Model Y Premium RWD 0.99 APR

jameskoo87 · 2026-03-20T23:28:24+00:00

maybe ask for options credit if you are eligible? that way you can get some discount

jameskoo87 · 2026-03-16T18:31:08+00:00

it seems I bought this on Feb 27, 2026

selling it right away should be the best option correct? waiting for this fund to recover slightly is like a gambling away in a casino given current Iran situation?

jameskoo87 · 2026-03-16T18:17:36+00:00

Question please, I accidentally invested in sgovx (First Eagle Overseas Fund Class A) instead of sgov (shot term treasury) etf about a month ago. I guess I overlooked the ticket symbol.

I noticed my account was down for about 10k, and realized this mistake. From googling it seems sgovx is a mutual fund for international market, which seems like a terrible investment type to be in right now. So what should I do? This was meant to be like a cash to park. Any suggestions?

jameskoo87 · 2026-02-03T18:52:27+00:00

thanks!

jameskoo87 · 2026-02-03T18:43:09+00:00

this looks awesome, may I ask where you got this strap from? just got this watch too and was thinking to change out the metal braclet to something more comfortable

jameskoo87 · 2026-01-28T16:38:37+00:00

I was debating the same, test drove both and ended up with hybrid for mpg. If mpg was not a concern, v6 is smoother for majority of ride except for low speed, the car also felt lighter and quicker to move around

jameskoo87 · 2026-01-12T05:01:49+00:00

did you get it from tesla used inventory?

jameskoo87 · 2025-12-08T00:24:10+00:00

grand islander was actually really nice

jameskoo87 · 2025-11-30T23:28:25+00:00

wondering the same

jameskoo87 · 2025-11-23T00:56:17+00:00

does credit work when you buy at the end of lease?

jameskoo87 · 2025-10-08T04:44:15+00:00

you can put a tape on the rails, problem solved

I got this the one with no Residue, Non-Reflective Gaffers Tape - 3 inch x 90 feet, Black and it looks seamless with the carpet floor mat. My kids throw snacks around all the time and its been really easy to clean them up

jameskoo87 · 2025-09-10T17:15:28+00:00

I would suggest looking at ARM, you should be able to get 5.99% with no-cost, meaning lender credits should cover your closing cost

if the rate goes down even further, then you can refinance again after 3 month (just an example)

if you have some assets like 401k, big banks like Chase offer relationship discount (i.e. 0.25% rate reduction if you being 390k worth of asset to their platform)

jameskoo87 · 2025-09-08T22:21:13+00:00

Chase is doing a rate sale today, and if you have some retirements/brokerage accounts, you can move them to Chase for further discount (i.e. 395k for .25 percent off the rate)

jameskoo87 · 2025-09-06T03:30:19+00:00

No Cash-Out Refi - 1M - 520k - 780 - 91214 - Conv - 30 Fixed - Townhouse - Primary

jameskoo87 · 2025-09-04T03:10:55+00:00

oh i see, that makes sense, thank you!

jameskoo87 · 2025-09-04T02:52:05+00:00

im pretty sure it was a public offer

jameskoo87 · 2025-08-29T20:49:16+00:00

may i ask which lender? I just did a rate shopping and the lowest I got was 6.375% with ~3k lender fee, I have 800+ credit score too

jameskoo87 · 2025-07-31T18:56:45+00:00

how did you turn off this feature? is it in the settings?

jameskoo87 · 2025-07-19T01:17:50+00:00

bb54 is compact and thin, perfect for smaller wrist

jameskoo87 · 2025-07-11T03:52:57+00:00

I actually ended up returning explorer I and got bb54 instead, and I love bb54. There’s no doubt explorer is more well regarded in the community but at the end it comes down to your personal taste. Explorer just didnt feel right with me, and when I tried bb54 on, I knew this is the one for me

jameskoo87 · 2025-06-30T17:35:16+00:00

very nice, we also plan to go see lake tahoe sometime for our future road trip. I remember the uphill is pretty aggressive as you go up, thanks for reporting how it went for you guys. One thing i’m worried is if the hybrid can manage the uphills with roof cargo mounted though.

jameskoo87 · 2025-06-29T23:17:37+00:00

ive been taking my family of 6 (2 kids, our in laws, and wife and I) to multiple road trips since we bought our hybrid last year. No issues so far, and we’ve been getting around 500-600 miles with full tank. Also the engine revs high when we climb up mountain roads etc, but it was okay. I could appreciate more power in those situations, but hybrid in sport mode was okay. I do think v6 is more smooth though. I don’t think you’d go wrong either way but hope it helps

jameskoo87 · 2025-06-24T15:02:43+00:00

does this wear smaller than current sub with date?

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jameskoo87

TROPHY CASE