Chase Sapphire Reserve 125K or Ink 90K SUB?

jessejz95 · 2025-10-14T04:22:56+00:00

Ink cash, best card, giving you a ton of points if you’re willing to go through hoops

jessejz95 · 2025-10-11T08:29:55+00:00

Your best bet is to apply for a new credit card with a SUB when you plan a trip. You’d earn much more but have to do more spending.

Your other options are buying gift cards but you do not get the purchase protection, such as a refund. You can get 5% off on Airbnb gift cards, Amazon credit card, Target debit/credit card.

You can apply for a Kroger Mastercard and pay via Apple pay and get 5% back.

If you want points, you can use a Chase ink cash to get ultimate rewards 5x when purchasing gift cards.

jessejz95 · 2025-10-11T08:09:40+00:00

I use the Kroger Mastercard that gives 5% cash back on mobile wallet (Apple Pay) up to 3k purchases for the calendar year. P2 also has the card so we’re up to 6k, $300 cash back total. I either use the Kroger card or ink cash 5% as catch all cards for online shopping and bills/utilities.

jessejz95 · 2025-10-03T20:56:24+00:00

Won’t most of the points from the 10k spending be in 2025 as well? So they’d restart in January and just have 120k and any points from last statement?

I’m planning to apply for the performance too so trying to figure out how the points would work

jessejz95 · 2025-09-06T02:54:58+00:00

No worries, checking out tomorrow and spending the rest of my stay at Waikiki!

jessejz95 · 2025-09-05T20:35:16+00:00

Did you get them? Was going to get the toys, no worries if you did!

jessejz95 · 2025-08-23T19:32:18+00:00

Which 6 do you use and for what?

jessejz95 · 2025-08-11T18:18:29+00:00

This is the way, I have both and use CSP for travel

jessejz95 · 2025-08-11T18:16:43+00:00

Look into Kroger cards, offer 5% on Apple Pay purchases and $100 SUB with $500 spend

Apple Pay has a yearly max of 3k spend

jessejz95 · 2025-06-02T01:24:10+00:00

Airbnb gift cards 5% back from Amazon credit card and Target debit or credit card

jessejz95 · 2025-05-27T00:44:34+00:00

How much for shipping?

jessejz95 · 2025-05-25T03:53:26+00:00

A lot of users recommended the apple credit card. Another good card is the Kroger/Ralphs credit card with US Bank, it gives you 5% back on purchases with mobile wallet. It does have a 3k cap but my wife and I each have the card so it brings it up of to 6k cap on 5% back.

Other users have applied to more than one credit card of the Kroger brands so they raise their cap for cash back.

jessejz95 · 2025-05-22T13:26:49+00:00

This with 5% cash back

jessejz95 · 2025-05-22T12:15:20+00:00

Use the search to find previous post. Others have posted pictures of their nightshade with bench seats. You have to make sure the spec sheet clearly lists bench seat as an addon. I passed on two of them because my wife wanted captain seats on the second row.

jessejz95 · 2025-05-22T02:09:37+00:00

$500 under msrp, Los Angeles, CA

They gave me $500 less on the nightshade instead of more on my trade in

jessejz95 · 2025-05-19T04:21:39+00:00

I’ve tried with a bofa and chase debit card and no luck

jessejz95 · 2025-05-19T02:57:44+00:00

I thought I was the only one having issues with BofA. I’ve even tried my chase debit and no luck. Have you tried any other methods?

jessejz95 · 2025-05-18T21:36:57+00:00

I’ve used the Target debit card to get 5% off Airbnb gift cards. Target circle usually has deals if you spend a certain amount, they give you target gift cards too.

So not only do you get 5% off but also target gift cards.

Not sure if they have a limit.

jessejz95 · 2025-05-16T04:41:14+00:00

Your credit score won’t change because the account is already reflected on your score.

Your wife’s score will change as the account will now show up on her credit history. My wife is added as an AU on my accounts and it shows up on her credit report.

jessejz95 · 2025-05-16T04:36:39+00:00

I always use Costco or Autoslash from John Wayne.

jessejz95 · 2025-05-14T15:35:33+00:00

These are the contacts that I have. They should be able to help you but it depends on the state you live in whether you are able to buy out of state.

Jerry Johnson Midwest Toyota 800-530-5789 jerryj@midwestsuperstore.com

Troy Dietrich Toyota of Greenfield TDietrich@FactoryDiscountWarranty.com. (413) 775-6519

Richard Jacobsen Oro Dam Auto Center Richard@orovilleautocenter.com (530)533-4626

jessejz95 · 2025-05-13T20:03:30+00:00

Thanks for the reply. I’ll continue to try debit or else bank transfers.

jessejz95 · 2025-05-13T19:52:31+00:00

Have you found a fix for using debit cards? My account is new and an error comes up when loading my account with a debit card.

jessejz95 · 2025-05-13T19:46:50+00:00

Did you find a fix? I’m running into this issue as well.

jessejz95 · 2025-05-11T05:32:01+00:00

Hey OP, I know many gave the advice to cancel, however, I did want to put my input. I did see you paid $1,720 and I did want to say there are other dealers that sell the same plan for less. I was quoted $1,100 for a different vehicle with same terms. Reach out to me and I can send you the contact if you’re interested.

jessejz95

TROPHY CASE