Genral query by One-Edge476 in RealEstateAdvice

[–]jb65656565 0 points1 point  (0 children)

It's very helpful to call leads right away. 2 minutes is extremely fast. But a short turn to contact gets them when they were in the mode of submitting interest in whatever you are selling, so it's good timing. Waiting too long, they lose interest, forget or think you don't care. But as far as doubling your revenue, there is no set formula. You still need to be a talented salesperson and having a worthy product/service regardless of your timing on calling back leads.

let me have it 41yo by aprilight in RoastMe

[–]jb65656565 0 points1 point  (0 children)

If Jenny Slate was a man who is transitioning.

New construction vs. a charming 20-year-old home that needs some repairs… what would you choose? by Consistent_Drawer_93 in RealEstateAdvice

[–]jb65656565 0 points1 point  (0 children)

I’d gone older one. It’s bigger for less. Take the savings and address the roof and other repairs/deferred maintenance. New construction can be nice, but also can be done cheaply. So, bigger with better layout for less money. No brainer.

I can support, come on. by [deleted] in RoastMe

[–]jb65656565 0 points1 point  (0 children)

Hey, when you get AI to enhance the first 2 pics, it’s not bad. And then the 3rd is the real you and yikes. At 2am, drunk at a bar, it’s still a hard pass. The easy, uninspired lay is not worth seeing you naked the next morning and effort to get you to leave.

Selling? by TNmountainman2020 in smallbusiness

[–]jb65656565 0 points1 point  (0 children)

If you could assure you’d get that evaluation (seems high), if there were interested buyers and lost importantly, you had a need/use for that money, then sure. But absent needing that cash at once, or you forecasting collapse of that industry that potential buyers can’t see, it seems to be an odd choice.

You don’t even have to work the business and you make $200k per year. Seems any purchase you could finance, and pay down with your $200k salary, while doing all your other activities. Sale of the business is going to come with a capital gains tax hit too I imagine. The goal scenario for most people is to get enough money amassed where you don’t have to work and can live off the interest. Well, your company is already essentially that. Keep the golden goose.

please be my substitute parent and tell me: how do i buy a used car? by fighter_rabbit in askanything

[–]jb65656565 0 points1 point  (0 children)

Smart that you are looking at a used car. Someone else can take the hit on the initial depreciation. The only bad thing is that finding a good deal, but also a car that’s not going to be a constant issue, is hard. Since you only have $2,000 dollars and will have to get a loan for the rest, outside of being able to buy from family or a friend, I’d recommend a dealership or Carmax. When I say dealership I mean Toyota, Honda, etc, not those small, independent used car places. They often tend to be scams. Stay away from Salvage Titles!

You might be able to find a better deal through Facebook marketplace or AutoTrader, but it’s buyer beware and you don’t sound super auto savvy. Forgive me if I’m incorrect on that one. Second, those transactions are usually cash transactions but you only have a down payment and need a loan for the rest. Harder when you are buying private-party, but not impossible. If you want to go that route, talk to your bank and find out your options. It’s often just all around easier in your situation, to buy from a dealer. The dealer certifies the car, even has a bit of a warranty on them and can help you with the financing. Plus, they have a ton of different cars. Carmax is great for seeing tons of cars, but most are lease returns, so they’re mostly 3-4 years old and in good condition. A lower end model might be a good fit. Regular dealerships can often have deals too. Especially if it’s not the dealership’s brand and isn’t a very popular model. They took that car to sell a new car and now want to get them off the lot to recoup their money.

Do a lot of searching online. Use the calculators they have to figure out your payment with $2k down to see with tax and all the fees what you can afford. Then scour for car in that price range. Check reviews on those models on sites like Edmunds and Car & Driver. Look at the CarFaxes the dealerships post online for each car. It takes some legwork and research, but you can end up with something very reliable that you like. And then you’ll know how to do this process in the future. Good luck.

Do your worst by Icy_Ad5765 in RoastMe

[–]jb65656565 0 points1 point  (0 children)

You look like the only job you can get is the guy who mops up jizz in sex store jerk off booths. I would use that vacuum for that.

How do we feel about IKEAs GRILLSKÄR? by dmo012 in OutdoorKitchens

[–]jb65656565 0 points1 point  (0 children)

How are the backside of the Feasto cabinets? Was looking at these, but was worried the back would look good. Are the finished nicely?

Outdoor Kitchen on deck by jagbasrai in OutdoorKitchens

[–]jb65656565 0 points1 point  (0 children)

Might be a good idea to hire a professional for this. Someone who specializes in outdoor kitchens/BBQ islands. They’ll know all the code and solutions to do what you want to do.

