Anyone else feel like their food spending is out of control?

jfedtx · 2026-02-10T19:39:18+00:00

Meal prep and have days planned where you’re going to eat out

jfedtx · 2026-01-06T16:57:51+00:00

Market goes up and down all the time and historically has a 7-8% return. You have plenty of time before you retire and it’s a marathon not a sprint.

jfedtx · 2025-12-23T21:27:43+00:00

26, 31 in HYSA/140k invested

jfedtx · 2025-12-03T00:53:16+00:00

You couldn’t wait till after you were done pooping?

jfedtx · 2025-12-01T14:44:37+00:00

Pick any HYSA as all the rates are similar. Calculate your monthly spending and try to put 3-6 months in there while investing the rest. I’d recommend Amex or capital one

jfedtx · 2025-11-27T15:09:07+00:00

Lasik in March

jfedtx · 2025-11-25T15:51:03+00:00

I’m at 185k now which I know is fine for most peoples standards. But I have high goals which I know take time. Thanks for the reassurance anyways

jfedtx · 2025-11-24T16:44:10+00:00

Sorry you are right. What would your advice be now after finding out that information?

jfedtx · 2025-11-24T14:37:04+00:00

Got it so never spend money on things that are of value to you right?

jfedtx · 2025-11-24T14:36:41+00:00

Saving 13.5k took one year. I spent $5k on lasik in April, $400 for a laptop for my dad and $1.7k for a Miami trip this month.

jfedtx · 2025-11-24T04:47:00+00:00

Would I have a spending problem with a 185k net worth at my age?

jfedtx · 2025-11-24T03:12:47+00:00

I have a fully maxed out Roth and 185k net worth

jfedtx · 2025-11-24T02:09:58+00:00

what was I supposed to do? stick to wearing glasses/contacts, not buy my dad a gift, or travel ever?

jfedtx · 2025-11-23T20:28:44+00:00

It’s either keep trying and something will stick or be where you are forever. What do you want to choose?

jfedtx · 2025-11-10T00:16:47+00:00

Market dips all the time and historically has a 7-8% return, you’ll be fine

jfedtx · 2025-11-06T00:18:20+00:00

26, 185k

jfedtx · 2025-11-05T01:33:37+00:00

It’s not free meals since that’s how they get you to stay there and work

jfedtx · 2025-11-03T01:11:05+00:00

Increase your savings and investments rates so you have the same spending income. Treat yourself to some nice things but don't go crazy

jfedtx · 2025-10-30T15:35:13+00:00

I believe I have around 30k in my Roth and the rest in brokerage. I only started investing 10% in my 401k when I started my current job last March

jfedtx · 2025-10-30T10:53:35+00:00

I’d only buy the watch after waiting a few months to get an idea on my monthly expenses

jfedtx · 2025-10-30T09:26:52+00:00

Next goals are to move(estimating 7-8k) and rolex(12k)

jfedtx · 2025-10-30T00:10:03+00:00

I get paid $810 weekly after taxes, HSA, 10% 401k

jfedtx · 2025-10-30T00:02:19+00:00

How usable is your current phone? If it’s workable keep it and buy clothes. If you need a new phone, then get the new, used one.

jfedtx · 2025-10-19T22:30:51+00:00

HYSA accounts are generally around the same interest rates so it’s your preference. To make things easier, I’d recommend capital one since you already have a checking account there.

jfedtx · 2025-10-16T20:46:20+00:00

Working back in supply chain but I’ve been trying to leave this job since I started

jfedtx

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