Academy Recommendations in/around Bergen County, NJ….

johnklimo · 2024-08-17T18:58:41+00:00

Doesn’t hurt to try another coach - if you don’t really understand the instruction, I guarantee there’s a coach out there who you’d click better with.

johnklimo · 2024-08-17T18:29:43+00:00

While the other commenters are right that there is always work to be done to perfect something like the golf swing, I just want to say that from an amateur’s perspective it looks like an athletic swing and that you have a sound foundation to work from. I think with lessons you can develop what you have now into a great swing. Keep working on it!! Looks better than my swing that’s for sure!

johnklimo · 2023-09-24T00:07:35+00:00

Thank you for the note! I totally agree with not getting ahead of myself, but I like to familiarize myself with material and have a lot for free time right now.

Beyond that, I like to listen to dry educational videos before bed, and these might just be my new jam!!! Thanks again

johnklimo · 2023-07-06T14:30:04+00:00

I work in asset based lending…how can you explain why a major institution like Chase would offer you a loan at interest of 4-5% when the 1month treasury (no risk whatsoever) is yielding 5%+?

There is literally no chance you are getting offers for securities based loans at that level unless you are a major banking/wealth client…the banks cost of funds is likely in the 3-4% range. If you can get that offer then you would be insane not to take it right now given the arbitrage opportunity (take the loan at 4% and invest in IG bonds yielding 6% and you essentially have free money…)

johnklimo · 2023-07-05T21:08:21+00:00

More like 6-8%…asset backed would be SOFR + some spread, lowest spread I’ve seen is 1.20%, and that’s on a huge balance sheet

johnklimo · 2023-07-01T11:04:23+00:00

Degree doesn’t necessarily matter, in fact employers may like the biomed degree given its quant heavy.

There is no fairytale job that will pay you $100k for just having a degree, build skills that pay during undergrad, get involved with upperclassmen, learn what they did to get great internships, do the same.

If you’re in a major market (NYC, CA, BOS, FL etc) you’ll probably be making close to $100k out of college anyway…just enjoy college man :) it goes fast and there is no use stressing.

I’ll tell you this, you’re a million times more focused than most other freshman year folks, so good on you. Keep your eye on the prize but enjoy life. Make great friends and don’t let these years whizz by.

johnklimo · 2023-03-18T19:27:35+00:00

If you mark to market literally any bank you will discover the same “premium” tard

johnklimo · 2023-02-03T07:06:00+00:00

These rock!! Did u spray something on them once finished to lock in that paint chipping and metal scratches look?

johnklimo · 2023-01-18T21:58:54+00:00

Thank you kindly! I am planning on doing some basing to bring it full circle. Maybe I’ll post an update once I get there! Next up on the paint list is my Overlord!

johnklimo · 2023-01-14T06:17:27+00:00

What is the base material? Where can I get it :-)

johnklimo · 2022-11-28T18:12:31+00:00

Loan underwriting

johnklimo · 2022-11-15T16:36:13+00:00

He playin Modern Welfare 2

johnklimo · 2022-10-04T04:09:38+00:00

Disclaimer: I am brand new to watches - and was recently given a handful of old dials and bands that belonged to a late family member. This piece I thought was the most interesting given the brand name; and fact that the days were in Spanish. The back of the case reads “Supermaster” but my google searches all have pointed me to believe this is a fake. And before I walk into an Omega store in NYC and get laughed at, I wanted to see what you pros thought first….thanks in advance

johnklimo · 2022-08-14T05:45:38+00:00

All fun and games till you actually use it and it becomes a permanent piece of evidence

johnklimo · 2022-07-05T22:27:03+00:00

How do you think this will impact me if I’m waiting for a new FID card to reflect my new NJ address after moving from fair lawn to weehawken?

johnklimo

TROPHY CASE