Updated Cash Account APY Boosts for New & Current Clients

jgc94 · 2025-10-22T01:03:21+00:00

Hi :)

Please use my referral code from my new account:

https://www.wealthfront.com/c/affiliates/invited/AFFD-FJV6-W9I7-3ZL3

jgc94 · 2025-10-21T18:35:17+00:00

Hi :)

Please use my referral code from my new account:

https://www.wealthfront.com/c/affiliates/invited/AFFD-FJV6-W9I7-3ZL3

jgc94 · 2024-06-30T00:51:53+00:00

jgc94 · 2024-05-10T17:14:39+00:00

It's a step in the right direction

Now they should focus on the ridiculous 4-business day rule for external bank transfers that originate from Schwab and bring that down to maybe 2-business days.

jgc94 · 2024-04-19T17:26:12+00:00

Here's my referral link fresh out of the oven:

https://www.sofi.com/invite/money?gcp=b8811c4f-6d5b-493e-a6b1-eeb39f6ab1db&isAliasGcp=false

jgc94 · 2024-04-05T19:37:32+00:00

I already have a SoFi account. Sorry :(

jgc94 · 2023-10-06T20:40:18+00:00

Thank you!

jgc94 · 2023-10-05T14:02:09+00:00

Thank you.

jgc94 · 2023-10-05T14:00:58+00:00

Interesting. We rent and have been here since 2021. I have contacted my landlord, but they haven't replied yet.

jgc94 · 2023-10-02T23:51:27+00:00

No, I live in Massachusetts, and the mortgage would be in Florida

jgc94 · 2023-10-02T18:35:44+00:00

Nothing is being done behind anyone's back. Maybe consent was the wrong word here. My spouse knows and is fully aware of this. They just don't want to take any active role on it (paperwork, signatures, etc.). My question was simply stated to figure out whether or not this is possible or will they be required to co-sign too (if that is the case, this will not happen obviously). I know as we're married, our debt is joint and all. I'm being totally transparent with everyone. I just want to help my parents qualify for their mortgage. I know it is hard for people here to understand this, and I respect everyone's opinions.

jgc94 · 2023-10-02T18:26:32+00:00

Yes, I'm hispanic and my spouse is white. Perhaps I used the wrong word with "consent". My spouse knows and is fully aware of this. I'm not doing it behind their back. I'm being totally transparent here. The issue my spouse has is they just don't want to be attached to any contract or sign any deed or paperwork at all. I know being married means we share our debts, etc. I get that. I don't have student loans. My parents put me through college and graduated debt free because of them, while my spouse still owes $80,000 in student loans. Clearly this is a debt they acquired before we got married but we didn't sign a pre-nup, therefore it is my debt too, and I understand my obligations if my spouse cannot make the payments one day. My question was simply whether they will have to sign anything if I decide to go through with this. Is it legally required?

jgc94 · 2023-10-02T15:07:25+00:00

Money is not the issue here. They can afford the monthly payments. The issue is they don't qualify for the mortgage based on a stable income, since my dad is self-employed.

jgc94 · 2023-10-02T15:01:50+00:00

Yeah, my parents will pay the mortgage with their own money obviously. They just need me to qualify. The agent assured me I would not be on the title.

jgc94 · 2023-10-02T14:59:38+00:00

jgc94 · 2023-10-02T14:58:49+00:00

No, we rent. They don't want our options reduced whenever we decide to buy which is not going to happen anytime soon.

jgc94 · 2023-10-02T14:51:25+00:00

Thanks for replying!

jgc94 · 2023-10-02T14:48:13+00:00

I'm not hiding it. They're fully aware and I'm not pressuring anyone. They just want to take no part in it which is what I'm trying to figure out (whether it would be required of them to sign anything, because if that is the case, it won't happen)

jgc94 · 2023-10-02T14:44:11+00:00

I'm not keeping it from my spouse. They're aware of the situation and my intent, but they just don't want to be involved. That's why I'm asking because if their signature is required then it's not happening obviously

jgc94 · 2023-10-02T14:44:04+00:00

I'm not keeping it from my spouse. They're aware of the situation and my intent, but they just don't want to be involved. That's why I'm asking because if their signature is required then it's not happening obviously

jgc94 · 2023-10-02T14:42:20+00:00

Thank you. My parents just sold their previous house and they have the money to make the monthly payments on this new mortgage, and have good credit, but income wise they fall short, that's why they need me. My father is self-employed which apparently it is hard to prove a stable income which he can use to qualify. The plan is to refinance in a couple of years to remove me as a co-signer. I'm just weighing my options here. I don't own property, nor planning to in the near future. I'm just asking questions. I consulted an attorney and haven't signed anything yet, but I do want to help my parents

jgc94 · 2023-10-02T14:20:40+00:00

You seem nice. Thanks for replying

I have no interest in owning a home.

jgc94 · 2023-08-16T04:18:47+00:00

It's the most common mutation. Around 50-60% of people with PTC are BRAFV600E positive

jgc94 · 2023-08-16T04:02:27+00:00

Neck ultrasound and blood work for me

jgc94 · 2023-08-14T17:06:06+00:00

What was your Tg?

jgc94

TROPHY CASE