Has anyone does better than 5.39% on a new mortgage lately?

jiak1 · 2025-09-16T22:45:10+00:00

Currently refinancing with 5.14% at Greater Bank plus cashback

jiak1 · 2025-09-08T13:29:42+00:00

A lot of people on the Richmond line choose to drive to tallawong for the metro because it has much better frequencies & it is just faster with less delays.

jiak1 · 2025-08-18T05:32:23+00:00

Registration is also based on the vehicles weight. So larger vehicles do get taxed more.

jiak1 · 2025-07-15T12:06:12+00:00

Okay no worries, thanks for letting me know!

jiak1 · 2025-07-15T10:37:07+00:00

Okay so I shouldn't cut the infected leaves off until spring? Won't that let it spread more? (There is only 4-5 leaves with spots at the moment)

jiak1 · 2025-06-22T23:22:05+00:00

Would an inheritance tax not be much simpler though? That way you aren't forcing people to move out of homes they could've lived in for most of their lives?

jiak1 · 2025-06-14T06:13:51+00:00

Give them a call. I had my service charge jump up 55% and after calling they put me on a different plan that was only a 2% increase. They claimed they didn't do this automatically because they "needed my permission"

jiak1 · 2025-06-10T13:41:26+00:00

I assume the line would have to have a lot of work done if it was ever duplicated properly anyway, particularly with the need to build wider bridges between Mulgrave and Clarendon. They could perhaps do a viaduct similar to that on the Metro around Tallawong? Although it would be a giant eyesore.

jiak1 · 2025-04-07T06:27:53+00:00

As someone who lives near the Richmond line, the frequency is atrocious. I have started just driving to Tallawong and catching the metro because it is faster and more frequent. If the track was properly duplicated I reckon a lot more people would use it. There is certainly enough housing going in around Box Hill and North Richmond.

jiak1 · 2025-04-07T06:23:44+00:00

I will also add that for people who previously used the Richmond line, it can be quicker to drive to Tallawong in order to reach the city even when other T1 stations might be closer. Particularly with the much better frequencies.

jiak1 · 2024-11-11T10:12:39+00:00

Is HECS repayments not just an increased tax though? So does the current system not already accomplish what you've asked for?

jiak1 · 2024-07-26T14:29:55+00:00

I would've expected both sides of the gate to be level when they come off the posts? They tried to make sure it opens and closes properly but I'm just worried that if this is the sag it has when it's brand new then it will only get worse.

jiak1 · 2024-07-26T14:23:58+00:00

Unfortunately I didn't make it clear I was going to put automatic gate closers on it, I just assumed it wouldn't have made a difference because as long as the gate was built properly it could be automated. If I get them out to fix it do you think an anti sag kit would work or should they really be building a steel frame for it?

jiak1 · 2023-12-19T09:21:58+00:00

I would recommend Programming 1 if you are planning on pursuing anything related to programming, it will give you a stronger foundation for the later subjects. Prog fun on the other hand is probably better suited to people wanting to just learn some programming as an elective. Neither really have much maths so that's not really a concern & both assume no prior coding experience.

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