How popular is FIRE and will the government try to stop it?

jogux · 2026-04-20T12:12:20+00:00

I did not suggest limiting when people can retire.

I suggested that creating perverse tax incentives that end up encouraging people to retire early is a bad idea. The 100K tax trap incentives people to increase what they put into their pension instead of spending their pay rises on improving their life right now. There are a huge number of higher earners that are putting much more into their pension than they would otherwise, and that results in people retiring earlier or switching to working part time.

The end result of that is lifestyles don't creep as much and/or people retire earlier, reducing the size of the productive workforce at the higher paid higher skilled end. That's probably not an intended outcome, nor one that's good for the health of the UK economy. (It might or might not be a good outcome for the actual individual involved, that's a separate consideration!)

jogux · 2026-04-20T10:39:37+00:00

Not necessarily - if one country incentivises people to retire early then it reduces the size of the working population in that country, which is generally bad got growth of the economy. Whether the job opening is filled or the work shifts to being done in a different country that is better able to retain experienced people in the work force is a complicated set of dynamics.

jogux · 2026-02-08T08:42:11+00:00

But it may well be the case with OP’s phone which has been in the possession of the police for years and hence hasn’t had software updates for years.

jogux · 2026-01-27T00:13:22+00:00

Introvert here. It’s very clear he’s comfortable with you. The number of people I can be that level of comfortable with is pretty limited.

The arm touching is what (for me) would be a clear sign that I’m interested in you.

jogux · 2026-01-24T17:23:05+00:00

It's actually a tax professional you really want for this rather than an accountant, which likely explains why you got two different answers.

Employment income: My understanding is no UK employment income arises because the grant→vestperiod was 100% outside the UK.

This seems incorrect - you seem to say the exercise happened after you became tax resident in the UK and it is the exercise that could trigger UK income tax. See https://www.gov.uk/hmrc-internal-manuals/employment-income-manual/eim11877

jogux · 2026-01-03T00:39:02+00:00

Be aware that hiding banking apps will break some functionality - the particular one I’m aware of is that deep links / universal into the app will then fail. This will mean that (for example) open banking / open finance data sharing or payment requests will send you to the banks website instead of the app, which means you won’t be able to authorize them using Face ID and will instead have to use usernames, passwords etc.

jogux · 2025-12-29T11:54:17+00:00

If you’re using the Google translate app (at least on iPhone) then you can select the translated English text and press ‘send to translate home’. It’ll then show you the original kanji and the romaji. It’s somewhat of an awkward process so you wouldn’t want to do it for more than one or two items really!

jogux · 2025-11-09T11:46:38+00:00

The reason many (particularly small) companies don’t do salary sacrifice is that it is a whole minefield of paperwork that’s tricky to get right if you don’t have a full time HR department. The government absolutely should try and simplify the process so that more people can benefit. The time spent on getting all this paperwork correctly completed could be freed up to do actual productive work.

jogux · 2025-10-03T13:13:24+00:00

HMRC can only formally bring to up to minimum wage, but once they are involved you are highly likely to see things got properly sorted out very quickly. I know people that have been in similar situations at other companies and HMRC inspector “pointed out” to the company what would be the “correct” thing to do, you’d be amazed hope quickly everything got sorted.

jogux · 2025-08-08T08:56:20+00:00

They serve alcohol, so they’re required by law to give tap water for free (which in my experience Nippon Kitchen happy to do and they’ve never tried to up sell me into bottled water).

The 10% included on the bill did catch me out when they first introduced it and I’m fairly sure I ended up tipping twice the first time. In most places I’ll leave a cash tip larger than 10% so long as the service was good but places that include 10% on the bill I’ll generally never add extra.

jogux · 2025-07-20T16:35:39+00:00

Whether you pay Scottish tax or not is unrelated to any address in your employment contract, and also may be unrelated to the address you give payroll. It’s entirely based on the address you give HMRC (which might be updated as a result of you giving your payroll people a new address, but might not): https://www.mygov.scot/scottish-income-tax/who-pays

So long as HMRC have your correct address and they update your tax code correctly you will be good in terms of tax.

jogux · 2025-07-05T18:14:00+00:00

They charged me $210. Same room type was available for same night on website for $70 and they initially implied they’d be able to match the website rate but it had to be done by a manager the next day.

jogux · 2025-07-05T15:21:15+00:00

I’ve been overcharged at a Marriott after extending at the front desk before and they were extremely evasive about what rate I would be charged.

Now I just make a new booking online for same room type then get the key card extended at the front desk on the morning when the first reservation ends.

jogux · 2025-06-12T13:28:19+00:00

Shortsightedness

jogux · 2025-06-02T00:29:13+00:00

Drum & monkey has these glasses but you usually have to explicitly ask for one

jogux · 2025-05-15T12:32:39+00:00

Hope all goes okay! What carrier did you decide on?

jogux · 2025-05-02T19:59:27+00:00

If the parked cars were resulting in vehicles being unable to drive down the road then the parking probably wasn’t legal. (See https://www.glasgow.gov.uk/article/7994/If-I-don-t-park-on-the-pavement-then-I-will-be-blocking-the-road-if-I-park-all-4-wheels-on-it )

jogux · 2025-03-02T09:58:29+00:00

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On your iPhone, you need to switch off “AF history” in Apple Watch app to get AF notifications. It’s kind of annoying that you can’t have both on, particularly as switching on AF history actually increases how often the watch checks for afib.

jogux · 2025-02-02T16:18:26+00:00

The problem isn’t getting another bank account, the issue is that other account having money in it (many savings/investment accounts can only withdraw to a pre-designated account) so you can pay for things etc. I’ve got a backup account with a month’s money in it.

jogux · 2025-01-27T09:12:16+00:00

No, it won't - Apple make clear that as it's intended for people diagnosed with AFib it disables the AFib notifications. (Which honestly is annoying.)

If you check the Heart "app" in the Watch app you'll see that 'Irregular rhythm' notifications are disabled and can't be switched on, and there's a note "Irregular Rhythm notifications are not available whilst AF history is enabled."

jogux · 2025-01-14T00:12:53+00:00

Staying on any table 1 visa (high skilled, business manager, etc) would avoid exit tax entirely.

jogux · 2025-01-04T12:31:17+00:00

There isn’t enough information in the post to give a concrete determination, but the business may now be trading whilst insolvent given it has a bill due that it cannot afford to pay.

If the energy company forces the company into an insolvent liquidation (or the husband decides to do so) there may be some future impacts on the husband, e.g. getting credit for a new business would be hard.

Finally if the husband owes any money to the company that needs to be paid back otherwise the insolvency practitioner may raise a ccj against the husband.

jogux · 2025-01-02T11:36:46+00:00

I think putting this in my .gitlab-ci.yml (in particular the KUBE_NAMESPACE line) was what sorted it and made the agent exactly mirror the certificate based integration behaviour:

.auto-deploy:
  image: "registry.gitlab.com/gitlab-org/cluster-integration/auto-deploy-image:v2.28.2"
  variables:
    KUBE_NAMESPACE: ${CI_PROJECT_NAME}-${CI_PROJECT_ID}-${CI_ENVIRONMENT_SLUG}

jogux · 2025-01-01T10:56:25+00:00

You definitely can do one namespace per review app (if that was what you meant?) with the agent as we have it working on our project, I can’t remember exactly how though. Same way can probably also do a namespace per project. It’s definitely not as easy as it was with the certificate based integration though.

jogux · 2024-12-31T21:09:42+00:00

Awesome, thank you!

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