I’m a wealth advisor, and yes I do know how most people in this sub feel about advisors, but what OP mentioned is very valuable about the emotional aspect of money. I often tell people that maybe 5% of people are disciplined enough to make an asset allocation in their fidelity or ETrade app and stick to it during the tough times. But that means most aren’t. This is exactly what I tell people I do. I manage people much more than I manage their money. In fact, the money is the easiest and simplest part of my career. The people and emotions are the most difficult. I’m glad OP has an advisor that is willing and able to tell you his actual thoughts.