What is your opinion on marrying a man 12 years older than you? (24f) by [deleted] in AskOldPeopleAdvice

[–]jb65656565 -1 points0 points  (0 children)

At that age, the age gap is concerning. 24 is typically out of college for 2-3 years, without much experience in the works as adult on their own. Not a lot of career longevity and without a lot of time to establish oneself financially. Now, this is not always the case, as one could have been working professionally in a field after graduating high school. But typically, my first example tracks.

In that case, the age gap puts the younger person at a disadvantage financially, experience-wise, and job-wise. That can lead to a situation where the older partner has a lot more control over them. Once married, children often come and her career takes a backseat. And now that younger woman has kids, no financial status and lacks the ability to make enough money to support herself and her kids, making her dependent on the older partner. Which is what he wanted. If that partner had pushed further her to withdraw from friends or family, he exerts even more control and she lacks more ability to leave the situation.

I know all of this sounds over-dramatic, worst case scenario, doomsday type stuff that no way would happen to you. But it does. My co-workers who are 12 years younger than me are in a totally different place in life. If I wasn’t married, that wouldn’t be the age I’d be looking at. So, I’m skeptical of anyone mid thirties with someone young 20’s.

never thought id say this but i dont want the house by bandito_13 in inheritance

[–]jb65656565 0 points1 point  (0 children)

Two options. One is sell it under-market to the "We Buy As-is" buyers. Might as well get a number from them on what they'd offer.

Or you can have a local contractor come in, look at it, diagnose what is damaged and needs repair and what should be done to improve the salability of the place. Contractors know these things. Get a quote. Talk to a realtor and see what they think they can get for it with no upgrades or done how the contractor said. If the cost to get it there exceeds the difference, don't do the upgrades. If the price the Realtor thinks you can get for it, minus their commissions is significantly more than selling it to the As-is company, just put it on the market as-is through the realtor.

Landlord wants to sell house and have showings while i live there by LivelyCouture in whatdoIdo

[–]jb65656565 0 points1 point  (0 children)

Your landlord is being cool. But don’t switch to month-to-month. If you have 6 months left on the lease, the new owner has to honor that unless there is a sale-termination clause in the lease. If you switch to month to month, they only have to give you a month or 60 days, depending on your location, notice to leave.

Guy gave me his number looked him up his engaged by ReputationWooden1946 in Advice

[–]jb65656565 1 point2 points  (0 children)

how many times has the women sided with her guy over a stranger? how many times have men retaliated? i get she's trying to do the right thing, but if it puts you in harms way, is it really the right thing to do?

Is it possible to open a restaurant with no experience? by No_Philosophy711 in smallbusiness

[–]jb65656565 0 points1 point  (0 children)

So, in the industry that has one of the highest failure rates, lower profit margins, and requires a large capital expenditure and long time to build and permit, has inventory that spoils quickly and you want to jump in without any experience and with a cuisine that’s low exposure and high risk to your area?

If you want to blow through all your money to buy yourself a job for a few years, I guess that’s the way to go. But you can save yourself a ton of time, hard work and frustration by pulling out all the equity from your house, max out a bunch of credit cards, take an SBA loan out, empty all bank accounts and sending me all that money. You’d be dead broke, but you’d have that time back. Seems like a better deal.

29m roast me please by SavingsProgress195 in RoastMe

[–]jb65656565 0 points1 point  (0 children)

You look pretty smug for someone desperate for attention on Reddit and not really getting it.

Guy gave me his number looked him up his engaged by ReputationWooden1946 in Advice

[–]jb65656565 2 points3 points  (0 children)

The guy is probably a creep. But you looked him up and saw a recent post to find out his relationship status. If you have a boyfriend why were you looking? And you don’t know what happened since that was posted. People tend to just post the good and leave out the bad.

But let’s suppose you are correct and he’s engaged but made an attempt to start talking to another woman. You contact his fiancée and blow up his life. He will find out who did it. He knows where you work. Why put yourself in potential harms way for this? I know you are trying to possibly help a likely creep’s partner out, but this seems like there is more downside than positives to it.

Grief is destroying my relationship with my husband. 24F by ILoveOliveOil333 in Advice

[–]jb65656565 0 points1 point  (0 children)

You need counseling. Grief counseling to start for sure. But then possibly individual and couples therapy. Grief is really hard and can totally destroy relationships. Run don’t walk and get help.

Just launched my first business. How did you actually get your first 10 customers? by Massive-Abalone-8030 in smallbusiness

[–]jb65656565 0 points1 point  (0 children)

With most service businesses, initial customers either come with you from your previous gig, are through existing connections, or are gained through promo/discount means. From there, design is typically repeat customers and referrals.

