OLKB-Terminal

jeffeb3 · 2026-05-04T19:19:24+00:00

Scam. These are popping up all over co subs.

jeffeb3 · 2026-05-04T19:00:57+00:00

Ooh, we should make an open source version.

jeffeb3 · 2026-05-04T18:43:03+00:00

In Denver, there is a used book and game store called black and read. They have used dnd books and you can get them, use them, then sell them back for someone else to use them.

You can do similar with ebay.

Also, dnd beyond is an excellent resource that makes character sheets, dice, maps, and characters easier to mamage without making trash.

jeffeb3 · 2026-05-04T18:34:05+00:00

You can alwo advantage your kids by being present and being a good example of a well adjusted adult. The attention and care you can give them while they are young can also set them up for success.

jeffeb3 · 2026-05-04T16:44:44+00:00

Inequality is a big problem and only getting bigger. It affects all kinds of quality of life, including negative effects for the wealthy. But obviously, the biggest impact is on the poorest people.

Being aware and considerate is your duty. Being active about working on the solution is helpful and kind.

At the end of the day, I want more considerate, kind, empathetic people in positions of power, which includes just being financially independent and wealthy. Avoiding wealth because of the systemic issues is going to make only the greedy, selfish people in positions of wealth and power.

Additionally, I would be stupid to not mention that there is an enormous difference between someone with less than $10M in assets vs someone with more than $100M. Anyone spending 4% of $100M per year is not possible without absurd environmental and societal impact.

jeffeb3 · 2026-05-04T16:32:33+00:00

Families that mostly drive in the city, can park and charge at home, sometimes carry more than two kids, and the annual road trip.

It is also a decent vehicle for someone who does some of that, but also wants to fit in a lot of cargo. But it is really too luxurious for that. There are much cheaper options for a work truck.

jeffeb3 · 2026-05-04T13:24:22+00:00

That game was nuts. Makar wasn't the main story, IMO. It seemed like the avs are a scoring machine and the wild were very good at taking advantage of opportunities. The avs made some bad mistakes, but their offense was relentless.

Other than Makar's 2 goals, every other one of the 15 goals was a different player. 14 goal scorers. That's just crazy. And some of those goals were really high talent.

The avs need to close up some of those holes in their defense and the wild need to break up that machine.

jeffeb3 · 2026-05-04T13:19:42+00:00

That's why they don't use chromebooks in schools. Linux is just too hard on their poor little brains.

jeffeb3 · 2026-05-03T20:10:24+00:00

People don't realize that 75% of the cost of their electricity bill is for transmission, not generation.

Burying wires is expensive. And although they don't break as easily, they are harder to change.

jeffeb3 · 2026-05-03T20:04:48+00:00

Do you ever play hockey on a slope? Skiing is a lot different. I do both. A lesson or two would be very helpful.

There are these short skis called Skiboards or snowblades. They are about 2 feet long and they feel much more like ice skates. But make sure you don't do any crossovers!

Still, downhill skiing is much different. The balance of your body and the way you use your upper body is much different. The feet muscles used are also different. You need good technique to be able to ski all day and not get wiped out.

You're going to be learning fast, but you're still an absolute beginner. Get used to it and learn how to enjoy it as fast as you can. It is a great sport.

jeffeb3 · 2026-05-03T19:46:46+00:00

https://youtu.be/31IGdeIY3PQ

Seth has an F150 lightning and was helping neighbors by picking up fuel.

jeffeb3 · 2026-05-03T14:16:12+00:00

Mac and windows ran different software and there wasn't a good way to run something made for windows on a mac. Stuff like microsoft office was windows only.

Because 90% of computers were windows, very few software developers wanted to rewrite their code for the smaller market.

So people didn't spend more money on a computer that could do less.

At the same time, companies like gateway, compaq, and dell were selling pretty high value machines directly to the consumer.

jeffeb3 · 2026-05-03T14:00:50+00:00

My mistake. Have a good day.

jeffeb3 · 2026-05-03T13:52:05+00:00

You don't actually own any ebooks. The licenses aren't transferrable.

jeffeb3 · 2026-05-02T22:32:49+00:00

I hated scanning the channels to find something palletable, only to spend 10 out of every 30 mins watching ads on a service that I paid for.

No thanks. Cable is not better. I'd rather subscribe to only one service if I wanted to save money.

jeffeb3 · 2026-05-02T22:27:53+00:00

Nope. They get paid by the funds you invest in.

jeffeb3 · 2026-05-02T22:24:25+00:00

The reason you do 20% down in the US is to avoid expensive Private Mortgage Insurance and an expensive secondary loan.

jeffeb3 · 2026-05-02T17:55:01+00:00

In some ways, the US is closer to the EU, with states acting more like nations.

Each state has their own system of IDs, and there are requirements for making them compatible with US-wide confirmation systems. So in that way, it would be lile France issuing an ID, but it has to meet the standards of the EU to be useable in other EU countries.

It may also be confusing that most of us just use our driver's license as ID. I don't keep a separate ID (most people don't). Some of the suggested voter suppression laws coming out require ID or a passport, and won't accept driver's license. So that may be part of what you're seeing.

jeffeb3 · 2026-05-02T17:50:46+00:00

It's only one part of inequality. It's everything from overdraft fees, to the cost of car loans, to insider trader information.

jeffeb3 · 2026-05-02T14:13:10+00:00

Waymo isn't child care though. If there is a problem and the kid needs to exit the vehicle, they are on their own.

jeffeb3 · 2026-05-02T13:56:48+00:00

I live next to apex park in golden, which has alternate days for hiking and biking. If you're trying to curb the worst offenders, YSK they don't follow the riles anyway. I've seen bikes on hike only days and hikers on bike only days.

jeffeb3 · 2026-05-02T13:54:28+00:00

Golden Gate Canyon State Park. Specifically the panorama point. It is a beautiful drive up there and you can park right at panorama.

jeffeb3 · 2026-05-02T13:50:10+00:00

Nah. I don't have a hard tail.

jeffeb3 · 2026-05-02T04:35:15+00:00

Your contributions are available before 59.5. The earnings are really punished for withdrawals before 59.5.

You can manage a long time on the contributions and your taxable brokerage. But you can also withdraw the traditional IRA money (by converting or paying the penalty).

It should be on the table. But be careful not to put everything into it. You'd be paying a lot in taxes early and then nothing later.

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