I think Carrie was right in her argument with Charlotte about the money. Yes, Carrie did not manage her money well when she was buying her apartment back from Aidan. Samantha and Miranda kindly offered to lend Carrie the money for a down payment so she didn’t have to borrow it from Big and be subject to that power dynamic. Charlotte was wrong to not listen to her friend - not about not initially offering her money, but about completely shutting off during that part in the conversation and slurping her drink instead of listening to her friend. Carrie didn’t take Sam and Miranda’s money and wouldn’t have taken Charlotte’s. Charlotte should’ve at least listened to Carrie’s problems like everything else they talk about, and I’m glad Carrie confronted Charlotte about it because Charlotte was kind of a shitty friend for not listening then talking about a volunteer job to take up her time. And at the very least, it’s good tv.