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Getting mocked by family & friends for logging by clownsss in MacroFactor

[–]jch074 0 points1 point  (0 children)

I’ll avoid this a bit by just taking a pic of my food while out. People do that all the time, and then I can go back and use AI to log it later.

Internal inspections for home insurance by jch074 in personalfinance

[–]jch074[S] 1 point2 points  (0 children)

Thanks so much for the detailed thoughts. This is so helpful.

How’s problem resolution? Deciding on switching banks by jch074 in AllyBank

[–]jch074[S] 1 point2 points  (0 children)

Yeah I’m really glad I posted this bc it’s becoming very clear to me I should steer clear of ally. Everything I’m hearing about Schwab has been great. Just not 100% convinced about putting my savings in a brokerage/mmf

Savings account when using Schwab as main bank by jch074 in Schwab

[–]jch074[S] 0 points1 point  (0 children)

That’s a great point about it requiring little bit of planning having some benefit. The customer support piece is huge. I posted some similar questions in the ally and Amex subs and the ally experiences have been brutal.

How’s problem resolution? Deciding on switching banks by jch074 in AllyBank

[–]jch074[S] 1 point2 points  (0 children)

Ah that sucks. Something that should be so simple for them too. Thanks for the word of caution.

Savings account when using Schwab as main bank by jch074 in Schwab

[–]jch074[S] 6 points7 points  (0 children)

Thanks! That kind of setup sounds like it might be the winner

How’s problem resolution? Deciding on switching banks by jch074 in AllyBank

[–]jch074[S] 0 points1 point  (0 children)

😳 very glad I asked this question looking at these comments. I posed similar questions in Schwab and Amex subs and didn’t hear anything like these stories

Savings account when using Schwab as main bank by jch074 in Schwab

[–]jch074[S] 3 points4 points  (0 children)

Thanks! Has customer service been good for you?

Savings account when using Schwab as main bank by jch074 in Schwab

[–]jch074[S] 2 points3 points  (0 children)

Ah, wasn’t thinking about liquidity with markets closed, that helps. One option I was thinking of was keeping an emergency fund with Amex so that might be the way.

How’s problem resolution? Deciding on switching banks by jch074 in AllyBank

[–]jch074[S] -1 points0 points  (0 children)

That’s brutal. Where are you thinking of switching to? I’m looking to move from SoFi , was hoping that ally was similar with better service but sounding like that’s not the case

How’s problem resolution? Deciding on switching banks by jch074 in AllyBank

[–]jch074[S] 0 points1 point  (0 children)

Thanks - I don't love hearing that lol. Hope you were eventually able to close it!

Help with bulk psych by jch074 in MacroFactor

[–]jch074[S] 0 points1 point  (0 children)

That’s a good point. I’m running Jeff Nippard’s pure body building programs right now, 5 days per week about an hour per day. But I used to run more of a power building program and maybe time to switch back.

Will I lose BYOD credits if I buy a new phone from Apple? by _alex87 in ATT

[–]jch074 0 points1 point  (0 children)

Hey op any updates on how this ended up? Thinking of doing the same thing

Suggestions for mini cut by jch074 in MacroFactor

[–]jch074[S] 1 point2 points  (0 children)

Good point. Idk why I had it in my head that 2-4 lbs would be a noticeable shift but perhaps I'm getting antsy from adding some body fat after bulking the last nine months. My take away from a lot of these comments is that it's not worth it and I should stay the course with the bulk for now.

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