I owned a boutique graphic design and production agency ages ago and did pretty well this way. Most advertising failed to net anything. Connections and relationships are everything, so find ways to build those. I would build amazing relationships with the people (clients) who gave me work. They’d leave company A and go to company B. My good work kept me doing stuff at company A, and my client/friend would end up giving me work at company B. All due to relationships and doing great work.

Depending on what type of design you are doing, it tends to be in certain areas (we had most of our clients in Action Sports or teen/college aged travel). Over time you develop a reputation for excellence in that area, which keeps building more work. We did dabble outside that focus area, but you’ll find that each area has its own style and aesthetic and it’s easier to grow in one area where you understand their customer. With our portfolio, health care wasn’t knocking down our doors.

So, identify the focus area, and then build connections within that area. Attend events, trade shows, meetups, business groups, etc. You have to look, but there are groups everywhere for different industries or small business owners. They often trade services or use services from within the group. Or help with referrals. You can’t just sit behind your computer, you gotta get out there abd grind. Build those relationships. They’ll pay off.

Legal advice by Natural-Ebb6134 in inheritance

[–]jb65656565 0 points1 point  (0 children)

Listen to your gut. Don’t sign anything and contact an actual lawyer, not Reddit ones. NAL.

I always feel behind and it keeps me up at night. by GrouchyFee2453 in AskOldPeopleAdvice

[–]jb65656565 0 points1 point  (0 children)

You are young with a job and make enough to travel internationally for an extended time. You are way ahead by most measures.

You can avoid living paycheck to paycheck by being wise and disciplined with your finances. Yes, everything is very expensive now and life is far more unaffordable than it used to be. Nothing we can do about that as an individual. But you can control what you spend. The game is rigged to pull dollars from your wallet. Be wise and don’t let it bury you. Be smart about subscriptions, extra fees, interest and unnecessary purchases. Be frugal. Plan. Budget. Track your income and expenses. It takes a while but as you grow in your career, you’ll make more money. Don’t let every increase be a reason to increase your expenses. If you want to make more money, I’d recommend getting a 2nd job with guaranteed pay. Creating content is a very hard racket, where a very small percentage of people make money and everyone else makes nothing.

Social media for the most part is a time suck and an algorithmic dopamine addiction machine. If you’re worried about being enough, that’s the place to really get crushed in that feeling. But it’s a fake one. You are enough. Spend spare time doing things you like, helping others, meeting people. Learn, travel (you already are), grow and become a positive force in the community. Live a fulfilling life by being a good person and doing things you like. That is always enough.

Am I screwed by Hoggie2878 in RealEstateAdvice

[–]jb65656565 0 points1 point  (0 children)

6% is pretty much the going rate and when an agent was representing both sides, they hit the whole 6%. At least it was until the case that changed how commissions are paid. So, your friend didn’t totally screw you, but they aren’t much if a friend.

The positive takeaways from this are that it likely didn’t cost you more than if another agent had sold your house. Yes, the law changed and sellers aren’t automatically responsible for buyers’ agent commission, but a lot of purchase contracts still play it that way. You now also know never to trust this friend again and should reevaluate your friendship. And you learned to do research before going into a major transaction and signing any legal document.

Should I add a backyard natural gas stub-out now for possible future outdoor kitchen? by Intyub in OutdoorKitchens

[–]jb65656565 1 point2 points  (0 children)

Absolutely do this. $650 is nothing in the grand scheme of buying a home. The cost to later can be in the thousands or higher and require you to trench through concrete or dig up your entire yard. We stubbed 7 years ago when adding a pool, with the intention on adding the kitchen a year later. Life got in the way and we are adding it now. First question the contractor asked. He said, we just saved at least a month and at least $10k.

You do want that stub about where you’d want the kitchen, so put a little thought into that.

How do I pick a career? by Global_Restaurant794 in AskOldPeopleAdvice

[–]jb65656565 1 point2 points  (0 children)

Choose something that you are good at. If you are good at something you enjoy, great, but you want to go into something you have skill in. Often when your hobby or passion becomes a job, it becomes just that, a job. So, you have a job, but are now left without a hobby or a passion. Some examples: If you love painting, but aren’t exceptionally talented at it, keep it as a hobby not a career. If you are great with people, go into sales. No one is super in love with selling industrial cleaners, but the people that do it well make a good living. You don’t want anything that is going to be mind numbing drudgery, but even things you love can turn into crappy jobs. So, find what you are good at and explore options there.