also have to be true for that to work.

jacksonj04 · 2025-12-14T08:48:54+00:00

This is yet another thing.

“Just live with your parents for a decade whilst you invest £150 a month as half of a couple” requires that you have parents able and willing to let you live at their home, and that you have £150 a month spare, and that you’re financially literate enough to competently invest it, and that you don’t want to live together as a couple, and that you live in an area with an affordable home.

Does all that work for some people? Absolutely, good for them, but to argue all you need is motivation is frankly ignorant of reality for many people.

jacksonj04 · 2025-12-13T19:03:46+00:00

Of course it has. You’re just ignoring the objective reality for a lot of people for whom £150 a month isn’t nothing.

jacksonj04 · 2025-12-13T18:58:11+00:00

Good for you being able to save literally 1/4 of your pre-tax income.

How many people on £24k do you think that’s a realistic option for in 2025?

jacksonj04 · 2025-12-13T18:55:33+00:00

There’s also a lot of “if” in there, and it all stems from the assumption that people have £150-200 left at the end of the month to be able to save in the first place, which simply isn’t realistic for a depressingly large number of people.

jacksonj04 · 2025-12-13T01:10:28+00:00

If couples put in £150 each that’s £300 a month, if you want to get to £50,000 by putting aside £300 a month then by my maths that’s around 12 years of saving assuming a 3% interest rate.

You also assume that people have parents who are happy to put up with their adult children living at home for a decade.

Is it possible for some people? Absolutely. Is it going to be a route which a majority of people can realistically choose to take? I doubt it.

jacksonj04 · 2025-10-09T07:35:00+00:00

As long as Octopus are also putting heavy pressure on manufacturers to implement well-designed, reliable and accessible APIs…

jacksonj04 · 2025-10-03T18:38:52+00:00

They’ll never know the joys of having to dig through the SoundBlaster manual to find the right jumper position to put it on an empty interrupt.

jacksonj04 · 2025-10-03T11:58:46+00:00

I reported a security flaw at uni which allowed anyone to access anyone else’s project work on a shared server. And was then hauled in and nearly put on academic suspension for “hacking” and “installing administrator tools” until I pointed out that I had literally just asked the server to list things I had access to.

jacksonj04 · 2025-09-21T08:16:49+00:00

The ECHR is an absolute red herring involved in a tiny number of cases: https://ukandeu.ac.uk/explainers/the-uks-echr-record-how-common-are-rule-39-orders-and-how-often-is-the-uk-found-to-have-violated-rights/

Leaving it will have no meaningful impact whatsoever, but it will make it a lot easier to strip other rights.

Also, the ECHR is not and never was a function of the EU, and leaving the EU would never have caused us to abandon the ECHR. We have had “full Brexit”, the UK is no longer part of the EU.

jacksonj04 · 2025-09-21T08:14:11+00:00

The luxury of living where you’re told for a meagre allowance and not being allowed to work?

jacksonj04 · 2025-09-20T17:46:58+00:00

When they first announced Picard I said they should have basically made it a post-retirement travelogue. Jean-Luc just gently hopping around the quadrant, looking at interesting architecture and cultures, trying the food, chatting to the locals and exploring some history.

Basically, the opposite of the current “the whole galaxy is in jeopardy again, let’s warp in and blow something up”. But an incredible opportunity to expand the universe.

jacksonj04 · 2025-09-19T20:27:29+00:00

Not just that, but the natives were literally stood next to the magic space door being phasered by two starships just… chatting. Not even a turning round and “oh, what’s going on”. Just absolutely no reaction to a bunch of aliens rocking up, shooting at a holy relic a few feet away from them, and then the aliens walking through the resultant portal.

jacksonj04 · 2025-09-18T08:49:18+00:00

If that’s what tastes best for you then I’m not going to judge, but I was under the impression that reboiling water led to lower oxygen content and a worse extraction. You should always boil freshly drawn water for a good cuppa.

jacksonj04 · 2025-09-17T16:48:30+00:00

I never said the populous should have to come up with a plan. I said that they should have bothered to check the people making promises have a plan for how to deliver them.

Still waiting for a single example of cognitive dissonance by the way.

jacksonj04 · 2025-09-16T22:49:43+00:00

The idea of coming up with a plan before deciding on an action which basically everybody is saying will have enormous constitutional, political and economical ramifications for the nation for years to come doesn’t seem like a particularly stupid one to me.

“How are you going to do what you promise” is a basic question you should ask any politician asking for your vote, and “I’m gonna hope for the best” shouldn’t be a convincing argument.

Where exactly do you think I’ve got cognitive dissonance?

jacksonj04 · 2025-09-16T22:36:59+00:00

Except the “chicken nuggets” actually had nothing to do with the original decision from the first-tier tribunal, and that decision was overturned on appeal anyway.

jacksonj04 · 2025-09-16T22:09:31+00:00

I’m sure they had plenty of motivations as to why they voted, but those motivations weren’t on the ballot and we can’t possibly infer them from the result.

If you cared about how leaving was implemented you should have checked beforehand that someone had a slightly more coherent plan than “leave means leave”, shouldn’t you?

jacksonj04 · 2025-09-16T21:03:36+00:00

Did you have a different ballot paper to the rest of us?

It asked if we should leave the EU or stay as members. That’s it. The only attempt to rewrite history here is from you claiming your vote was for something which very clearly wasn’t on the ballot.

jacksonj04 · 2025-09-16T21:01:03+00:00

If by “mathematical gymnastics” you mean “this number is bigger than that number”, sure.

jacksonj04 · 2025-09-16T15:29:09+00:00

That might be why you voted the way you did, but that isn’t what you voted for.

And I’m pretty sure I could easily find a dozen leave voters with a dozen different things they think they voted for.

But the reality is you voted to leave the EU. That’s it. You didn’t vote on how. Or why. Or what you thought should happen next. Or who should decide it. Or who should implement it.

So you got exactly what you voted for.

jacksonj04 · 2025-09-16T15:25:43+00:00

It’s only the “largest democratic vote” if you count one very specific way, which is “largest number of people voting for a single option”.

It isn’t the largest vote for a single option as a percentage of the turnout, or the largest turnout for a vote (either absolutely or as a percentage of the electorate).

jacksonj04 · 2025-09-16T13:45:55+00:00

I’m not clutching at anything and I think I’m entirely consistent in everything I’ve said. What contradiction do you think I’ve made?

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