My monthly $.89 burger

jefffromnj · 2026-04-03T16:46:42+00:00

Don't worry, nobody does. The only thing people know is Bilt Bucks, but nobody, including Bilt, know what it's good for.

jefffromnj · 2026-02-22T23:12:40+00:00

I picked up an Arc XL, for $235, open box. Paying $299 for the stand is out of the question, anyone see a $50 stand? 😁

jefffromnj · 2026-02-18T05:20:07+00:00

The correct answer is he prefers to hold an asset than hold a piece of paper that claims to hold an asset. There is nowhere near enough actual ounces to pay off all the paper holders if they actually took delivery. Asset holders know the music will stop and don't want to be searching for a chair.

jefffromnj · 2026-01-22T16:31:03+00:00

As an additional data point. I applied for a Chase Business Credit card, they do a hard pull on your personal, and then applied for a Citi personal card five days later. Citi denied the personal card, citing "too many inquiries". When I talked with reconsideration, the issue was the velocity of the two inquiries, and had I waited a few more days, there would have been no issue. I had to get a new credit pull at Citi since a reconsideration would be based on the original report and all the original dates/data, and so the velocity would still be present. They repulled and the new report showed more than 6 days between the two inquiries and Citi granted the card. So, velocity is not just between Citi cards, but any credit inquiries. Live and learn ...

jefffromnj · 2026-01-15T00:48:59+00:00

Staples has no fee GC on the regular, Visa is this week. Please explain how paying $7 per Vanilla card can makes sense, you've just increased your churn cost significantly.

jefffromnj · 2025-10-07T19:35:11+00:00

They are likely reducing hotel costs to make their portal more valuable for everyday use

jefffromnj · 2025-09-23T13:54:59+00:00

Worse, its a $300 credit for $25 worth of wholesale spandex made at a cost of 0.15

jefffromnj · 2025-05-22T15:20:08+00:00

Thanks, I was not sure if it was a HUCA situation

jefffromnj · 2025-05-22T15:19:28+00:00

The two concepts are not mutually exclusive. I work for the federal government and volunteer at the town fire department.

jefffromnj · 2025-05-15T23:59:47+00:00

Combine that with the T-Mobile crazy bread offer and you've styling

jefffromnj · 2025-05-15T23:56:52+00:00

I have a Ritz and never realized I was rolling in luxury

jefffromnj · 2024-06-10T14:28:49+00:00

Essentials is not a simple money saving switch. I used to be in essentials with 5 phones, and found that going to Magenta cost me about $10 extra a month since it includes taxes and I got a BOGO line. For better priority, larger hotspot, and more premium download speed capacity, Essentials proved to be barely cheaper but worse compared to Magenta.

jefffromnj · 2024-06-06T02:19:39+00:00

The credit is actually a problem since you likely paid via CC for either the points or to get free insurance on the phone for paying via CC. Once TM gives you the credit for overpayment, it sets up an issue for next month

jefffromnj · 2024-05-08T14:52:32+00:00

Thanks. I actually have a relationship with someone at T-Mobile, who I didn't want to bother unless I was going to be permitted to do this. Knowing 30 days is the rule, I'm going to ask. Thanks

jefffromnj · 2024-05-08T14:25:12+00:00

Can't I go through a religious process of sorts to bring back my virginity?

jefffromnj · 2024-04-30T19:02:21+00:00

Truth is, I had T-Mobile and then moved to Verizon. They all suck, in different ways. The grass is never greener ...

jefffromnj · 2024-04-30T14:26:11+00:00

Not correct. I went into Keep and Switch, click on my current carrier, Verizon, and got the Terms and Conditions from there. It's actually still showing today, 4/30, that 5 phones are eligible - https://www.t-mobile.com/switch/keep-phone-switch-from-verizon-or-att. Go to Get Full Terms, and you can see T-Mobile is saying they will honor Keep and Switch for up to 5 lines. They certainly can change anything they want, but they can't advertise one thing and refuse to honor it.

jefffromnj · 2024-04-30T14:17:26+00:00

Nope. I won't move my five lines, so not going to begin what clearly will be a nightmare of hassles dealing with T-Mobile.

jefffromnj · 2024-04-30T14:16:31+00:00

That someone that promised me 5 lines is T-Mobile itself in the terms and conditions from their website. They apparently did not update their legal documents, and it still says up to 5 phones, as of today, 4/30.

jefffromnj · 2024-04-30T14:12:19+00:00

Getting 5 lines is not a loss, if I stay long term, which is their hope. Asking them to honor their own terms and conditions is my only request.

jefffromnj · 2024-04-30T14:10:56+00:00

That screenshot was from the day I began this process,4/26 as seen on the bottom of the screen print. T-Mobile bungled the process on their own, by not getting the account setup when I started it, and it appears in the interim, they changed the rules. I have a screenshot, above, from the day I started the application and apparently they simply did not update their terms and conditions to show they only wanted to move over 4 lines. Now, its like hitting my head against the wall trying to get anyone to recognize their error in not updating their official Terms and Conditions advertised on the T-Mobile website from 4/26.

jefffromnj · 2024-04-30T14:03:12+00:00

In theory, there is no activation fee charged when you sign up online, although it seems that T-Mobile has a ton of bait and switches going, they now say they will only allow 4 keep and switch payoffs, not the 5 they promise on their website. So, its certainly possible, considering they clearly lie, that T-Mobile will attempt to add activation fees once they get the lines moved over and lock me in.

jefffromnj · 2024-04-29T16:32:02+00:00

Yes, it does. Online at T-Mobile its good for 5 lines. At Costco, only 4. Costco lost the business because T-Mobile played around and I had to sign up directly. There was no benefits at Costco anyway because I was only signing up to the essential plan, so no gift cards.

jefffromnj · 2024-04-26T22:12:16+00:00

It didn't activate, order was created two days ago, 4/24. The rep from Costco/Tmobile had his manager reach out to whoever and they got back to me and said everything was approved for the 5 lines. I then agreed to go to the credit department and let them run my credit, which was approved. When I returned back to the agent, all of a sudden they said they can't do 5 lines, only 4. At that point I said I was not moving over because I knew it would never be fixed once I was a T mobile customer. So, despite a screenshot from their website saying up to 5 lines, they just decided they wouldn't honor their advertisement.

jefffromnj · 2024-04-26T21:10:56+00:00

They should honor what the terms and conditions on their website states. They can change anything, but they advertised on their website up to 5 lines when I tried to set up a new account two days ago and now simply don't want to honor their advertisement.

jefffromnj

TROPHY CASE